OK. They called me. They offered me a refund and they would charge me around 90+ for the year. I said all my friends got 6 months for $25 so forget it. She then said I could have 5 months for 25. I took it. My lease is up in Dec so I don't need a year now anyway. I'm getting a nice refund. After the refund I'm telling them to delete my CC so it doesn't happen automatically again next time. Then I'll see what they offer. All of this from the advice of you folks so thanks a lot.