Author Topic: Parking Lot Accident (Read 29733 times)

SPLP · « **Reply #20 on:** February 25, 2012, 10:28:29 AM »

why not call gico tell them a "friend" had this accident ....... what is the company policy --if he was in the wrong

-- what if police say booth wrong???

ref :http://www.geico.com/claims/claimsprocess/accident-impact-on-rate/
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i would report it -- as it maybe worse if she reports and u do not

Chaikel · « **Reply #21 on:** February 25, 2012, 01:32:57 PM »

What about binding mediation?

Might be worth looking into

MeToo · « **Reply #22 on:** February 25, 2012, 08:03:00 PM »

Tell them you'd like to bring it to your body shop for an estimate. See if it really is that amount.

Name Changed · « **Reply #23 on:** February 25, 2012, 08:14:58 PM »

Quote from: MeToo on February 25, 2012, 08:03:00 PM

Tell them you'd like to bring it to your body shop for an estimate. See if it really is that amount.

I cant imaging it being much less.

But, you could always try to find a cheaper body shop.

Quote from: Dan on February 24, 2012, 05:17:45 PM

She believes it to be my fault.
I don't and the cop didn't.
Yes and he could if need be.

Why don't you tell her you believe its her fault, and suggest that have your insurance's fight it out. What prob will happen is they will each blame it on the other and neither will pay.

Dan · « **Reply #24 on:** February 25, 2012, 08:22:19 PM »

Quote from: Name Changed on February 25, 2012, 08:14:58 PM

Why don't you tell her you believe its her fault, and suggest that have your insurance's fight it out. What prob will happen is they will each blame it on the other and neither will pay.

I understand that, but the question is how much/and if I should offer something just so that she doesn't do that as it seems my rates will go up if she decides to file.

mclovin · « **Reply #25 on:** February 25, 2012, 08:28:23 PM »

Quote from: Dan on February 25, 2012, 08:22:19 PM

I understand that, but the question is how much/and if I should offer something just so that she doesn't do that as it seems my rates will go up if she decides to file.

tell her you will buy the 6$ scratch fix kit and you will apply it for her

Dan · « **Reply #26 on:** February 25, 2012, 08:32:56 PM »

Quote from: mclovin on February 25, 2012, 08:28:23 PM

tell her you will buy the 6$ scratch fix kit and you will apply it for her

Do such things actually work? Any experience?

mclovin · « **Reply #27 on:** February 25, 2012, 08:37:22 PM »

some of them can def work for some cases (dont have experience just based on articles in magazines etc)

Smokey Joe Robinson · « **Reply #28 on:** February 25, 2012, 08:39:39 PM »

In theory you can deny the accident, as there is no proof. Not suggesting it, but perhaps you can inform her of such. She'd just be raising her rates by opening her mouth. Common sense anyone?

Name Changed · « **Reply #29 on:** February 25, 2012, 08:48:02 PM »

Quote from: Dan on February 25, 2012, 08:22:19 PM

I understand that, but the question is how much/and if I should offer something just so that she doesn't do that as it seems my rates will go up if she decides to file.

Your rates will prob go up. (Geico

) And possibly hers to. I am saying to suggest to her this, and tell her that in this case the insurance company's will call it a deal and neither will pay. Therefore she is better off just not bringing it to insurance.

sky121 · « **Reply #30 on:** February 25, 2012, 08:54:38 PM »

Does she seem like someone who actually knows what she's talking about? I might also suggest that you wouldn't have to pay either way and if she does file a claim BOTH your rates will go up.

jj1000 · « **Reply #31 on:** February 25, 2012, 09:31:24 PM »

Quote from: Smokey Joe Robinson on February 25, 2012, 08:39:39 PM

In theory you can deny the accident, as there is no proof. Not suggesting it, but perhaps you can inform her of such. She'd just be raising her rates by opening her mouth. Common sense anyone?

Cop was a witness... besides Dan is a public figure. She has his info and can easily find this thread.

