Author Topic: Credit Card Retention Bonuses (Read 1849474 times)

1najol1 · « **Reply #7720 on:** March 20, 2023, 11:14:22 PM »

Personal Platinum 55K membership rewards points after 4K spending

yona222 · « **Reply #7721 on:** March 21, 2023, 02:47:43 PM »

I'm new here and It's my first post (mazel tov)
I have a now a major purchase of over 6k and i wanted to get something sweet to it, which personal credit card can i open that has a good entry bonus, but not a opening fee (at least something that will be worth.
(for chase ink its too late, and I don't have a business)
my credit score is in the 800 club

yelped · « **Reply #7722 on:** March 21, 2023, 07:42:22 PM »

Quote from: yona222 on March 21, 2023, 02:47:43 PM

I'm new here and It's my first post (mazel tov)
I have a now a major purchase of over 6k and i wanted to get something sweet to it, which personal credit card can i open that has a good entry bonus, but not a opening fee (at least something that will be worth.
(for chase ink its too late, and I don't have a business)
my credit score is in the 800 club

Not necessarily too late, and you can open without an official business.

yona222 · « **Reply #7723 on:** March 21, 2023, 07:57:44 PM »

Quote from: yona222 on March 21, 2023, 02:47:43 PM

I'm new here and It's my first post (mazel tov)
I have a now a major purchase of over 6k and i wanted to get something sweet to it, which personal credit card can i open that has a good entry bonus, but not a opening fee (at least something that will be worth.
(for chase ink its too late, and I don't have a business)
my credit score is in the 800 club

I gave in and applied and got approved for the Amex platinum for $695 annual fee, but getting 150,000 bonus points after hitting the 6k , but I'm having second thoughts, can anyone explain if it's a good card or not worth it if I'm not in the air international more than once in every few years?

yelped · « **Reply #7724 on:** March 21, 2023, 09:22:53 PM »

Quote from: yona222 on March 21, 2023, 07:57:44 PM

I gave in and applied and got approved for the Amex platinum for $695 annual fee, but getting 150,000 bonus points after hitting the 6k , but I'm having second thoughts, can anyone explain if it's a good card or not worth it if I'm not in the air international more than once in every few years?

Try posting in the right thread, although this thread can help you with the annual fees. There is a good post on DDMS going through all the benefits so you can see what you would use and what you wouldn't.

cgr · « **Reply #7725 on:** March 27, 2023, 01:17:01 PM »

Amex Personal Platinum: 30k points after spending $3k within 3 months.

President St. · « **Reply #7726 on:** April 04, 2023, 01:46:27 PM »

Took a Retention Bonus for Amex Personal Plat on 04/05/22.

Chatted to cancel today and Agent said I'm still within 12 months and I may lose the bonus unless I cancel after the 5th

Deadline to get annual fee refunded is the 6th.

What should I do? Will canceling tomorrow risk adverse action from Amex?

TY

Euclid · « **Reply #7727 on:** April 04, 2023, 02:06:20 PM »

$175, no spend on Amex Biz Gold. Didn't take it

S209 · « **Reply #7728 on:** April 18, 2023, 06:52:13 PM »

If someone accidentally closed a Chase card and reallocated the credit limit will they still allow reopening within 30 days?

LoLo · « **Reply #7729 on:** April 18, 2023, 06:59:45 PM »

Quote from: DoctorOfCredit

Chase allows you to reopen a card soon after it was closed, even if it was closed on purpose, and certainly if there was a miscommunication.

Most people are told that it can be reinstated for 30-days, but others were able to reopen at 45 days (1), three months (1) or even 6 months (1). One person had success getting their Chase cards reinstated almost a year after they were shut down; their account number remained the same, and no hard pull was done.

Note that if you transferred over your credit line to a different card when closing, you won’t be able to get the old account reinstated. Worth leaving $500 credit line if there’s a chance you’ll want to reopen later.