Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1845935 times)

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Credit Card Retention Bonuses
« Reply #3180 on: May 21, 2015, 10:35:03 AM »

Is the non preferred option still around?

Haven't heard otherwise.
Work hard, Play harder!

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3181 on: May 21, 2015, 10:37:37 AM »

Is the non preferred option still around?
Yes, it is. Why would you want that card over the freedom ?
Life is as good as you make it...

Offline Ydad

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Nov 2014
  • Posts: 684
  • Total likes: 13
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3182 on: May 21, 2015, 10:38:12 AM »
IME they don't give retention offers for the csp. The most you might get is the af waived, but you'd be better off downgrading to the freedom.
These days they only downgrade to the freedom if you have had the CSP for a year. Otherwise its only the non preferred.

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3183 on: May 21, 2015, 10:41:25 AM »

These days they only downgrade to the freedom if you have had the CSP for a year. Otherwise its only the non preferred.
Oh. I didn't know that.
Life is as good as you make it...

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3184 on: May 21, 2015, 10:44:42 AM »
Yes, it is. Why would you want that card over the freedom ?
If I don't have the freedom yet and I want to get the signup bonus.

Offline PETERP

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Oct 2011
  • Posts: 2924
  • Total likes: 5
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NYC
Re: Credit Card Retention Bonuses
« Reply #3185 on: May 21, 2015, 11:31:16 AM »
Instant approval or you had to call ?

I have not had an instant approvL at Chase for
a long time  . Fight for every inch .

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3186 on: May 21, 2015, 12:40:40 PM »
I have not had an instant approvL at Chase for
a long time  . Fight for every inch .
Well well after 13 cards what do you expect....??

Offline cccool

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2015
  • Posts: 9
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3187 on: May 21, 2015, 01:38:48 PM »
IME they don't give retention offers for the csp. The most you might get is the af waived, but you'd be better off downgrading to the freedom.
How did you get them to waive the AF?

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3188 on: May 21, 2015, 02:31:57 PM »

How did you get them to waive the AF?
Call ?
Life is as good as you make it...

Offline cccool

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2015
  • Posts: 9
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3189 on: May 21, 2015, 03:12:38 PM »
Call ?
Do they always waive it or did you need to say anything?

Offline rileywiles23

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2014
  • Posts: 5779
  • Total likes: 108
  • DansDeals.com Hat Tips 5
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3190 on: May 21, 2015, 03:17:11 PM »

Do they always waive it or did you need to say anything?
I don't quite understand your question... You want them to waive the af for you, without you saying anything ?!?!
Life is as good as you make it...

Offline cccool

  • DansDeals Copper Elite
  • *
  • Join Date: Jan 2015
  • Posts: 9
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3191 on: May 21, 2015, 03:20:00 PM »
I don't quite understand your question... You want them to waive the af for you, without you saying anything ?!?!
No is there anything special I need to do because I called them and they had said they cant waive the fee they will only downgrade the card

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Credit Card Retention Bonuses
« Reply #3192 on: May 21, 2015, 03:22:51 PM »
No is there anything special I need to do because I called them and they had said they cant waive the fee they will only downgrade the card

It is known to not be particularly easy with CSP.
Work hard, Play harder!

Offline WAM

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2010
  • Posts: 1394
  • Total likes: 307
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Location, location, location.
Re: Credit Card Retention Bonuses
« Reply #3193 on: May 22, 2015, 10:51:39 AM »


My Chase BA & UA MPE cards were hit with af.( If I cancel within 180 days of the fee, it will be credited back.) When I SM'd asking for a retention bonus, they said no. I called to cancel, the cs rep offered the following if I keep the cards open: 9k bonus Avios for $1500 spend in 3 months on BA card & 10k bonus miles for $2000/1 month on UA MPE. I figured I might as well ask they were offering if I keep my other cards open:
UA Club 15k miles/$100, no spend needed
Freedom 5k points no spend needed
IB 10k bonus points for $5000/3 months.

Just called again for retention bonuses:
9k bonus Avios for $1500 spend in 3 months on BA card
IB $95 statement credit, no spend required
UME $60 statement credit, no spend required
UC $100 statement credit, no spend required.

Offline clear thinker

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jun 2014
  • Posts: 2596
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3194 on: May 22, 2015, 10:58:10 AM »

Just called again for retention bonuses:
9k bonus Avios for $1500 spend in 3 months on BA card
IB $95 statement credit, no spend required
UME $60 statement credit, no spend required
UC $100 statement credit, no spend required.

Pretty impressive.

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22692
  • Total likes: 7191
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3195 on: May 22, 2015, 10:59:03 AM »

Just called again for retention bonuses:
9k bonus Avios for $1500 spend in 3 months on BA card
IB $95 statement credit, no spend required
UME $60 statement credit, no spend required
UC $100 statement credit, no spend required.

nice

Offline yitrap

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2014
  • Posts: 3315
  • Total likes: 56
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #3196 on: May 22, 2015, 11:00:26 AM »

Just called again for retention bonuses:
9k bonus Avios for $1500 spend in 3 months on BA card
IB $95 statement credit, no spend required
UME $60 statement credit, no spend required
UC $100 statement credit, no spend required.

Sweet! at least they're still easy going with retentions

Offline maxie m

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2014
  • Posts: 1369
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Credit Card Retention Bonuses
« Reply #3197 on: May 22, 2015, 11:07:02 AM »
It is known to not be particularly easy with CSP.
any rules as far as downgrading to freedom if you already have it
Dumb people learn from their own mistakes,smart people,from the mistakes of others

Offline benjie1305

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2013
  • Posts: 5870
  • Total likes: 17
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Location: NY Area
Re: Credit Card Retention Bonuses
« Reply #3198 on: May 22, 2015, 11:07:48 AM »
any rules as far as downgrading to freedom if you already have it

You can have more then 1 freedom. You do need to have the CSP for at least a year in order to downgrade it to a Freedom though.
Work hard, Play harder!

Offline ilherman

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2013
  • Posts: 8948
  • Total likes: 228
  • DansDeals.com Hat Tips 35
    • View Profile
  • Location: Brooklyn
Re: Credit Card Retention Bonuses
« Reply #3199 on: May 22, 2015, 11:08:34 AM »
Got his with $450 AF on Citi Executive card. Do they give out anything to make it worthwhile?
You can say what you think when you think what you say.