I have an old plastic BGR card.
they are offering 70k bonus to upgrade. AF would go from $175 to $295.
I would also get a shiny metal card
spending categories go to 6 categories and instead of choosing a category annually it would automatically float monthly, which is good for me. also 4x instead of 3x in that category.
other categories are currently 2x in all, now would be 4x in the second top
no brainer or am I missing something?