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Author Topic: best CC?  (Read 3801 times)

Offline rm

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best CC?
« on: December 03, 2009, 03:39:01 PM »
What would be the best credit card for international miles? And national?
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Offline Yordai Dooma

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Re: best CC?
« Reply #1 on: December 03, 2009, 03:54:36 PM »
i hope you dont think you will get any answer other than starwood amex :)
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Offline SuperFlyer

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Re: best CC?
« Reply #2 on: December 03, 2009, 04:00:05 PM »
check www.whatwouldbethebestcreditcardforinternationalmiles.com

...or read through the forums here, similar posts have been posted over and over again....
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Offline Dan

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Re: best CC?
« Reply #3 on: December 03, 2009, 04:14:24 PM »
Quote from: DAVID on December 03, 2009, 03:54:36 PM
i hope you dont think you will get any answer other than starwood amex :)
;D

You can't mess with the best!
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Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Danfantoyota

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Re: best CC?
« Reply #4 on: December 06, 2009, 02:26:58 AM »
Quote from: Dan on December 03, 2009, 04:14:24 PM
;D

You can't mess with the best!

exactly! i just applied for starwood, got denied, and called them, and then they agreed to give me one... now i will start building up credit, and im really excited for it!!
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Offline eli1571

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Re: best CC?
« Reply #5 on: December 06, 2009, 05:40:55 AM »
Quote from: Danfantoyota on December 06, 2009, 02:26:58 AM
exactly! i just applied for starwood, got denied, and called them, and then they agreed to give me one... now i will start building up credit, and im really excited for it!!
what did they decline u for ? And what did u tell them that they changed their mind ?
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Offline Charles The Govenor

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Re: best CC?
« Reply #6 on: December 06, 2009, 05:48:02 AM »
Quote from: eli1571 on December 06, 2009, 05:40:55 AM
what did they decline u for ? And what did u tell them that they changed their mind ?
Ye I would also like too hear this one.
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Offline eli1571

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Re: best CC?
« Reply #7 on: December 06, 2009, 10:08:41 AM »
Quote from: Charles The Govenor on December 06, 2009, 05:48:02 AM
Ye I would also like too hear this one.
sounds unbelievable. No ?
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Danfantoyota

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Re: best CC?
« Reply #8 on: December 06, 2009, 11:58:25 AM »
Quote from: eli1571 on December 06, 2009, 10:08:41 AM
sounds unbelievable. No ?

here is what happened: first i applied and got approved, but (for some stupid reason) declined their card. two days later i had remorse and reapplied, but they declined b/c i had applied and rejected their card so recently... soo basically i called 'em and they said i could reopen the application (the 1st one that i origionally declined) i was actually surprised that they did that but not complaining!
anyhow, this is really nice for me b/c im only 20 and need to start building credit!
« Last Edit: December 06, 2009, 12:01:35 PM by Danfantoyota »
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Offline eli1571

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Re: best CC?
« Reply #9 on: December 06, 2009, 12:50:53 PM »
Quote from: Danfantoyota on December 06, 2009, 11:58:25 AM
here is what happened: first i applied and got approved, but (for some stupid reason) declined their card. two days later i had remorse and reapplied, but they declined b/c i had applied and rejected their card so recently... soo basically i called 'em and they said i could reopen the application (the 1st one that i origionally declined) i was actually surprised that they did that but not complaining!
anyhow, this is really nice for me b/c im only 20 and need to start building credit!
y would u apply for a card then decline it ? Especially if u wanted to start building ur credit 
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Offline Yordai Dooma

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Re: best CC?
« Reply #10 on: December 06, 2009, 04:36:00 PM »
Quote from: eli1571 on December 06, 2009, 12:50:53 PM
y would u apply for a card then decline it ? Especially if u wanted to start building ur credit 

Same question....
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Offline eli1571

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Re: best CC?
« Reply #11 on: December 06, 2009, 05:12:12 PM »
Sorry but The whole story doesn't smell right
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Offline mancunian

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Re: best CC?
« Reply #12 on: December 06, 2009, 05:18:21 PM »
is this your first cc?

this is the second time i've heard of someone getting a starwoods for their first card.

not bad - did you have to verify income or anything?

btw - calling after they decline you and getting a different answer is not out of the question. On other forums i've seen reports of people getting the card after having them reconsider twice.

It seems like a standard procedure w/ cc companies - other people here can tell me if i'm right or wrong - but it seems like if the standard application criteria in the computer or whatever means your declined that doesnt mean that on the phone with an underwriter or credit analyst who can make a decision on the spot and/or override the system you wont be able to either give them more details on your financial situation and/or sell them a boat or just ask nicely and be approved.

i was actually wondering if it would be a good idea to call and speak to someone before getting any response - if you know theres a chance you'll be declined...
« Last Edit: December 06, 2009, 05:24:50 PM by mancunian »
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Offline Charles The Govenor

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Re: best CC?
« Reply #13 on: December 06, 2009, 05:25:05 PM »
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