yes but I guess I want to know what's the mismatch here? Something unique to SVB or a sector that is incorrectly valued and the bubble popping has started showing?
The mismatch is present in ALL banks. The liabilities are short-term (demand deposit) while assets are mostly longer-term (mortgages, or other loans). An inverted yield curve (especially at the current extreme, where retail savers are pulling out bank deposits and buying T-Bills and notes, or banks have to pay more for their liabilities, while their assets are low yielding) exacerbates the problem. And when the tide goes out you discover who has been swimming naked.