Credit Card with No annual fee and foreign fee.

[HudZ]

I want to get a new credit card that has no foreign fee, as well as no transaction fee, what is my best option???
I already have the chase freedom unlimited, now i would like a card with no foreign fee. If some one can help i'd greatly appreciate it!!

[yungermanchik]

I want to get a new credit card that has no foreign fee, as well as no transaction fee, what is my best option???
I already have the chase freedom unlimited, now i would like a card with no foreign fee. If some one can help i'd greatly appreciate it!!

Bonvoy Bold
United Gateway
Hilton Amex
Delta SkyMilesŪ Blue
Discover itŪ chrome
Discover itŪ Miles
Discover itŪ Cash Back
Capital One VentureOne
Capital One Quicksilver
Capital One SavorOne
Journey Student Rewards from Capital One
Upgrade Triple Cash Rewards Visa
Upgrade VisaŪ Card with Cash Rewards

these are @Dan's links

[HudZ]

Please tell me the best one! The one u wud choose, I spent a while looking thru all the differnt ones, but never came out with any clear answer, I'd love a one card or two card answer, one that you have or would choose pls!!

[yungermanchik]

Please tell me the best one! The one u wud choose, I spent a while looking thru all the differnt ones, but never came out with any clear answer, I'd love a one card or two card answer, one that you have or would choose pls!!

Do you fly a lot or use hotels a lot. It can make a big difference.

[HudZ]

Don't fly or travel on planes currently, but go to canada 3 to 4 times a year, and want to have a credit card there... and no, i dont stay in a hotel while I'm there..

[HudZ]

Any one have an opinion??

[yungermanchik]

I think these 2 are the simplest:
Discover itŪ Miles 1.5% on everything
Discover itŪ Cash Back 5% rotating categories, 1% on everything else

[Shaya E]

I think these 2 are the simplest:
Discover itŪ Miles 1.5% on everything
Discover itŪ Cash Back 5% rotating categories, 1% on everything else

I don't know about Canada specifically, but Discover doesn't have universal acceptance outside the US. Probably not the best idea for a card specifically for international spend.

In either case I would suggest whichever of the C1 cards best fit your needs. (Probably the QuickSilver if you don't care for transferable points or spend categories).

[yungermanchik]

I don't know about Canada specifically, but Discover doesn't have universal acceptance outside the US. Probably not the best idea for a card specifically for international spend.

Good Point. I didn't realize that.

[HudZ]

So I should go with the quick silver... Not the savor one?

[Shaya E]

So I should go with the quick silver... Not the savor one?

Personally, I would get the SavorOne since I think that's a better card. However, if you want simplicity and only plan on using this card internationally (I assume you stay at relatives and don't spend much at groceries or restaurants), you should go for the Quicksilver.

In summary, if you would optimize the card at home as well (or if my assumption about your international spend is wrong), probably best off with the SavorOne. Otherwise, probably the QuickSilver. Like everything else in the CC world, YMMV (Your Mileage May Vary).

[incendia]

I want to get a new credit card that has no foreign fee, as well as no transaction fee, what is my best option???
I already have the chase freedom unlimited, now i would like a card with no foreign fee. If some one can help i'd greatly appreciate it!!

https://secure.bankofamerica.com/apply-credit-cards/public/icai-single/#/info/

[herb]

I don't know about Canada specifically, but Discover doesn't have universal acceptance outside the US. Probably not the best idea for a card specifically for international spend.

this used to be more true, however recently they have gained much more acceptance everywhere ime

[HudZ]

this used to be more true, however recently they have gained much more acceptance everywhere ime

Now we start from the beggining- lolol!!

Do i get the discover or the c1?

[myi]

"Here are a few other cards that are free:

▪︎Chase Amazon Prime Visa: 5% cashback on Amazon purchases.
▪︎United Gateway: 25% back on inflight purchases.
▪︎Barclay's Arrival.

Alternatively, you could consider getting an Amex card with a small annual fee that offers return protection, Amex offers, purchase protection, and warranty benefits.

Another option is a Chase Simple card, such as the Sapphire Preferred ($95 annual fee). It includes $15 quarterly credit for Instacart, worth $60. (Do lacal stores to avoid extra IC fees for pickup), extended warranty and purchase protection. It also offers benefits such as Gopuff and DoorDash credits, sign-up bonus, and $50 hotel credit for any hotel booked through Chase UR.

In my opinion, there are many cards with better perks than C1.

Edit..

Seems this card is pretty decent.
Capital One Quicksilver Cash Rewards Credit Card
•Bonus Offer
Earn a one-time $200 cash bonus once you spend $500 on purchases within 3 months from account opening
•Unlimited Rewards
Earn unlimited 1.5% cash back on every purchase, every day
•Capital One Travel Rewards
Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
•Annual Fee
$0
•No Foreign Transactions.

There are many out there.

[HudZ]

"Here are a few other cards that are free:

▪︎Chase Amazon Prime Visa: 5% cashback on Amazon purchases.
▪︎United Gateway: 25% back on inflight purchases.
▪︎Barclay's Arrival.

Alternatively, you could consider getting an Amex card with a small annual fee that offers return protection, Amex offers, purchase protection, and warranty benefits.

Another option is a Chase Simple card, such as the Sapphire Preferred ($95 annual fee). It includes $15 quarterly credit for Instacart, $60 credit for in-store purchases (with the same price), and extended warranty and purchase protection. It also offers benefits such as Gopuff and DoorDash credits, sign-up bonus, and $50 hotel credit for any hotel booked through Chase UR.

In my opinion, there are many cards with better perks than C1.

The barclay arrival card is no longer avail. for new applications...

And I still can't make up my mind lol!!

P.s. Hi MYI!!

[HudZ]

Bottom Line: Which cc shall I go with? Quick silver... Right?

[yungermanchik]

Bottom Line: Which cc shall I go with?

Bottom Line: nobody can make the decision for you.
Decide what's important to you, do your due diligence and choose something.

[Onefishtwofish]

Discover doesn't have car rental protection.

[HudZ]

Bottom Line: nobody can make the decision for you.
Decide what's important to you, do your due diligence and choose something.

True. But I am totally new to the cc world and was just asking, if ur in my shoes, what would YOU do...

Ty everyone for ur help. A freilichen purim!