Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 2071348 times)

Offline BarryLincoln

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Re: Credit Card Retention Bonuses
« Reply #7700 on: February 08, 2023, 07:45:40 PM »
55k MR after $4k spend on Amex personal plat.

Have a 10k MR offer on my personal plat to add an AU ($2k spend).  If I activate offer and spend $4k on the AU card, will that also trigger the 55k MR retention offer? Or do I need to spend the $4k on primary and $2k on AU to get both?

Offline BarryLincoln

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Re: Credit Card Retention Bonuses
« Reply #7701 on: February 08, 2023, 07:47:00 PM »
40k MR after $10k spend on Amex Biz Plat.

Might as well apply for a new one with recent MR sweepstakes…

Offline CountValentine

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Re: Credit Card Retention Bonuses
« Reply #7702 on: February 08, 2023, 07:50:08 PM »
40k MR after $10k spend on Amex Biz Plat.

Might as well apply for a new one with recent MR sweepstakes…
Same
Only on DDF does 24/6 mean 24/5/half/half
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Offline S209

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Re: Credit Card Retention Bonuses
« Reply #7703 on: February 08, 2023, 08:24:05 PM »
Have a 10k MR offer on my personal plat to add an AU ($2k spend).  If I activate offer and spend $4k on the AU card, will that also trigger the 55k MR retention offer? Or do I need to spend the $4k on primary and $2k on AU to get both?
AU spending should trigger both bonuses just like spending on AU triggers the parent bonus and AU bonus when signing up for the 150K+10K offer
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Online tzifanya54

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Re: Credit Card Retention Bonuses
« Reply #7704 on: February 08, 2023, 08:32:06 PM »
Have a 10k MR offer on my personal plat to add an AU ($2k spend).  If I activate offer and spend $4k on the AU card, will that also trigger the 55k MR retention offer? Or do I need to spend the $4k on primary and $2k on AU to get both?
Yes. I have done it before.

Offline Young explorer

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Re: Credit Card Retention Bonuses
« Reply #7705 on: February 09, 2023, 12:20:13 AM »
Received offer for Amex personal Gold
Apply 25k MR to offset the AF
Rep trying to convince me that points are only worth .007 so it's a major sale...
I gave him a class about my BP 35% back...  ::)

Offline TBD

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Re: Credit Card Retention Bonuses
« Reply #7706 on: February 10, 2023, 02:18:38 AM »
BP 40K after 10K spending
PP 55K after 4K spending


I reached 10K spending including some 35% AmEx travel bookings, should I be concerned for clawback since the charges are actually being credited ?

Offline yelped

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Re: Credit Card Retention Bonuses
« Reply #7707 on: February 13, 2023, 04:18:20 PM »
BP 70k after $5k spend.

Put on about $100k last year.

First really nice offer that I got.

Offline monsey yid

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Re: Credit Card Retention Bonuses
« Reply #7708 on: February 22, 2023, 01:19:42 PM »
BP annual fee refund
If you like my post give me a like!

Offline AJK

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Re: Credit Card Retention Bonuses
« Reply #7709 on: February 22, 2023, 01:59:18 PM »
Cap 1 Spark Biz, $95 AF refunded.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline normathej

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Re: Credit Card Retention Bonuses
« Reply #7710 on: February 22, 2023, 02:03:13 PM »
BP annual fee refund

Impressive! Did you have a lot of spend on this card, or think you just got lucky?

Offline a good yeshiva bachur

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Re: Credit Card Retention Bonuses
« Reply #7711 on: February 22, 2023, 02:06:21 PM »
Cap 1 Spark Biz, $95 AF refunded.
how much spending did you do on the card?

Offline foseph

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Re: Credit Card Retention Bonuses
« Reply #7712 on: February 22, 2023, 03:47:47 PM »
2 Citi premier's got $95 fee back +1k pts after spending 1k/month over 3m (but can do it faster also)

Offline monsey yid

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Re: Credit Card Retention Bonuses
« Reply #7713 on: February 22, 2023, 04:20:13 PM »
Impressive! Did you have a lot of spend on this card, or think you just got lucky?

yes over 200k
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Offline Savingsbeast

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Re: Credit Card Retention Bonuses
« Reply #7714 on: February 24, 2023, 03:36:33 PM »
I have a bit of a situation, advice needed.

My Business Platinum has matured, so I called Amex to see if there was an offer available. I was chatting with the explaining that I would want to close my card since I wasn't getting much value.

Long story short, there was no offer available so I proceeded asking some questions. The call was disconnected before I finalized. Shortly thereafter, I got an email that my card was closed.

Now, I didn't truly want to close the card, I was planning on doing a product change. So I called Amex and asked if it could be reinstated. They said it could be done within 30 days but that I needed to pay off the balance first.

Here are my questions:
1. Once it gets reinstated, will I be charged the annual fee again?
2. If case I get charged again, will I receive a credit if I PC immediately?
3. How long does it typically take to reinstate?

Offline Savingsbeast

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Re: Credit Card Retention Bonuses
« Reply #7715 on: February 27, 2023, 10:04:46 AM »
Bump.

Can anyone answer any of my questions above? @Dan ?

Offline MRTHNMAN

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Re: Credit Card Retention Bonuses
« Reply #7716 on: February 27, 2023, 10:11:41 AM »
Just a datapoint here , several years back I cancelled and reinstated & somehow they reversed the fee but never reinstated it & I basically got a year for free.

Offline Ybr

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Re: Credit Card Retention Bonuses
« Reply #7717 on: February 27, 2023, 07:57:43 PM »
JetBlue plus card first renewal $99 fee waived

Offline Willie

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Re: Credit Card Retention Bonuses
« Reply #7718 on: March 13, 2023, 11:16:38 AM »
amex blue cash preferred $150 statement after 3,500 spend

Offline mgarfin

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Re: Credit Card Retention Bonuses
« Reply #7719 on: March 20, 2023, 12:56:16 PM »
Biz Plat

70,000 Membership Rewards points that will be applied to your account in up to 8 to 12 weeks after you spend a minimum of $5,000 on qualifying purchases on your card over a 92-day period