Annual fee posted and want to churn.
I would of opened a mc and told them to close the visa, but now that the mc link not working, I called up to convert it to mc and planned to open a new visa, as its not the same product.
They converted it for me, but said that for my benefit the visa still stays sort of active for their records for 60 days.
Will I have a prob applying for a new visa as I already have the product? (or both)