there is no cc issuer that does that. the only thing that might count is a co-signer on the account, which amex doesn't have at all, only chase.Sent from my SGH-T959 using Tapatalk 2
Wow. Totally incorrect.
Who considers AU's income?
Was that the question or was it which bank counts your cards that you're an AU on when considering approving an app. And citi does that AFAIK
You are right. Based on my kids applications I would say they all do.
Chase forsure doesn't
Why do you say that? When they pull a CR do they use that score?
they do. I just had recon approve a card for me and they told me I only have accounts for 2 years when I got my first cc 3 months ago
They don't count the accounts that your an AU on when reviewing your report only accounts that are solely yours.
You got lucky this is usually not the case.
So how come everytime I applied ,they said my history is fairly new, my old accounts dont count as they are listed as AU
Rhe primary account holder needs to add your ss number in order for it to reflect on your CR.
I had the same issue when applying for chase cc for my wife. They weren't counting my accounts that she was an AU on even though they show up on her CR
they do show on my credit report but as AU but only amex has ss
chase gives you a option to put in SS when adding a AU
