Indeed, and that's why human intervention could help. But often it's just rejected at the preliminary screening based on credit report showing delinquency, without looking at details.
Federal Govt law enforcement jobs are very keyed into this. They ask all sorts of questions based on credit report. They dont want someone subject to extortion or blackmail in a law enforcement position.
But before you dealt with your problem, didn't it trigger improper handling of funds?
Had nothing to do with why I did it. I had debt since I was very young. Didnt learn money management skills. Has nothing to do with my qualifications for a job. I believe its illegal in NY to not hire based on credit report.