Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1853631 times)

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Credit Card Retention Bonuses
« Reply #3140 on: May 14, 2015, 04:50:58 PM »
My card was denied at CVS when buying some GCs. When I called them to clear it up they had to validate the last few transactions. The rep knew exactly what I bought. She listed the items besides the GCs.

This is a retention thread where people post what experiences they have when it comes to an annual fee. (On a side note: CC's often know when you are buying GCs)
Work hard, Play harder!

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Credit Card Retention Bonuses
« Reply #3141 on: May 14, 2015, 05:27:13 PM »
My card was denied at CVS when buying some GCs. When I called them to clear it up they had to validate the last few transactions. The rep knew exactly what I bought. She listed the items besides the GCs.
Just out of sheer curiosity, what made you decide to post that in this thread ?!
Life is as good as you make it...

Offline Einstein

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2014
  • Posts: 1248
  • Total likes: 6
  • DansDeals.com Hat Tips 5
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3142 on: May 14, 2015, 06:53:56 PM »
Just out of sheer curiosity, what made you decide to post that in this thread ?!
probably the first thread that they could find ??? ???
If you think nobody cares about you... just forget to pay your credit card bill

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3143 on: May 15, 2015, 11:02:25 AM »
This is a retention thread where people post what experiences they have when it comes to an annual fee. (On a side note: CC's often know when you are buying GCs)

Just out of sheer curiosity, what made you decide to post that in this thread ?!

probably the first thread that they could find ??? ???
He'll see your replies when he comes to check DDF again in 4/5 months. ...
Gotta love these guys.

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3144 on: May 15, 2015, 11:17:38 AM »
Got 7,500 for the PRG after $1,000 spend.
Quaerite et Invenietis.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3145 on: May 18, 2015, 10:05:54 PM »
2,500 points on my Hyatt card, no spend required.
Life is as good as you make it...

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3146 on: May 19, 2015, 10:30:55 AM »
2,500 points on my Hyatt card, no spend required.
Do you request for retention even if you're not about to pay the AF?
You seem to get a lot of them.

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Credit Card Retention Bonuses
« Reply #3147 on: May 19, 2015, 10:34:02 AM »
Do you request for retention even if you're not about to pay the AF?
You seem to get a lot of them.

You can always call and just ask if there is any sort of retention promotion available for you.
Work hard, Play harder!

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3148 on: May 19, 2015, 12:38:21 PM »

Do you request for retention even if you're not about to pay the AF?
You seem to get a lot of them.
I personally have only called when the af is coming up, but
You can always call and just ask if there is any sort of retention promotion available for you.
Life is as good as you make it...

Offline mochada

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2011
  • Posts: 1166
  • Total likes: 13
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3149 on: May 19, 2015, 01:05:36 PM »
Got 7,500 for the PRG after $1,000 spend.

What was your spend?

Offline Marco Polo

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2012
  • Posts: 13126
  • Total likes: 49
  • DansDeals.com Hat Tips 104
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3150 on: May 19, 2015, 01:53:36 PM »
What was your spend?
Not much throughout the year. Few thousand maybe.
Quaerite et Invenietis.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3151 on: May 19, 2015, 03:59:43 PM »
5k on Hyatt card. No spend required.
Life is as good as you make it...

Offline Menachemfrombp

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2013
  • Posts: 213
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Credit Card Retention Bonuses
« Reply #3152 on: May 19, 2015, 04:24:59 PM »
don't know where to post this but ill try here, i opened the chase ba card 50k miles for 2k spent i only spent $1993 and i didn't realize until it was after the 3 months and i sent chase a few messages and they don't wanna give me anything, saying that even if its only 7 dollars less unfortunately they cant gimme the signup bonus cuz i didnt meet the 2k in 3 months, anyone has any experience with such a situation?

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Credit Card Retention Bonuses
« Reply #3153 on: May 19, 2015, 04:28:54 PM »
don't know where to post this but ill try here, i opened the chase ba card 50k miles for 2k spent i only spent $1993 and i didn't realize until it was after the 3 months and i sent chase a few messages and they don't wanna give me anything, saying that even if its only 7 dollars less unfortunately they cant gimme the signup bonus cuz i didnt meet the 2k in 3 months, anyone has any experience with such a situation?

How long ago were the 3 months over?
Work hard, Play harder!

Offline Menachemfrombp

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2013
  • Posts: 213
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn
Re: Credit Card Retention Bonuses
« Reply #3154 on: May 19, 2015, 07:26:54 PM »
How long ago were the 3 months over?
few weeks

Offline Jm1248

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 2419
  • Total likes: 15
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
Re: Credit Card Retention Bonuses
« Reply #3155 on: May 20, 2015, 12:52:38 AM »
Is there any reason to threaten to cancel card when calling to get retention or would it serve the same purpose to just ask if hey can offer any retention bonus to help offset the af?

Offline yitrap

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2014
  • Posts: 3315
  • Total likes: 56
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3156 on: May 20, 2015, 12:58:24 AM »

Is there any reason to threaten to cancel card when calling to get retention or would it serve the same purpose to just ask if hey can offer any retention bonus to help offset the af?
I imagine the latter if you get an unhelpful rep just HUCA

Offline maxie m

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 1369
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Credit Card Retention Bonuses
« Reply #3157 on: May 20, 2015, 01:01:35 AM »
Any success getting the annual waived on ip
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline Hellokitty64

  • Dansdeals Gold Elite
  • ***
  • Join Date: Mar 2015
  • Posts: 141
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Wisconsin
Re: Credit Card Retention Bonuses
« Reply #3158 on: May 20, 2015, 01:04:02 AM »
Any success getting the annual waived on ip
I've definitely seen on at least one occasion people reporting getting it waived. There was even the guy that got his refunded 5 times By mistake

Offline maxie m

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 1369
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Credit Card Retention Bonuses
« Reply #3159 on: May 20, 2015, 01:09:30 AM »
I've definitely seen on at least one occasion people reporting getting it waived. There was even the guy that got his refunded 5 times By mistake
good to know, thanks
Dumb people learn from their own mistakes,smart people,from the mistakes of others