Someone I paid with a credit card told me that his processing bank placed his account on hold. This has been for quite some time and he says that the bank is giving him the runaround.
He's ok with me disputing the charge. My question is, do I dispute it as fraudulent or do I dispute as goods/services not delivered?
The reason I'm asking, is A) If I dispute as goods/services not delivered; since it has been a while since the charge, do I need to worry about that? B) I paid some interest on the charge. As far as a refund on the interest, does the reason for dispute matter?