Author Topic: Sapphire World MasterCard  (Read 128656 times)

Offline lybbtthl

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Sapphire World MasterCard
« on: January 18, 2012, 07:07:14 PM »
As Dan posted on dansdeals.com, you could convert your SP from a VS to a WMC with the most important benefit being CDW in Israel.

I, like Dan, had the same experience with switching where they downgraded me from a SP to a regular Sapphire. When I originally called up to make the change, the CSR told me that he doesn't have the option to do it but he'll escalate it and I'll get a response in the mail. Sure enough, I noticed a couple days later that there was a new account listed in my Online banking and a today I received my Sapphire (not preferred) WMC in the mail. Being that Dan already mentioned that he realized they downgraded him, I immediately called up and told them to re-upgrade me to SP and make sure it remains a WMC and does not revert back to a VS. The CSR I spoke with this morning was very helpful and she told me it was a mistake and they would re-upgrade me and it would remain a WMC, and she also credited me 7,500 UR points for the inconvenience!

What have been others' experiences with switching?

Also, as mentioned above, the WMC offers CDW in Israel, but when I read the benefits guide that came with the card, it says: "Benefits may not apply in ..., ..., Israel, etc. Please check with your rental agency first", It doesn't say Israel is excluded, but that it might be, and from what people write about their experiences renting cars in Israel it seems like they usually make you pay for CDW, so if I was to check with the rental agency, as the T&C says I should, then I'm pretty sure they'll say it doesn't cover! So, how does this work? Is Israel covered or not?
« Last Edit: January 08, 2013, 04:11:38 PM by Dan »

Offline lybbtthl

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #1 on: January 18, 2012, 11:07:34 PM »
Another advantage of the SP WMC over VS is that it has No Preset Spending Limit.

I saw on FT someone asked a CSR for a comparism chart of the diff between WMC and VS and they sent him 2 letters outlining each cards benefits, which he scanned in and only the WMC letter states the NPSL.

I imagine that it's a WMC benefit (not specifically Chase Sapphire) as my only other WMC is a Citi AA which also has NPSL and a couple months ago they gave me a 150% CL increase without me even requesting it!

Offline bubbles

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #2 on: January 18, 2012, 11:15:39 PM »
Another advantage of the SP WMC over VS is that it has No Preset Spending Limit.

I saw on FT someone asked a CSR for a comparism chart of the diff between WMC and VS and they sent him 2 letters outlining each cards benefits, which he scanned in and only the WMC letter states the NPSL.

I imagine that it's a WMC benefit (not specifically Chase Sapphire) as my only other WMC is a Citi AA which also has NPSL and a couple months ago they gave me a 150% CL increase without me even requesting it!

If it's true that the MC version is still a NPSL then I would actually say that A disadvantage of the SP WMC over VS is that it has No Preset Spending Limit.

Offline lybbtthl

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #3 on: January 18, 2012, 11:22:04 PM »
If it's true that the MC version is still a NPSL then I would actually say that A disadvantage of the SP WMC over VS is that it has No Preset Spending Limit.

Why is that a disadvantage?

Offline smurf

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #4 on: January 18, 2012, 11:25:04 PM »
Why is that a disadvantage?
the full cl won't appear on your cr

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #5 on: January 18, 2012, 11:26:32 PM »
the full cl won't appear on your cr

It currently does with my Citi WMC?!

Offline Chaikel

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #6 on: January 19, 2012, 03:42:42 AM »
A Chase SP rep I spoke with when I activated my card told me that the Visa has NPSL.
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Offline andrew

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #7 on: January 19, 2012, 07:13:44 AM »
Sure enough, I noticed a couple days later that there was a new account listed in my Online banking
does the visa account still remain on your online banking? Is the master card number the same as the visa's.

Offline Chaikel

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #8 on: January 19, 2012, 07:34:24 AM »
Is the master card number the same as the visa's.
Not really possible since Visa starts with a 4 and MC starts with a 5
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Sapphire Preferred Visa Signature to World MasterCard
« Reply #9 on: January 19, 2012, 08:33:50 AM »
A Chase SP rep I spoke with when I activated my card told me that the Visa has NPSL.

How long ago was this? They switched it over a little while ago (atleast by me they did)

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #10 on: January 19, 2012, 08:46:44 AM »
How long ago was this? They switched it over a little while ago (atleast by me they did)
Less than a month ago
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Offline bubbles

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #11 on: January 19, 2012, 09:09:09 AM »
Less than a month ago

interesting. did you check if the CL is showing up on your report? It shows up by me

Offline njmacman

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #12 on: January 19, 2012, 12:17:23 PM »
I don't understand, what is the final answer. Does the Sapphire Mastercard cover CDW in Israel or not? I am getting it (I hope) to use instead of Citi Preferred Mastercard which charges forex fee.

Offline Dan

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Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #13 on: January 19, 2012, 12:18:01 PM »
Does the Sapphire Mastercard cover CDW in Israel or not?
Yes. Period, end of story.
With no Forex and 2.14ppd, this is the card to use for rentals in Israel.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline lybbtthl

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Re: Re: Sapphire Preferred Visa Signature to World MasterCard
« Reply #14 on: January 19, 2012, 12:48:28 PM »
Yes. Period, end of story.
With no Forex and 2.14ppd, this is the card to use for rentals in Israel.
You said you got some sort of letter from chase confirming that CDW works in Israel?
From what people are saying about past rentals in Israel, unless you have such a letter, they force you to pay for CDW, especially now that the T&C leaves it up to them to decide if it's eligible!