Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

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Author Topic: Credit Card Retention Bonuses  (Read 1850928 times)

Offline es21729

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Re: Credit Card Retention Bonuses
« Reply #1980 on: January 19, 2014, 08:14:33 PM »
I just called to cancel my AMEX Gold and Platinum cards as they both had annual fees due. The Gold they didn't offer anything for, I cancelled. The platinum they offered me 20,000 MR points to keep it active which I took, they also registered me for an additional $100 off AA and US Airways incidentals on top of the usual $200.
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Offline Super Speed

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Re: Credit Card Retention Bonuses
« Reply #1981 on: January 19, 2014, 08:33:02 PM »
Quote from: es21729 on January 19, 2014, 08:14:33 PM
I just called to cancel my AMEX Gold and Platinum cards as they both had annual fees due. The Gold they didn't offer anything for, I cancelled. The platinum they offered me 20,000 MR points to keep it active which I took, they also registered me for an additional $100 off AA and US Airways incidentals on top of the usual $200.
Nice!

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Offline DansDealsLover

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Re: Credit Card Retention Bonuses
« Reply #1982 on: January 19, 2014, 11:31:19 PM »
Quote from: es21729 on January 19, 2014, 08:14:33 PM
I just called to cancel my AMEX Gold and Platinum cards as they both had annual fees due. The Gold they didn't offer anything for, I cancelled. The platinum they offered me 20,000 MR points to keep it active which I took, they also registered me for an additional $100 off AA and US Airways incidentals on top of the usual $200.
Doesn't it ruin your credit to close cards? I'm due for the business gold card annual fee also, but am trying to decide what is the best card to transfer the credit to that will net me the most points? Can anyone suggest a good business charge card, or should I jut close the card like he did?
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Offline Centro

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Re: Credit Card Retention Bonuses
« Reply #1983 on: January 19, 2014, 11:38:39 PM »
Quote from: DansDealsLover on January 19, 2014, 11:31:19 PM
Doesn't it ruin your credit to close cards? I'm due for the business gold card annual fee also, but am trying to decide what is the best card to transfer the credit to that will net me the most points? Can anyone suggest a good business charge card, or should I jut close the card like he did?
I'm not sure about affecting your credit, but there's no credit line to transfer, the gold card is a charge card which has no CL.
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Offline es21729

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Re: Credit Card Retention Bonuses
« Reply #1984 on: January 20, 2014, 12:01:37 AM »
Quote from: centro on January 19, 2014, 11:38:39 PM
I'm not sure about affecting your credit, but there's no credit line to transfer, the gold card is a charge card which has no CL.
Correct, I confirmed that with the rep before I cancelled.
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Offline DansDealsLover

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Re: Credit Card Retention Bonuses
« Reply #1985 on: January 20, 2014, 12:42:46 AM »
Quote from: es21729 on January 20, 2014, 12:01:37 AM
Correct, I confirmed that with the rep before I cancelled.
So there's nothing to lose by just closing the card? Will it still show on my credit report?
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Offline mawmaw

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Re: Credit Card Retention Bonuses
« Reply #1986 on: January 20, 2014, 12:50:48 AM »
no no and NOOOO
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Offline es21729

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Re: Credit Card Retention Bonuses
« Reply #1987 on: January 20, 2014, 12:56:17 AM »
Quote from: DansDealsLover on January 20, 2014, 12:42:46 AM
So there's nothing to lose by just closing the card? Will it still show on my credit report?
I am not well versed enough to say anything with certainty but Dan has some lengthy posts about it where he says he has closed many cards and still maintains a great credit score.
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Offline ari2955

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Re: Credit Card Retention Bonuses
« Reply #1988 on: January 20, 2014, 01:54:54 AM »
Quote from: DansDealsLover on January 20, 2014, 12:42:46 AM
So there's nothing to lose by just closing the card? Will it still show on my credit report?
This card has never been reported to your credit report to begin with, as it's a business card.
So closing it will change nothing.
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Offline noturbizniss

