Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1846281 times)

Offline nobiggy

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Re: Credit Card Retention Bonuses
« Reply #3480 on: July 13, 2015, 08:10:07 AM »
Doesn't Amex warranty still work even if the card is closed?
As long as you have a different card with them.

Offline Fan of Dan

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Re: Credit Card Retention Bonuses
« Reply #3481 on: July 13, 2015, 09:20:13 AM »
I couldn't get anywhere with them. I ended up downgrading.
I am leaning that way now too. Frustrating!

Offline PETERP

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Re: Credit Card Retention Bonuses
« Reply #3482 on: July 13, 2015, 09:27:07 AM »
How about 250k plus UR at staples

Exact same question . Please PM .
I have four inks and 1 M UR points
Sounds great if anyone willing to share
😊

Offline a mirrer

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Re: Credit Card Retention Bonuses
« Reply #3483 on: July 13, 2015, 04:40:13 PM »
Exact same question . Please PM .
I have four inks and 1 M UR points
Sounds great if anyone willing to share
😊
dans mentioned in a few posts buying $200 vgc and loading to serve bb or rb unless theres some deeper darker secret that i as a noob don't know about
eta in this post
Quote
-Ink (general spending made via $200 gift cards bought from Staples at a cost of $6.95): 5.58%
im sure timt will find ones where he explains the maths better
« Last Edit: July 13, 2015, 04:44:07 PM by a mirrer »

Offline TimT

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Re: Credit Card Retention Bonuses
« Reply #3484 on: July 13, 2015, 08:40:21 PM »
Chase not wanting to give me anything for IB.
Called & they offered $95 statement credit.

Offline benjie1305

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Re: Credit Card Retention Bonuses
« Reply #3485 on: July 13, 2015, 08:43:16 PM »
Called & they offered $95 statement credit.

 ;)
Work hard, Play harder!

Offline LoLo

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Re: Credit Card Retention Bonuses
« Reply #3486 on: July 13, 2015, 09:53:37 PM »
Called & they offered $95 statement credit.
No spend?

Offline TimT

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Re: Credit Card Retention Bonuses
« Reply #3487 on: July 13, 2015, 09:55:18 PM »

Offline PETERP

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Re: Credit Card Retention Bonuses
« Reply #3488 on: July 14, 2015, 05:24:27 AM »
dans mentioned in a few posts buying $200 vgc and loading to serve bb or rb unless theres some deeper darker secret that i as a noob don't know about
eta in this postim sure timt will find ones where he explains the maths better

I have a hard time believing $5.95 X250 for 250k points plus disposing of 250
GCs is the methodology used .

Sounds exhausting
My sense is that we/you guys are a lot
smarter than yet .
Am I wrong
« Last Edit: July 14, 2015, 05:27:47 AM by PETERP »

Offline yr

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Re: Credit Card Retention Bonuses
« Reply #3489 on: July 14, 2015, 08:48:00 PM »
Just got the $65 spg personal annual fee waived for 2nd year.

Offline Jm1248

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Re: Credit Card Retention Bonuses
« Reply #3490 on: July 14, 2015, 08:57:03 PM »
Just got the $65 spg personal annual fee waived for 2nd year.
2nd year of card or 2nd year in a row of getting it waived?

Offline yr

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Re: Credit Card Retention Bonuses
« Reply #3491 on: July 14, 2015, 10:21:39 PM »
2nd year of card or 2nd year in a row of getting it waived?

2nd year of card.

Offline farmbochur

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Re: Credit Card Retention Bonuses
« Reply #3492 on: July 14, 2015, 10:24:17 PM »
$60 statement credit for UA explorer posted a lot sooner than I thought. Anything (other than my conscience perhaps) to stop me from closing/downgrading before af posts on 9/1?
Risk is opportunity

Offline yoss6400

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Re: Credit Card Retention Bonuses
« Reply #3493 on: July 15, 2015, 12:45:58 AM »
Just got the $65 spg personal annual fee waived for 2nd year.
What # did you call
"Credit Cards delaying arguments for 30 Days"

Offline yr

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Re: Credit Card Retention Bonuses
« Reply #3494 on: July 15, 2015, 09:09:18 AM »
What # did you call

# on back of card.

Offline sammy n

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Re: Credit Card Retention Bonuses
« Reply #3495 on: July 15, 2015, 09:11:01 AM »
Just got the $65 spg personal annual fee waived for 2nd year.
Do you spend a lot on the card over the year?

Offline dirah

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Re: Credit Card Retention Bonuses
« Reply #3496 on: July 15, 2015, 10:55:11 AM »
AF posted on Arrival (Barclay).
Called in, no AF waiver and no bonus.
Should I:
1. HUCA
2. Downgrade.
3. Close it and churn (how long would I need to wait before applying for new card).

Offline TimT

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Re: Credit Card Retention Bonuses
« Reply #3497 on: July 15, 2015, 10:57:01 AM »
AF posted on Arrival (Barclay).
Called in, no AF waiver and no bonus.
Should I:
1. HUCA
2. Downgrade.
3. Close it and churn (how long would I need to wait before applying for new card).
They haven't been offering lately

Offline yr

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Re: Credit Card Retention Bonuses
« Reply #3498 on: July 15, 2015, 12:34:33 PM »
Do you spend a lot on the card over the year?

~$18,000 in the past year.

Offline sammy n

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Re: Credit Card Retention Bonuses
« Reply #3499 on: July 15, 2015, 01:17:58 PM »
~$18,000 in the past year.
So I have this theory that they waive AF for people that spend a nice amount over the year on the credit card as opposed to those that just spend a couple thousand.....