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I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1928120 times)

Offline Euclid

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Re: Credit Card Retention Bonuses
« Reply #7680 on: January 13, 2023, 08:51:13 AM »
The offers do change all the time.
See my edit. Not worth it *for me*

Offline S209

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Re: Credit Card Retention Bonuses
« Reply #7681 on: January 13, 2023, 09:13:38 AM »
The offers do change all the time.
How fast would you say to call back after not getting any available? Last received just about 12 months ago so maybe no cigar within 13 months?
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Offline Euclid

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Re: Credit Card Retention Bonuses
« Reply #7682 on: January 13, 2023, 09:15:25 AM »
How fast would you say to call back after not getting any available? Last received just about 12 months ago so maybe no cigar within 13 months?
I understood that he was talking about SUB offers. That they won't always be available like candy. But I see how you interpreted it. Dunno what his intention was...

Offline CountValentine

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Re: Credit Card Retention Bonuses
« Reply #7683 on: January 13, 2023, 09:18:44 AM »
How fast would you say to call back after not getting any available?
I have had offers change after a week, sometimes worse.
Just called on Hilton and was offered 10k points. That was an insult.
Last received just about 12 months ago so maybe no cigar within 13 months?
That seems like what the DP's say except for the first time from opening the card. You can get before 12 or 13 months. 
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Offline CountValentine

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Re: Credit Card Retention Bonuses
« Reply #7684 on: January 13, 2023, 09:19:29 AM »
I understood that he was talking about SUB offers.
Sorry it wasn't clear. Retention offers.
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Offline S209

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Re: Credit Card Retention Bonuses
« Reply #7685 on: January 13, 2023, 09:28:17 AM »
I have had offers change after a week, sometimes worse.
Just called on Hilton and was offered 10k points. That was an insult.
I actually took that last year because honestly it’s worth keeping open at $450 anyway so better 10K points than none. Maybe I should have waited though
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Offline CountValentine

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Re: Credit Card Retention Bonuses
« Reply #7686 on: January 13, 2023, 09:45:15 AM »
I actually took that last year because honestly it’s worth keeping open at $450 anyway so better 10K points than none. Maybe I should have waited though
Another option is to downgrade and then wait for an option to upgrade. Daughter received offer for 100k/4k spend to upgrade back to the Aspire. Just got in under the bell to triple dip on airline credit.
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Offline S209

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Re: Credit Card Retention Bonuses
« Reply #7687 on: January 13, 2023, 10:14:32 AM »
Another option is to downgrade and then wait for an option to upgrade. Daughter received offer for 100k/4k spend to upgrade back to the Aspire. Just got in under the bell to triple dip on airline credit.
Not a bad idea but she may have gotten lucky and I like being Hilton Diamond
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Offline TBD

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Re: Credit Card Retention Bonuses
« Reply #7688 on: January 16, 2023, 08:38:28 PM »
40K MR points after 10K spending on BP
$175 credit on BG, no spending required

Offline aryeh1

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Re: Credit Card Retention Bonuses
« Reply #7689 on: January 19, 2023, 10:15:05 AM »
Only offered $100 on bp

Offline dealmaster

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Re: Credit Card Retention Bonuses
« Reply #7690 on: January 19, 2023, 10:38:52 AM »
Does Cap1 offer retention bonuses for the VentureX ? Does Amex offer on the Blue Cash Preferred? Thanks

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Offline nirc

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Re: Credit Card Retention Bonuses
« Reply #7691 on: January 19, 2023, 11:48:32 AM »
biz green getting offer for $50.

Offline Spoon

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Re: Credit Card Retention Bonuses
« Reply #7692 on: January 20, 2023, 12:38:16 PM »
Citi Premier- spend 1k a month for 3 months and receive 4k TYP + $95 statement credit.

Will probably downgrade if I don’t get a better offer.

Offline aryeh1

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Re: Credit Card Retention Bonuses
« Reply #7693 on: January 23, 2023, 06:09:44 PM »
Amex gold nada

Offline DaasTora

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Re: Credit Card Retention Bonuses
« Reply #7694 on: January 23, 2023, 07:37:03 PM »
Amex gold 30k mr for $3k spend.
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Offline EliJelly

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Re: Credit Card Retention Bonuses
« Reply #7695 on: January 23, 2023, 07:51:33 PM »
Amex gold 30k mr for $3k spend.

Wow Amex is generous!

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Re: Credit Card Retention Bonuses
« Reply #7696 on: January 25, 2023, 07:15:37 AM »
Amex biz platinum 40,000 MR after some spending in 3 months.

Any point waiting? Can it change for the better?

What about the 0% APR, do they offer extensions?

Offline frum poster

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Re: Credit Card Retention Bonuses
« Reply #7697 on: January 25, 2023, 09:09:18 PM »
Im new to this i have a chase united explorer card thats having its first birthday, how do i go about this retention bonus do i call to downgrade and wait for the offer, casualy ask for an offer, or i straight out threathen to close the card unless they give me a bonus? anyone with some experience please reply thanks.



Offline Ankster

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Re: Credit Card Retention Bonuses
« Reply #7698 on: January 25, 2023, 09:15:56 PM »
Im new to this i have a chase united explorer card thats having its first birthday, how do i go about this retention bonus do i call to downgrade and wait for the offer, casualy ask for an offer, or i straight out threathen to close the card unless they give me a bonus? anyone with some experience please reply thanks.

Just tell the customer service representative that the annual fee is coming up and you were wondering if there are any retention offers on the credit card before you downgrade or cancel it. YMMV but there will either be an offer on your account or there won't be. In my experience, you don't need to harshly threaten.

Offline BarryLincoln

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Re: Credit Card Retention Bonuses
« Reply #7699 on: February 04, 2023, 07:53:28 PM »
55k MR after $4k spend on Amex personal plat.