Author Topic: Free chase checking  (Read 4351 times)

Offline RJ898

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Free chase checking
« on: February 26, 2012, 11:18:02 PM »
It can be a pain to avoid that $12 monthly fee for the "privilege" of having a chase checking account.

I'm not sure if this has been discussed before but it seems amazon payments qualify's as direct deposit, which means that by transferring my monthly amazon payments "1000 point gain" into my chase account that gets rid of the annual fee!

Just wanted to share....
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Offline broketeacher

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Re: Free chase checking
« Reply #1 on: March 25, 2012, 10:50:42 PM »
Has tried this and been successful in getting chase to accept amazon payments as direct deposit for the signup bonus?

Offline meshugener

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Re: Free chase checking
« Reply #2 on: March 25, 2012, 10:55:31 PM »
Its easy as a pickle to change your account into a College Checking account which is totally free.
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Offline yitzf

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Re: Free chase checking
« Reply #3 on: March 25, 2012, 11:01:51 PM »
Its easy as a pickle to change your account into a College Checking account which is totally free.
but only if your 17-24 (at least officially, perhaps they don't enforce it, although I suspect it's automatic)

Offline meshugener

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Re: Free chase checking
« Reply #4 on: March 25, 2012, 11:14:09 PM »
You are right.
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Offline broketeacher

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Re: Free chase checking
« Reply #5 on: March 25, 2012, 11:29:44 PM »
I'm over 24, so no student account for me :-(

And I'm not as concerned about the monthly fee (I'll keep my balance over $1500 - it's a good incentive not to spend ;-))

I just want to get the signup bonus for checking which I think can only happen if you have direct deposit

Offline Shmelly

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Re: Free chase checking
« Reply #6 on: March 25, 2012, 11:33:20 PM »
I just want to get the signup bonus for checking which I think can only happen if you have direct deposit

Depends on the promo code you use. Some require it and some dont. Try and find one that doesn't require it.
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Offline yitzf

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Re: Free chase checking
« Reply #7 on: March 25, 2012, 11:48:13 PM »
Depends on the promo code you use. Some require it and some dont. Try and find one that doesn't require it.
+1
does anyone know if the offer codes are linked to your name?

Offline joeb1

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Re: Free chase checking
« Reply #8 on: March 26, 2012, 12:24:05 AM »
nope

Offline Saver2000

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Re: Free chase checking
« Reply #9 on: March 26, 2012, 12:37:52 AM »
+1
does anyone know if the offer codes are linked to your name?

They aren't.

Btw you can buy the coupon on ebay for a couple of bucks.

Offline zlt123

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Re: Free chase checking
« Reply #10 on: March 26, 2012, 01:14:24 AM »
You can get 1 in the welcome packge in the post office

Offline trying123

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Re: Re: Free chase checking
« Reply #11 on: March 26, 2012, 01:42:20 AM »
It can be a pain to avoid that $12 monthly fee for the "privilege" of having a chase checking account.

I'm not sure if this has been discussed before but it seems amazon payments qualify's as direct deposit, which means that by transferring my monthly amazon payments "1000 point gain" into my chase account that gets rid of the annual fee!

Just wanted to share....
I used to do it with my cities account as well to avoid monthly fees and it worked somehow this month I got slapped with a monthly fee although my AP deposit  was way over 1000
Any one had a similar experience?  Maybe they stopped recognizing AP as a direct deposit. ?
In a side note I found Citibank processing AP alot faster then chase iirc I had a credit balance of the amount I AP'd the next day

Offline good sam

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Re: Free chase checking
« Reply #12 on: March 26, 2012, 12:34:33 PM »
but only if your 17-24 (at least officially, perhaps they don't enforce it, although I suspect it's automatic)
I am over 24 and still have the account.  I happen to be a student but the age requirement is definitely not absolute.
If you don't care why would you comment?
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Offline yitzf

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Re: Free chase checking
« Reply #13 on: March 26, 2012, 12:46:13 PM »
I am over 24 and still have the account.  I happen to be a student but the age requirement is definitely not absolute.
But maybe you have to open the account before your 24

Offline YankyDoodle

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Re: Free chase checking
« Reply #14 on: March 26, 2012, 01:08:08 PM »
But maybe you have to open the account before your 24
I opened my college checking before I was 24 and they forced me out of it once I turned 25 (and I'm actually in college.) Def not "supposed" to have it once you're over 24, I guess a friendly banker could get around it.