Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1820393 times)

Offline Yaalili

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Jul 2009
  • Posts: 12764
  • Total likes: 473
  • DansDeals.com Hat Tips 157
  • Gender: Male
    • View Profile
  • Location: Crown Heights, NY
Re: Credit Card Retention Bonuses
« Reply #5780 on: August 07, 2017, 10:12:51 PM »

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22077
  • Total likes: 7130
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5781 on: August 07, 2017, 10:13:04 PM »
If I close the card after the bonus, can that have any negetive effect?
As in ?

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5782 on: August 07, 2017, 10:26:08 PM »
And people are grandfathered?
Not officially

Offline joe1234

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jul 2015
  • Posts: 2071
  • Total likes: 535
  • DansDeals.com Hat Tips 19
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5783 on: August 07, 2017, 10:35:36 PM »
As in ?
Raising a red flag...FR....

Offline JACKBLUE

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2014
  • Posts: 2402
  • Total likes: 401
  • DansDeals.com Hat Tips 4
    • View Profile
  • Location: USA
Re: Credit Card Retention Bonuses
« Reply #5784 on: August 08, 2017, 12:04:29 AM »

Offline hide4

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2015
  • Posts: 1437
  • Total likes: 29
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NY-Israel
Re: Credit Card Retention Bonuses
« Reply #5785 on: August 08, 2017, 01:50:07 PM »
Any retentions on the arrival+ recently?

Offline TimT

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Dec 2013
  • Posts: 22077
  • Total likes: 7130
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5786 on: August 08, 2017, 02:13:42 PM »
Any retentions on the arrival+ recently?
Barclays Arrival+ $50 credit after spending $1000 each month for 3 consecutive months.

Offline hide4

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Oct 2015
  • Posts: 1437
  • Total likes: 29
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NY-Israel
Re: Credit Card Retention Bonuses
« Reply #5787 on: August 08, 2017, 02:17:49 PM »

Got that also. Any af refunds recently?

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 329
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #5788 on: August 11, 2017, 01:11:39 PM »
Was offered for Citi  Prestige either 1 extra ppd up to 50k bonus points or $50 statement credit for spending $1500 a month for 7 billing cycles. Are either of the offers worth it?

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5789 on: August 11, 2017, 01:21:51 PM »
Was offered for Citi  Prestige either 1 extra ppd up to 50k bonus points or $50 statement credit for spending $1500 a month for 7 billing cycles. Are either of the offers worth it?
Both sound lousy to me. Definitely not worth keeping open for either of those

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 329
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #5790 on: August 11, 2017, 01:27:29 PM »
Both sound lousy to me. Definitely not worth keeping open for either of those
I agree. I just felt bad that the rep was so enthusiastic I told him I had to think about it. Hopefully when I call back the offers won't be there anymore

Online mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 9699
  • Total likes: 1069
  • DansDeals.com Hat Tips 123
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Credit Card Retention Bonuses
« Reply #5791 on: August 11, 2017, 03:20:01 PM »
Was offered for Citi  Prestige either 1 extra ppd up to 50k bonus points or $50 statement credit for spending $1500 a month for 7 billing cycles. Are either of the offers worth it?
is that a 350 dollar statement credit total? Or just 50

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 329
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #5792 on: August 11, 2017, 04:31:32 PM »
is that a 350 dollar statement credit total? Or just 50
7 $50 statement credits total $350

Online mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 9699
  • Total likes: 1069
  • DansDeals.com Hat Tips 123
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Credit Card Retention Bonuses
« Reply #5793 on: August 11, 2017, 04:37:02 PM »
7 $50 statement credits total $350
i would definitely take that. You also get a $250 travel credit. So effectively they are paying you $150 to keep the card open

Offline farmbochur

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2011
  • Posts: 1796
  • Total likes: 233
  • DansDeals.com Hat Tips 19
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5794 on: August 11, 2017, 04:42:29 PM »
i would definitely take that. You also get a $250 travel credit. So effectively they are paying you $150 to keep the card open
$150 - the (opportunity) cost of $1500x7 in spend
Risk is opportunity

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 329
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #5795 on: August 11, 2017, 04:44:46 PM »
$150 - the (opportunity) cost of $1500x7 in spend
+1 that's over 10k for $150

Offline yitzgar

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2016
  • Posts: 3078
  • Total likes: 1277
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #5796 on: August 13, 2017, 08:55:10 AM »
7 $50 statement credits total $350
Didn't realize that, thought it was $50 total Not a terrible offer in that case.

Online mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 9699
  • Total likes: 1069
  • DansDeals.com Hat Tips 123
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Credit Card Retention Bonuses
« Reply #5797 on: August 13, 2017, 08:58:31 AM »
+1 that's over 10k for $150
yes well this is a great card to have. It shouldn't be that hard to do an extra 1500 ms a month for 7 months. Again for me I would do it as I value this card. But if you have no use for it then just cancel it.

Offline MrKaplan

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jan 2017
  • Posts: 329
  • Total likes: 27
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #5798 on: August 13, 2017, 09:56:09 AM »
yes well this is a great card to have. It shouldn't be that hard to do an extra 1500 ms a month for 7 months. Again for me I would do it as I value this card. But if you have no use for it then just cancel it.
I have  a CSR already...

Online mochjas

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Oct 2015
  • Posts: 9699
  • Total likes: 1069
  • DansDeals.com Hat Tips 123
    • View Profile
  • Programs: Hyatt Globalist, Hilton Diamond, Marriott Titanium Elite, AA EX PLAT, Jetblue Mosaic, Qatar Gold, United Silver
Re: Credit Card Retention Bonuses
« Reply #5799 on: August 13, 2017, 10:51:17 AM »
I have  a CSR already...
this card is good for 4th night free on paid stays