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Re: Credit Card Retention Bonuses
« Reply #1989 on: January 20, 2014, 05:59:57 AM »
Quote from: centro on January 19, 2014, 11:38:39 PM
I'm not sure about affecting your credit, but there's no credit line to transfer, the gold card is a charge card which has no CL.
It won't affect his credit as its a bit card, and but I thought that personal charge cards do show up with a cl of the highest balance you've had.
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Offline HP58

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Re: Credit Card Retention Bonuses
« Reply #1990 on: January 20, 2014, 04:05:12 PM »
Quote from: noturbizniss on January 20, 2014, 05:59:57 AM
It won't affect his credit as its a bit card, and but I thought that personal charge cards do show up with a cl of the highest balance you've had.
What does highest balance have to do with this? @Centro was just saying that there isn't any CREDIT LINE to transfer before closing since it's a charge card.
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Offline noturbizniss

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Re: Credit Card Retention Bonuses
« Reply #1991 on: January 20, 2014, 11:32:41 PM »
Quote from: HP58 on January 20, 2014, 04:05:12 PM
What does highest balance have to do with this? @Centro was just saying that there isn't any CREDIT LINE to transfer before closing since it's a charge card.
There is no line to transfer, however fur personal charge cards they are on your credit report with a limit equal to the highest statement balance you have had. Business cards are not on the report at all.
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Offline rahkes

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Re: Credit Card Retention Bonuses
« Reply #1992 on: January 21, 2014, 02:44:30 PM »
Today I called to cancel my AmEx platinum after hitting $450 AF and haven been offered 50k MR points and $100 AA incidentals to keep the a/c open. This is the only and  first a/c I have with AmEx.  I have already got $200 through PGGM for this year.

Can I go ahead take the 50k offer ? or can I negotiate for any other offers? Thanks.
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Offline AJK

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Re: Credit Card Retention Bonuses
« Reply #1993 on: January 21, 2014, 02:45:01 PM »
Take it and run.
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Offline rahkes

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Re: Credit Card Retention Bonuses
« Reply #1994 on: January 21, 2014, 03:02:10 PM »
Thank you for your quick reply. I will take it happily now  ;D

update: I called back and took the $100 incidentals + 50k retention offer. Thanks AJK.

Quote from: AJK on January 21, 2014, 02:45:01 PM
Take it and run.
« Last Edit: January 21, 2014, 03:13:53 PM by rahkes »
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Offline ari2955

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Re: Credit Card Retention Bonuses
« Reply #1995 on: January 21, 2014, 03:31:27 PM »
Quote from: rahkes on January 21, 2014, 03:02:10 PM
Thank you for your quick reply. I will take it happily now  ;D

update: I called back and took the $100 incidentals + 50k retention offer. Thanks AJK.
Is this a new account?
Did you do a lot of spending on it?
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Offline rahkes

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Re: Credit Card Retention Bonuses
« Reply #1996 on: January 21, 2014, 03:39:21 PM »
Opened it last year at this time with 100k offer. Not much spending, till date I spent $8500 in total. May be lucky this time!

Quote from: ari2955 on January 21, 2014, 03:31:27 PM
Is this a new account?
Did you do a lot of spending on it?
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Offline AJK

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Re: Credit Card Retention Bonuses
« Reply #1997 on: January 21, 2014, 03:40:28 PM »
150K + $500 in credits is a winning signup bonus  8)
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Offline sruly

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Re: Credit Card Retention Bonuses
« Reply #1998 on: January 21, 2014, 03:54:11 PM »
Quote from: rahkes on January 21, 2014, 02:44:30 PM
Today I called to cancel my AmEx platinum after hitting $450 AF and haven been offered 50k MR points and $100 AA incidentals to keep the a/c open. This is the only and  first a/c I have with AmEx.  I have already got $200 through PGGM for this year.

Can I go ahead take the 50k offer ? or can I negotiate for any other offers? Thanks.
Did the annual fee post already ?
I tried a few times and they are not giving me points or credits.
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Offline rahkes

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Re: Credit Card Retention Bonuses
« Reply #1999 on: January 21, 2014, 04:05:22 PM »
Thanks. I Totally agree with you.

Quote from: AJK on January 21, 2014, 03:40:28 PM
150K + $500 in credits is a winning signup bonus  8)
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