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Author Topic: Authorized user affect credit?  (Read 8577 times)

Offline lcyitz

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Re: Authorized user affect credit?
« Reply #40 on: January 19, 2012, 11:56:10 PM »
Anyone not at a farby that can answer above? :D
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Offline Cbs

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Re: Authorized user affect credit?
« Reply #41 on: January 20, 2012, 12:00:12 AM »
Quote from: lcyitz on January 19, 2012, 11:56:10 PM
Anyone not at a farby that can answer above? :D
im not at one! how bout a DDF farby?  8)
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Offline lcyitz

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Re: Authorized user affect credit?
« Reply #42 on: January 20, 2012, 12:23:58 AM »
Lol anyone got any advice?
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Offline AsherO

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Re: Authorized user affect credit?
« Reply #43 on: January 20, 2012, 12:24:59 AM »
Quote from: lcyitz on January 19, 2012, 11:56:10 PM
Anyone not at a farby that can answer above? :D
Quote from: lcyitz on January 20, 2012, 12:23:58 AM
Lol anyone got any advice?

Patience?
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Offline lcyitz

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Re: Authorized user affect credit?
« Reply #44 on: January 20, 2012, 12:29:19 AM »
ok but only till tmrw  :P
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Offline AsherO

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Re: Authorized user affect credit?
« Reply #45 on: January 20, 2012, 12:32:14 AM »
Quote from: lcyitz on January 20, 2012, 12:29:19 AM
ok but only till tmrw

IMHO impatience might get your question answered faster but will definitely earn you badwill. ברי ושמא, ברי עדיף.
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Offline lcyitz

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Re: Authorized user affect credit?
« Reply #46 on: January 20, 2012, 12:50:42 AM »
true....... :)
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Offline lcyitz

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Re: Authorized user affect credit?
« Reply #47 on: January 20, 2012, 11:07:01 AM »
Quote from: lcyitz on January 19, 2012, 09:26:02 PM
A. He has a bad credit ( because he never had a card and he applied for too many cards and got declined) so how long before applying for his own citi?

B. another question what is giving him credit my years with citi? because i am with citi for a month? or is it just the fact that he is under me>?

TIA! :)
Good morning anyone have an answer? 8)
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Offline AsherO

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Re: Authorized user affect credit?
« Reply #48 on: January 20, 2012, 11:41:49 AM »
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Offline lcyitz

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Re: Authorized user affect credit?
« Reply #49 on: January 20, 2012, 11:44:11 AM »
Oy you again....lol does that mean I will get an answer? :)
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Offline AsherO

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Re: Authorized user affect credit?
« Reply #50 on: January 20, 2012, 11:46:02 AM »
Quote from: lcyitz on January 20, 2012, 11:44:11 AM
Oy you again....lol does that mean I will get an answer? :)

It means at this point I refuse to answer you because then I'll be rewarding your impatience.
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Offline lcyitz

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Re: Authorized user affect credit?
« Reply #51 on: January 20, 2012, 11:49:03 AM »
 ::)
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Offline robi

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Re: Authorized user affect credit?
« Reply #52 on: March 26, 2012, 07:41:13 PM »
So does anyone know how long it takes from when I remove myself as AU until the debt comes off? Because chase just closed down all my cards due to debt showing on my credit report due by me being an AU. And what is my next move, Do I need to call the credit bureau first to dispute it or will it come off automatically?

TIA
« Last Edit: March 26, 2012, 07:46:56 PM by robi »
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Online smurf

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Re: Authorized user affect credit?
« Reply #53 on: March 26, 2012, 08:35:17 PM »
Quote from: robi on March 26, 2012, 07:41:13 PM
So does anyone know how long it takes from when I remove myself as AU until the debt comes off? Because chase just closed down all my cards due to debt showing on my credit report due by me being an AU. And what is my next move, Do I need to call the credit bureau first to dispute it or will it come off automatically?

TIA
calling the bureau would definitely speed things up, I had a similar issue and the accounts were only removed after I called
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Offline Avid Reader

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Re: Authorized user affect credit?
« Reply #54 on: March 26, 2012, 10:42:23 PM »
Quote from: robi on March 26, 2012, 07:41:13 PM
So does anyone know how long it takes from when I remove myself as AU until the debt comes off? Because chase just closed down all my cards due to debt showing on my credit report due by me being an AU. And what is my next move, Do I need to call the credit bureau first to dispute it or will it come off automatically?

TIA
Funny it was Chase, but I actually had good experience dealing with them directly to have them remove the AU info from the CR's. They even sent him a 'to whom it may concern' letter confirming that the accounts were not his.
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