Author Topic: Credit Card Retention Bonuses (Read 1836977 times)

AsherO · « **Reply #200 on:** July 27, 2011, 01:49:01 PM »

Quote from: gozalim on July 27, 2011, 01:44:02 PM

if you downgrade to a fee-free credit card, the card number remains the same. wouldn't the warranty also carry over?

Which fee-free cards have the (same?) warranty extension benefit?

gozalim · « **Reply #201 on:** July 27, 2011, 01:58:26 PM »

Quote from: AsherO on July 27, 2011, 01:49:01 PM

Which fee-free cards have the (same?) warranty extension benefit?

which don't?
http://www304.americanexpress.com/getthecard/compare-cards/no-fee-cards
seems like all of them (blue, clear, hilton etc.) all have "extended warranty

AsherO · « **Reply #202 on:** July 27, 2011, 02:21:24 PM »

Quote from: gozalim on July 27, 2011, 01:58:26 PM

which don't?
http://www304.americanexpress.com/getthecard/compare-cards/no-fee-cards
seems like all of them (blue, clear, hilton etc.) all have "extended warranty

Are they all the same program?

myb821 · « **Reply #203 on:** July 27, 2011, 02:27:39 PM »

Quote from: AsherO on July 27, 2011, 02:21:24 PM

Are they all the same program?

looks like it to me

Bh101 · « **Reply #204 on:** July 27, 2011, 03:32:20 PM »

Quote from: Yisrael on July 27, 2011, 01:04:11 PM

I'd like to keep the card as I bought my laptop on it and want the extra year warranty. Any suggestions on how to get the other $45.00 back or points at least? Should I send another message or try calling again?

so from wat i understand u have a warranty for the laptop for $45 as well as other benefits that the credit card gives u and ur unhappy?

gozalim · « **Reply #205 on:** July 27, 2011, 04:48:35 PM »

Quote from: AsherO on July 27, 2011, 02:21:24 PM

Are they all the same program?

same policy number

irleetnoob · « **Reply #206 on:** July 27, 2011, 04:59:49 PM »

Just called to cancel my Amex Plat today.

Asked the rep Gina if there was any way they could sweeten the deal for me with a retention offer (15-25K as posted on the other thread) and got ugly- "If 100,000 pts, which is worth $1000 isn't enough to make you want this card, then I'm not inclined to give you anything else!". Cancelled it np though.

Question: if I still have a PR gold with them, and I had already paid my full balance (including the $450 fee), how do they usually go about refunding the fee? Statement credit on the PR gold? Or refund to my attached checking acct?

AsherO · « **Reply #207 on:** July 27, 2011, 06:14:16 PM »

Quote from: irleetnoob on July 27, 2011, 04:59:49 PM

Question: if I still have a PR gold with them, and I had already paid my full balance (including the $450 fee), how do they usually go about refunding the fee? Statement credit on the PR gold? Or refund to my attached checking acct?

The credit posts to your account, then you can either request a check or have it posted to your PR Gold account. It's best to request a check, otherwise you might lose out on 450 MR points from PR Gold spend that you'll lose because of the $450 credit that posts.

azhoopsfan · « **Reply #208 on:** July 27, 2011, 06:31:31 PM »

Quote from: AsherO on July 27, 2011, 06:14:16 PM

It's best to request a check, otherwise you might lose out on 450 MR points from PR Gold spend that you'll lose because of the $450 credit that posts.

I've seen this mentioned a number of times, and I'm always surprised by it. I would assume the credit would be treated the same as a payment (which does not reduce the points earned for purchasing) and not as a returned item (which nets against your purchases and reduces your point earnings).

Yisrael · « **Reply #209 on:** July 27, 2011, 06:44:12 PM »

My name is yisrael I meant to write thanks dan and then sign my name. Of course 45 is good for an extended warranty but still I always try to maximize what I can get. So I would retain my warranty regardless? If I send to many messages could that cause an FR? Thanks Yisrael

kayef · « **Reply #210 on:** July 27, 2011, 07:12:03 PM »

If I downgrade my spg card to a no fee card will I get the sign up bonus for that card?

AsherO · « **Reply #211 on:** July 27, 2011, 07:31:06 PM »

Quote from: kayef on July 27, 2011, 07:12:03 PM

If I downgrade my spg card to a no fee card will I get the sign up bonus for that card?

Not happening, sorry.

gozalim · « **Reply #212 on:** July 27, 2011, 08:19:19 PM »

Quote from: AsherO on July 27, 2011, 07:31:06 PM

Not happening, sorry.

i would think so, but a while back, when i downgraded to hilton, i got 20K hhonors (automatically)

azhoopsfan · « **Reply #213 on:** July 27, 2011, 08:25:39 PM »

Quote from: gozalim on July 27, 2011, 08:19:19 PM

i would think so, but a while back, when i downgraded to hilton, i got 20K hhonors (automatically)

Downgraded from Surpass? I have both right now, and wonder if I can get another 20k by telling them I'd prefer to have two of the same regular HHonors Amexes.

gozalim · « **Reply #214 on:** July 27, 2011, 08:31:49 PM »

Quote from: azhoopsfan on July 27, 2011, 08:25:39 PM

Downgraded from Surpass? I have both right now, and wonder if I can get another 20k by telling them I'd prefer to have two of the same regular HHonors Amexes.

no, from SPG

mow · « **Reply #215 on:** July 28, 2011, 01:20:56 AM »

called spg for my business cc to cancel and they offered me 50 bucks i told them that the fee was 65 so would still like to cancel so they offered me 70 bucks gladly accepted have to cards for 3 and a half years now do a lot of spending
called citi aa a couple of months ago on business card they gave me 2500 points right away on my personal just got the fee back (i think 85 bucks ) and on my wifes card got 3000 after spending 500 bucks

yaakov s · « **Reply #216 on:** August 04, 2011, 03:48:37 PM »

Anybody had any success with a retention bonus on the SPG personal card , not getting anywhere I think its time to downgrade to Blue Cash

AsherO · « **Reply #217 on:** August 04, 2011, 04:05:06 PM »

I just got a measly 6k MR on my Amex plat, but at least it posted immediately (second time I called. First time I was promised 6k in 1-2 weeks, but it never posted).

Avid Reader · « **Reply #218 on:** August 04, 2011, 10:05:33 PM »

Quote from: AsherO on August 04, 2011, 04:05:06 PM

I just got a measly 6k MR on my Amex plat, but at least it posted immediately (second time I called. First time I was promised 6k in 1-2 weeks, but it never posted).

How long was this card left opened?

AsherO · « **Reply #219 on:** August 04, 2011, 11:01:10 PM »

Quote from: Avid Reader on August 04, 2011, 10:05:33 PM

How long was this card left opened?

Quite some time, I should really close it, eh?

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Author Topic: Credit Card Retention Bonuses (Read 1836977 times)