Go to united.com and price the ticket which you are interested in then compare that to the value of the points you would need to book the same tickets, the current value of UR points is roughly 1.65 cents per point, (for example 100,000 points are worth $1650) it is often worth your while to sell the points rather than use them to book. if you are selling them you won't need to transfer them. if you are using them you will need to find a trusted friend who has a chase sapphire or ink bold Card, transfer it to their card and from there to your united account