NEW TREND? Credit card surcharge

[EliJelly]

In addition to the ethical and legal question here. There seems to be a halacha question from a ribis attend point. As the buyer is paying more to not have to pay up front.

Buyer is not paying more for the lender, and not more than the actual loan.

[chbochur]

Buyer is not paying more for the lender, and not more than the actual loan.

From my understanding it doesn't have to be "for the lender" and I'm not understanding your second point.
Either way I'm just passing on what I've heard not my psak.

[EliJelly]

From my understanding it doesn't have to be "for the lender" and I'm not understanding your second point.

לא אסרה תורה אלא רבית הבאה מלוה למלוה
It doesn't seem that they charge more because not getting the funds on the spot like cash, rather just to cover their fees. I'm no rabbi of course.

Either way I'm just passing on what I've heard not my psak.

I was just questioning the premise.

[chbochur]

לא אסרה תורה אלא רבית הבאה מלוה למלוה
It doesn't seem that they charge more because not getting the funds on the spot like cash, rather just to cover their fees. I'm no rabbi of course.

I was just questioning the premise.

Key words "אסרה תורה" it can still be an issue of ribis derabanan or avak ribis. See hilchos ribis of the alter rebbe par. 18 and 60.

[zh cohen]

People spend more with CCs.

This is important for people to factor in when considering the cost of pursuing points.

[EliJelly]

Key words "אסרה תורה" it can still be an issue of ribis derabanan or avak ribis. See hilchos ribis of the alter rebbe par. 18 and 60.

לא אסרה תורה אלא רבית הבאה מלוה למלוה is מותר לכתחילה as long the money isn't coming from the לוה.

[Afrages6]

I went to a store in Brooklyn and they were offering me 70 dollars cash for 77.60 credit last week.

[gozalim]

I went to a store in Brooklyn and they were offering me 70 dollars cash for 77.60 credit last week.

I assume you were buying product, not dollars. (we have a thread for that)
Sounds like סיילס טאקס

[Afrages6]

I assume you were buying product, not dollars. (we have a thread for that)
Sounds like סיילס טאקס

Yes. I was buying food. Still shocked that they would offer these things out loud.

[Dan]

Yes. I was buying food. Still shocked that they would offer these things out loud.

I encounter that every time I visit Brooklyn...

[EliJelly]

I encounter that every time I visit Brooklyn...

Becoming rarer and rarer, too bad.

[theyankel]

I think it is illegal in New York

SECTION 518
Credit card surcharge prohibited
General Business (GBS) CHAPTER 20, ARTICLE 29-A
§ 518.
Credit card surcharge prohibited. No seller in any sales
transaction may impose a surcharge on a holder who elects to use a
credit card in lieu of payment by cash, check, or similar means.

Any seller who violates the provisions of this section shall be guilty
of a misdemeanor punishable by a fine not to exceed five hundred dollars
or a term of imprisonment up to one year, or both.

since you are the one who posted the law etc... maybe you also know the exact law that prohibits an establishment from charging a tip/fee without notice to the consumer? like almost all kosher eateries in florida...
i thought i heard it was illegal in ny but never found the source/law

[AsherO]

I encounter that every time I visit Brooklyn...

Surprising considering I live in Brooklyn and can’t remember the last time this happened to me, might’ve been a decade ago.

[mlardi]

Like why not..

[Alexsei]

[Insert the famous airline fee video here]

[chevron]

$12 for fries jeez.

But no mandatory tip is interesting

[Naftuli19]

Like why not..

When u get such a bargain on such great food it should be self understood that the fees are part of it, although im surprised he doesn't charge the fee on the tax aswell

[Naftuli19]

$12 for fries jeez.

But no mandatory tip is interesting

They'll come running after you if u try not to tip.

[Chilla]

@Naftuli19, what are your 5 favorite restaurants?

[Naftuli19]

@Naftuli19, what are your 5 favorite restaurants?