Author Topic: Downgrading from Saphire preffered with balance transfer offer  (Read 1175 times)

Offline Thingywingy

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My 1st year is ending soon and I would like to downgrade. I received a 0% balance transfer offer a few months ago which I am currently utilizing. Will the 0% on that balance stay after I downgrade?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline txtmax4

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Re: Downgrading from Saphire preffered with balance transfer offer
« Reply #1 on: April 06, 2012, 01:02:07 AM »
Shouldn't be a problem at all.
Just call to confirm.
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Offline Reb Jo

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Re: Downgrading from Saphire preffered with balance transfer offer
« Reply #2 on: September 20, 2012, 03:23:12 PM »
what does balance transfer mean?
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Offline Thingywingy

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Re: Downgrading from Saphire preffered with balance transfer offer
« Reply #3 on: September 20, 2012, 05:54:57 PM »
You can tranfer a balance from a different credit card. Often done to consolidate loans. Often cards offer special interest rate offers to get you to tranfer.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline alpicone

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Re: Downgrading from Saphire preffered with balance transfer offer
« Reply #4 on: September 21, 2012, 10:57:52 AM »
I was able to downgrade my chase sapphire preferred with a 0% BT to a Freedom card. The 0% promo carried over and then I applied for and got a new Sapphire card.

Offline Reb Jo

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Re: Downgrading from Saphire preffered with balance transfer offer
« Reply #5 on: September 21, 2012, 01:14:48 PM »
My 1st year is ending soon and I would like to downgrade. I received a 0% balance transfer offer a few months ago which I am currently utilizing. Will the 0% on that balance stay after I downgrade?

How long did u wait to aplly again?
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Offline Thingywingy

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Re: Downgrading from Saphire preffered with balance transfer offer
« Reply #6 on: September 21, 2012, 03:16:16 PM »
you quoted wrong post
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I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.