1- Why isn't there a book or a tutorial for dummies or people that have no time to read thousands of posts? I'll pay! (In miles earned...or is that illegal?)
2- How do you organize all your credit cards and keep track of when to close when the year is up?
3- How do you keep track if which card to use for which type of purchase while you are trying to meet your spending minimum? (Or you don't need to because you do amazon payments, venmo to meet the minimum etc...)
4- When do you have time to sit and read thousands of posts with family and work responsibilities? (I'm a working mom...)
Just some thoughts roaming through my head...
1. No pain, no gain. Also, you don't have to read every post, you have to know what's important and where to find that. Savvyness isn't for everyone IMHO, some have more of it than others.
2. Excel. If you monitor your statements, you can always get a retention bonus when the fee hits, then cancel a week or two later
3. I
oversimplify it, and don't maximize my category spending, but
there are other solutions as well. I also use creative solutions (e.g. the ones you named and others) to reach spend requirements.
4. If you're efficient (see #1), you don't have to spend hours. Go for the low hanging fruit and you can put in ~2-3 hours a week on DDF and clear $10k+ (+++) a year playing the game (and have fun doing it).
