Author Topic: Sapphire World MasterCard  (Read 141209 times)

Offline Red

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Re: Sapphire World MasterCard
« Reply #615 on: March 04, 2013, 05:46:52 PM »
Just tried to convert my SP to a freedom, and was told it must be open for at least a  year to qualify.
(I'm not sure who has the same sapphire account for more than a year ;))

Is this a HUCA situation or I'm out of luck?

Offline yitzf

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Re: Sapphire World MasterCard
« Reply #616 on: March 04, 2013, 06:00:07 PM »

Offline little dan

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Re: Sapphire World MasterCard
« Reply #617 on: March 08, 2013, 01:01:15 PM »
i had a sp visa. did a new app for the mc. got a letter asking if i wanted this card being that i have the visa version. called the 800# on the letter & explaned why i perfered the mc and they could use the line of credit from the visa for the new mc. after receiving the mc and loginig in to my account i realized they did a product switch only from visa to mc, ie. no point bonus , or annual fee waver!!! when i called back to clarify that this was a new app, i was told this is an identical product but was has a choice of visa or mc.any ideas how to fix??? thanks

Offline rots5

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Re: Sapphire World MasterCard
« Reply #618 on: March 09, 2013, 01:53:40 PM »
i had a sp visa. did a new app for the mc. got a letter asking if i wanted this card being that i have the visa version. called the 800# on the letter & explaned why i perfered the mc and they could use the line of credit from the visa for the new mc. after receiving the mc and loginig in to my account i realized they did a product switch only from visa to mc, ie. no point bonus , or annual fee waver!!! when i called back to clarify that this was a new app, i was told this is an identical product but was has a choice of visa or mc.any ideas how to fix??? thanks
resign up for a visa.

And think about switching ur handle :-)
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Offline little dan

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Re: Sapphire World MasterCard
« Reply #619 on: March 10, 2013, 11:33:19 AM »
resign up for a visa.
how can i reapply if i just explained to them that i perfered the mc??,furthermore, according to them i had a visa until a couple of weeks ago??

Offline Redbull3

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Re: Sapphire World MasterCard
« Reply #620 on: March 10, 2013, 12:45:41 PM »
how can i reapply if i just explained to them that i perfered the mc??,furthermore, according to them i had a visa until a couple of weeks ago??

Because all they know is you have a mc which was previously a visa. Change your story: now you are someone who prefers a VISA.
Apply for visa, get denied and be explicit that you want to close your wmc and transfer the cl to open the visa. Make sure you are talking to the lending department not cs bc cs will just convert you back. It worked for many including me.

Offline yitzf

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Re: Sapphire World MasterCard
« Reply #621 on: March 13, 2013, 10:30:46 AM »
Because all they know is you have a mc which was previously a visa. Change your story: now you are someone who prefers a VISA.
Apply for visa, get denied and be explicit that you want to close your wmc and transfer the cl to open the visa. Make sure you are talking to the lending department not cs bc cs will just convert you back. It worked for many including me.
+1
CS  can't  open new cards, they will try to convert it,  call reconsideration @
888-270-2127 

Offline Red

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Re: Sapphire World MasterCard
« Reply #622 on: March 20, 2013, 12:35:27 AM »
Interestingly, my wife had a MC open and was naturally denied for the visa in my last AOR. During recon I asked for them to close the MC and transfer the $5k credit line to open the visa which they agreed to without a problem. I now see on her profile that the MC stayed open and a new credit line for the visa of $14k.
As exciting as it is to have two SP cards open again, I still have to close one to be able to reapply during my next AOR.  :P

Offline mmermss

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Re: Sapphire World MasterCard
« Reply #623 on: March 20, 2013, 01:04:19 AM »
Interestingly, my wife had a MC open and was naturally denied for the visa in my last AOR. During recon I asked for them to close the MC and transfer the $5k credit line to open the visa which they agreed to without a problem. I now see on her profile that the MC stayed open and a new credit line for the visa of $14k.
As exciting as it is to have two SP cards open again, I still have to close one to be able to reapply during my next AOR.  :P
Same thing happened to me last week...kept the SP open which I thought they were closing...but instead closed the Freedom which I needed so I called back and told them to open Freedom and close SP
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Offline Redbull3

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Re: Sapphire World MasterCard
« Reply #624 on: March 20, 2013, 08:41:24 AM »
It's just more proof that you can have visa + mc at the same time. I don't doubt it at all.

Offline rots5

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Re: Sapphire World MasterCard
« Reply #625 on: March 20, 2013, 06:28:36 PM »
I downgraded to a sapphire (regular) but its still a WMC. I suppose it still covers insurance...right?
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Offline mclovin

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Re: Sapphire World MasterCard
« Reply #626 on: April 16, 2013, 06:41:36 PM »
is there a link for this? i cant tell if im applying for the visa or mc

Offline MEIR613

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Re: Sapphire World MasterCard
« Reply #627 on: April 16, 2013, 06:50:59 PM »
is there a link for this? i cant tell if im applying for the visa or mc
Dan's link is the Visa.

Apply for the Visa and then convert to the MC.


Offline mclovin

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Re: Sapphire World MasterCard
« Reply #628 on: April 16, 2013, 08:19:32 PM »
Dan's link is the Visa.

Apply for the Visa and then convert to the MC.
i currently have the visa. is that going to be a problem or will i get the bonus no problem? if i wont is there a non dan link to the wmc

Offline MEIR613

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Re: Sapphire World MasterCard
« Reply #629 on: April 16, 2013, 08:24:25 PM »
i currently have the visa. is that going to be a problem or will i get the bonus no problem? if i wont is there a non dan link to the wmc
You can convert the Visa to a MC, then wait a day or two. Then you can apply for the Visa again.