Hey, everyone!
Key points below for easy reading:
- I'm 4/24 and want to get another Ink card or two before locking myself out of Chase for the next 16 months.
- I currently have one Ink Business Unlimited with a $27K limit.
- The rub is that I'm using this card to "warehouse" debt of an asset purchase at 0% for 12 months.
- This card is maxed out and will be paid off the day before interest charges start.
- Minimum principle payments are on auto-draft until that point.
- Given the debt carry, I'm concerned Chase may deny my application for another Ink card.
- I will be using a different company EIN for this next application.
So, does anyone have any experience applying in the same situation? My data points below:
- Experian: 788 - 5 inquiries
- Equifax: 800 - 2 inquiries
- Transunion: 797 - 1 inquiry
Any insight greatly appreciated! Thanks a lot.