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Author Topic: Adding Authorized User  (Read 17883 times)

Offline ae123

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Adding Authorized User
« on: February 29, 2012, 04:02:23 PM »
When I fill out an application and it asks for an additional cardholders information.....

1 - Is that considered adding an Authorized User (to get the extra points with Co and United), or do I need to add the AU after I receive my card and activate the account?
2 - Does the AU need to use the card, or is it sufficient to just have it and activate?

Thanks!
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Offline mclovin

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Re: Adding Authorized User
« Reply #1 on: February 29, 2012, 04:08:17 PM »
1-thats all u need to fill out dont need to call
2-dont need to use it (dont think even have to activate it)
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Offline Red

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Re: Adding Authorized User
« Reply #2 on: February 29, 2012, 04:09:19 PM »
Quote from: ae123 on February 29, 2012, 04:02:23 PM
When I fill out an application and it asks for an additional cardholders information.....

1 - Is that considered adding an Authorized User (to get the extra points with Co and United), or do I need to add the AU after I receive my card and activate the account?
2 - Does the AU need to use the card, or is it sufficient to just have it and activate?

Thanks!

1- Yes
2- No, correct
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Offline JEWDA

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Re: Adding Authorized User
« Reply #3 on: February 29, 2012, 04:12:52 PM »
Quote from: ae123 on February 29, 2012, 04:02:23 PM
When I fill out an application and it asks for an additional cardholders information.....

1 - Is that considered adding an Authorized User (to get the extra points with Co and United), or do I need to add the AU after I receive my card and activate the account?
2 - Does the AU need to use the card, or is it sufficient to just have it and activate?

Thanks!
Why dont you just match it to 50k?
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Offline Red

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Re: Adding Authorized User
« Reply #4 on: February 29, 2012, 04:15:19 PM »
Quote from: jewda on February 29, 2012, 04:12:52 PM
Why dont you just match it to 50k?

IME they only give you an additional 20k so you still have to make up the 5k by adding an AU.
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Offline JEWDA

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Re: Adding Authorized User
« Reply #5 on: February 29, 2012, 05:51:28 PM »
Quote from: rd on February 29, 2012, 04:15:19 PM
IME they only give you an additional 20k so you still have to make up the 5k by adding an AU.
they wont give you the 5k if they give you the additional 20k
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Offline moko

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Re: Adding Authorized User
« Reply #6 on: February 29, 2012, 07:57:39 PM »
Quote from: mclovin on February 29, 2012, 04:08:17 PM
2-dont need to use it (dont think even have to activate it)
dont ask why but i've "discovered" that the card activation is nonsense as chase, amex, and citi cards all work before u activate them
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Offline netzih

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Re: Re: Adding Authorized User
« Reply #7 on: February 29, 2012, 09:04:46 PM »
Quote from: moko on February 29, 2012, 07:57:39 PM
dont ask why but i've "discovered" that the card activation is nonsense as chase, amex, and citi cards all work before u activate them
that's probably due to the fact that its the same card just with a different name (same number exp. and cvc etc.)
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Offline moko

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Re: Adding Authorized User
« Reply #8 on: February 29, 2012, 09:11:03 PM »
Quote from: netzih on February 29, 2012, 09:04:46 PM
that's probably due to the fact that its the same card just with a different name (same number exp. and cvc etc.)
no no no these were brand new accts.
one of them was even for a 1st timer
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Offline smurf

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Re: Adding Authorized User
« Reply #9 on: February 29, 2012, 09:12:12 PM »
Quote from: moko on February 29, 2012, 07:57:39 PM
dont ask why but i've "discovered" that the card activation is nonsense as chase, amex, and citi cards all work before u activate them
I've had similar  experiences
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Offline netzih

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Re: Re: Adding Authorized User
« Reply #10 on: February 29, 2012, 09:17:22 PM »
Quote from: moko on February 29, 2012, 09:11:03 PM
no no no these were brand new accts.
one of them was even for a 1st timer
sorry thought you were talking about a au's card didn't realize you were talking about the original
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Offline moko

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Re: Adding Authorized User
« Reply #11 on: February 29, 2012, 09:24:07 PM »
q is has anyone ever tried to use an inactivated card and been denied
or is there just a general assumption that this is what we must do bec. it says so
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Offline meshugener

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Re: Adding Authorized User
« Reply #12 on: February 29, 2012, 10:19:00 PM »
It might raise flags of ID theft
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Offline AsherO

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Re: Adding Authorized User
« Reply #13 on: February 29, 2012, 10:19:52 PM »
Quote from: moko on February 29, 2012, 07:57:39 PM
dont ask why but i've "discovered" that the card activation is nonsense as chase, amex, and citi cards all work before u activate them

IME that happened either when it was a shared card number or when the card was sent via UPS/fedex.
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Offline rcarentals

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Re: Re: Adding Authorized User
« Reply #14 on: February 29, 2012, 10:21:18 PM »
Quote from: netzih on February 29, 2012, 09:17:22 PM
sorry thought you were talking about a au's card didn't realize you were talking about the original
none of my amex AU cards have the same number..
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Offline AsherO

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Re: Adding Authorized User
« Reply #15 on: February 29, 2012, 10:37:39 PM »
Quote from: rcarentals on February 29, 2012, 10:21:18 PM
none of my amex AU cards have the same number..

Never heard of that (with Amex) either.
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Offline Red

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Re: Adding Authorized User
« Reply #16 on: March 01, 2012, 06:51:07 AM »
Quote from: jewda on February 29, 2012, 05:51:28 PM
they wont give you the 5k if they give you the additional 20k
Have you gotten stuck with only 45k?
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Offline moko

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Re: Adding Authorized User
« Reply #17 on: March 01, 2012, 08:06:12 AM »
Quote from: AsherO on February 29, 2012, 10:19:52 PM
IME that happened either when it was a shared card number or when the card was sent via UPS/fedex.
neither, one was a chase hyatt another was citi aa (visa and amex) another was amex HHonors just to name some
none were joint accounts
just curious have u had a card that didnt work before activation?
bec. since i found this out, my friends and i dont activate our cards
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Offline aryeh1

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Re: Adding Authorized User
« Reply #18 on: April 24, 2012, 01:43:01 PM »
Does amex unlike chase count Authorized users as part of your credit when considering you?
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Offline creditor

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Re: Re: Adding Authorized User
« Reply #19 on: April 24, 2012, 06:46:00 PM »
Quote from: aryeh1 on April 24, 2012, 01:43:01 PM
Does amex unlike chase count Authorized users as part of your credit when considering you?
there is no cc issuer that does that. the only thing that might count is a co-signer on the account, which amex doesn't have at all, only chase.

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