nonono - you still misunderstood me.
i'll be more specific.
by maxing out i did not mean going over your credit limit - i'm not sure if thats what it usually refers to, i was talking about like 90% of the limit. And obviously that would not be beneficial, i dont assume they like it, but it doesnt seem to hurt.
however: i have refrained from doing that with my amex cards, b/c i've seed dans big read bold warnings about that (dont remember if that was for all cards or just amex, but whatever, w/ them its probably worse).
now my question was if that at all would be an issue A. With Amex and
B. (why not once it came up) With other banks.
and to reiterate, when the statement closes it always (or usually) below 50%.
and my earlier question was (not that im expecting answers necessarily, just want to clarify for the record): would it be beneficial to use just below, but not above, 50% on an amex in order to be granted an increase on your credit line; not that making payments during the month would allow you more spending on your card, but that they would eventually up your limit based on such a spending habit.
ya?