Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1820527 times)

Offline regular

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Re: Credit Card Retention Bonuses
« Reply #5460 on: April 05, 2017, 11:52:26 PM »
a banker told me that the plain Saphire is discontinued.
And another rep told me the SPG personal is discontinued! DROPR!

Offline JACKBLUE

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Re: Credit Card Retention Bonuses
« Reply #5461 on: April 05, 2017, 11:53:41 PM »
And another rep told me the SPG personal is discontinued! DROPR!
LOL

Offline myi

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Re: Credit Card Retention Bonuses
« Reply #5462 on: April 06, 2017, 12:18:41 AM »
im talking about the chase sapphire not the sapphire preferred
Oh, I was wondering why you would refer to the CSP as the chase sapphire when we're talking about the CSR/CSP..
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Offline mendy613

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Re: Credit Card Retention Bonuses
« Reply #5463 on: April 06, 2017, 12:19:10 AM »
Please take it to another thread,
Thanks.

Offline mochjas

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Re: Credit Card Retention Bonuses
« Reply #5464 on: April 06, 2017, 12:20:35 AM »
Please take it to another thread,
Thanks.
didnt know this thread had strict rules

Online yitzgar

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Re: Credit Card Retention Bonuses
« Reply #5465 on: April 06, 2017, 12:20:44 AM »
Bottom line, you can downgrade to Sapphire. 2x dining, but there are foreign exchange fees

Offline myi

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Re: Credit Card Retention Bonuses
« Reply #5466 on: April 06, 2017, 12:22:54 AM »
Bottom line, you can downgrade to Sapphire. 2x dining, but there are foreign exchange fees
And No AF? So it's equal to the freedom, or the Freedom being better that you get 5x category.

Please take it to another thread,
Thanks.
Sorry for intruding..
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Offline mochjas

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Re: Credit Card Retention Bonuses
« Reply #5467 on: April 06, 2017, 12:30:49 AM »
And No AF? So it's equal to the freedom, or the Freedom being better that you get 5x category.
Sorry for intruding..
the only reason to downgrade to the sapphire over the freedom is if the sapphire has no forex fees. I'm not sure though and googling didn't help

Offline mochjas

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Re: Credit Card Retention Bonuses
« Reply #5468 on: April 06, 2017, 12:35:48 AM »
Bottom line, you can downgrade to Sapphire. 2x dining, but there are foreign exchange fees
so no point for him. The SP has been tough with retention I would just downgrade and find a new card with no AF and no forex fees like a discover it card

Online yitzgar

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Re: Credit Card Retention Bonuses
« Reply #5469 on: April 06, 2017, 08:33:51 AM »
the only reason to downgrade to the sapphire over the freedom is if the sapphire has no forex fees. I'm not sure though and googling didn't help
Unless you already have freedoms that you don't max out, and you want 2 x dining

Offline mmgfarb

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Re: Credit Card Retention Bonuses
« Reply #5471 on: April 06, 2017, 09:29:39 AM »
Should I call for retention even if I just got the card a couple of months ago? Or will it trigger a FR?

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Re: Credit Card Retention Bonuses
« Reply #5472 on: April 06, 2017, 09:59:31 AM »
Just called a couple weeks ago and only got $150. Maybe I should call again

Offline mochjas

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Re: Credit Card Retention Bonuses
« Reply #5473 on: April 06, 2017, 10:02:55 AM »
Should I call for retention even if I just got the card a couple of months ago? Or will it trigger a FR?
retention won't trigger FR if you keep the card open

Offline yelped

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Re: Credit Card Retention Bonuses
« Reply #5474 on: April 06, 2017, 10:33:46 AM »
Thanks! Will try then.

Offline shulem92

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Re: Credit Card Retention Bonuses
« Reply #5475 on: April 06, 2017, 10:38:31 AM »
retention won't trigger FR if you keep the card open
Closing a card after getting a retention offer is a trigger for FR??

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Re: Credit Card Retention Bonuses
« Reply #5476 on: April 06, 2017, 10:47:12 AM »
As far as I understand, specifically the Platinum card..
Closing a card after getting a retention offer is a trigger for FR??

Offline shulem92

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Re: Credit Card Retention Bonuses
« Reply #5477 on: April 06, 2017, 10:56:49 AM »
As far as I understand, specifically the Platinum card..
Interesting. I thought it was only a credit risk/ spending related.

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Re: Credit Card Retention Bonuses
« Reply #5478 on: April 06, 2017, 11:08:55 AM »
As far as I understand, specifically the Platinum card..
Experience?
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Re: Credit Card Retention Bonuses
« Reply #5479 on: April 06, 2017, 11:14:01 AM »
No, not at all, BH. From what I read here somewhere about the RATS.