Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1844148 times)

Offline TimT

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Re: Credit Card Retention Bonuses
« Reply #3080 on: May 06, 2015, 10:23:06 AM »
About maxing out being worth more then AF?  ???
Yup.

Offline benjie1305

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Re: Credit Card Retention Bonuses
« Reply #3081 on: May 06, 2015, 10:23:30 AM »
Yup.

That is not an opinion thing. It is flat out not true.
Work hard, Play harder!

Offline clear thinker

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Re: Credit Card Retention Bonuses
« Reply #3082 on: May 06, 2015, 10:31:21 AM »
That is not an opinion thing. It is flat out not true.
Not everybody maxes out.

Offline zlt123

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Re: Credit Card Retention Bonuses
« Reply #3083 on: May 06, 2015, 10:32:41 AM »
Only if you could max out 2 Inks meaning knowing where to buy $500 GC, and knowing how/where to cash them out.

Offline TimT

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Re: Credit Card Retention Bonuses
« Reply #3084 on: May 06, 2015, 10:40:16 AM »
Only if you could max out 2 Inks meaning knowing where to buy $500 GC, and knowing how/where to cash them out.
What's wrong with VGC from staples ?

Offline clear thinker

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Re: Credit Card Retention Bonuses
« Reply #3085 on: May 06, 2015, 10:42:02 AM »
Only if you could max out 2 Inks meaning knowing where to buy $500 GC, and knowing how/where to cash them out.

What's wrong with VGC from staples ?
+1 the $200 ($206.95) work just fine!

Offline 3yummyboys

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Re: Credit Card Retention Bonuses
« Reply #3086 on: May 06, 2015, 11:03:55 AM »
Only if you could max out 2 Inks meaning knowing where to buy $500 GC, and knowing how/where to cash them out.


It might be worth more than the AF but you are still paying AF plus fees for GCs

Offline eis517

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Re: Credit Card Retention Bonuses
« Reply #3087 on: May 06, 2015, 12:31:42 PM »

It might be worth more than the AF but you are still paying AF plus fees for GCs

I live in Canada. Not nearly as easy to MS that amount of money. I still have other Ink cards open, so if I can only spend 5K in 3 months, I would rather get 60K UR than 10K

Offline D93

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Re: Credit Card Retention Bonuses
« Reply #3088 on: May 06, 2015, 12:41:19 PM »

It might be worth more than the AF but you are still paying AF plus fees for GCs

$206.95 x 5 = 1035
$6.95/1035 = .0067cpp

Still not worth it?

Offline Dgindi

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Re: Credit Card Retention Bonuses
« Reply #3089 on: May 06, 2015, 12:46:38 PM »
Yes - 3k SPG points.
Anyone else getting retension bonuses from the SPG business?

Offline Emkay

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Re: Credit Card Retention Bonuses
« Reply #3090 on: May 06, 2015, 04:25:24 PM »
chase told me the statement credit for my retention offer will post in one to two billing cycles,does anyone know how long it usually takes?

Offline D93

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Re: Credit Card Retention Bonuses
« Reply #3091 on: May 06, 2015, 05:12:02 PM »
chase told me the statement credit for my retention offer will post in one to two billing cycles,does anyone know how long it usually takes?
IME 3-5 days

Offline clear thinker

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Re: Credit Card Retention Bonuses
« Reply #3092 on: May 06, 2015, 11:49:14 PM »
IME 3-5 days
Same with Retention Bonus Points?

Offline D93

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Re: Credit Card Retention Bonuses
« Reply #3093 on: May 07, 2015, 01:47:28 AM »
Same with Retention Bonus Points?
IME it posted on that month's statement.

Offline Emkay

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Re: Credit Card Retention Bonuses
« Reply #3094 on: May 07, 2015, 02:23:12 AM »
IME 3-5 days
im hoping, i still plan on cancelling but don't have much longer to do so

Offline clear thinker

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Re: Credit Card Retention Bonuses
« Reply #3095 on: May 07, 2015, 06:43:59 AM »
IME it posted on that month's statement.
Tnx.

Offline sruly

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Re: Credit Card Retention Bonuses
« Reply #3096 on: May 07, 2015, 07:21:43 AM »
Club Carlson personal + business for myself and personal + business for my wife.
7500 points on each for losing the second free night on award  benefit.

Offline keepsmiling123

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Re: Credit Card Retention Bonuses
« Reply #3097 on: May 07, 2015, 07:27:47 AM »
is there a specific amount of time u need to have a card open to qualify for retention?

Offline Emkay

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Re: Credit Card Retention Bonuses
« Reply #3098 on: May 07, 2015, 07:45:35 AM »
is there a specific amount of time u need to have a card open to qualify for retention?
no

Offline keepsmiling123

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Re: Credit Card Retention Bonuses
« Reply #3099 on: May 07, 2015, 07:51:09 AM »
so i just play my luck and call even if i haven't had it a full yr?