AsherO · « **Reply #32 on:** February 25, 2012, 09:41:23 PM »

Why not just tell her you have $400 in damages as well, so call it even?

bhphotoman · « **Reply #33 on:** February 25, 2012, 10:38:39 PM »

Quote from: AsherO on February 25, 2012, 09:41:23 PM

Why not just tell her you have $400 in damages as well, so call it even?

+1 exactly what he said!!!

i had the same exact thing happen to me in pa

i said we are both at fault if you make a claim so will I.

if they file you file your own claim tell them your car repair bill is WAY higher and there insurance will go WAY up

stever · « **Reply #34 on:** February 25, 2012, 10:53:37 PM »

Quote from: Dan on February 25, 2012, 08:32:56 PM

Do such things actually work? Any experience?

not for a scratch only for certan dents

Saver2000 · « **Reply #35 on:** February 26, 2012, 12:02:57 AM »

Quote from: Dan on February 25, 2012, 08:32:56 PM

Do such things actually work? Any experience?

What exactly is the scratches? Is just white scratches? If yes, it should come off with rubbing alcohol. If its paint from you car, same trick will work - a little bit of rubbing alcohol.
If her car is missing paint, then you have a problem.

Quote from: AsherO on February 25, 2012, 09:41:23 PM

Why not just tell her you have $400 in damages as well, so call it even?

She claims its not her fault. Why would she call it even, if she thinks she doesn't owe anything?

Smartypantz · « **Reply #36 on:** February 26, 2012, 12:16:24 AM »

Just a little trick for scratches - Mr. Clean* magic eraser. I scratched my leased car twice, once on something (I don't know how!) and one on my garage as I was driving in. The magic eraser did the job amazing!! About $2.00, my friend did it too - it works with great results for scratches!!!!
Good luck Dan with this issue! My sister bumped into a guy once in a parking lot, a fifty dollar bill did the job for him lol if only we were always so lucky!!!

Dan · « **Reply #37 on:** February 26, 2012, 12:28:49 AM »

Quote from: Smartypantz on February 26, 2012, 12:16:24 AM

Just a little trick for scratches - Mr. Clean* magic eraser. I scratched my leased car twice, once on something (I don't know how!) and one on my garage as I was driving in. The magic eraser did the job amazing!! About $2.00, my friend did it too - it works with great results for scratches!!!!
Good luck Dan with this issue! My sister bumped into a guy once in a parking lot, a fifty dollar bill did the job for him lol if only we were always so lucky!!!

Thanks, will look into it.

As far as paying $50 in the lot, it wouldn't have worked here as it has the driver's friends car, but it seems a little risky as you may be considered admitting guilt and they can come after you for some "back injury" later on...

AJK · « **Reply #38 on:** February 26, 2012, 01:12:24 AM »

Quote from: Dan on February 26, 2012, 12:28:49 AM

As far as paying $50 in the lot, it wouldn't have worked here as it has the driver's friends car, but it seems a little risky as you may be considered admitting guilt and they can come after you for some "back injury" later on...

Generally, not a concern.

David B · « **Reply #39 on:** February 26, 2012, 01:44:09 PM »

Quote from: Name Changed on February 25, 2012, 08:48:02 PM

Your rates will prob go up. (Geico ) And possibly hers to. I am saying to suggest to her this, and tell her that in this case the insurance company's will call it a deal and neither will pay. Therefore she is better off just not bringing it to insurance.

I don't think that's correct. AFAIK, as long as the accident would be held as 50% responsibility for each party, neither your rates nor hers would go up. And if the damage on each side is less than the amt of the respective deductibles on each side, it obviously doesn't pay for anyone to fil a claim, nor should anyone pay the other for damage.

That said, I do not believe it will negatively impact either one of you to actually file a claim, let the two insurance companies discuss it, and the claim will be satisfied 100% on both sides by the parties' respective deductibles -- so that from an insurance perspective, it's a non-issue/non-event. You can easily call GEICO to confirm -- call doesn't even have to anonymous. They may mention that premium decisions in the future rest with the underwriting group -- so that they can't answer "definitiely" -- but they usually have a good idea how to answer, and will share their thoughts.