Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1820770 times)

Offline MEIR613

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2012
  • Posts: 4593
  • Total likes: 6
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1320 on: March 05, 2013, 11:34:59 PM »
Not sure if this is a stupid q or not. But y wud someone ever get to a point where they have to pay an AF with the sp,inks or ua. Don't you guys cancel the card within a few months after getting the points?
Who pays AF, either retention or close the card. Also it's good to wait around a year before you close the card, so thy will make less problems with you.

Offline wierdal832

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2011
  • Posts: 882
  • Total likes: 0
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: new york
Re: Credit Card Retention Bonuses
« Reply #1321 on: March 05, 2013, 11:38:19 PM »
Who pays AF, either retention or close the card. Also it's good to wait around a year before you close the card, so thy will make less problems with you.

By waiting a yr, doesn't that prevent you from churning it? I've had success churning those cards every 2-3 months

Offline MEIR613

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2012
  • Posts: 4593
  • Total likes: 6
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1322 on: March 05, 2013, 11:41:35 PM »
By waiting a yr, doesn't that prevent you from churning it? I've had success churning those cards every 2-3 months
Are you referring to a specific bank, cuz with chase there is plenty of candy to go around.

Offline wierdal832

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2011
  • Posts: 882
  • Total likes: 0
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: new york
Re: Credit Card Retention Bonuses
« Reply #1323 on: March 05, 2013, 11:44:33 PM »
Are you referring to a specific bank, cuz with chase there is plenty of candy to go around.
Yup referring to chase. Yea there's a lot to go around but they top 3 reg and top 2 biz cards are the way to go

Offline MEIR613

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2012
  • Posts: 4593
  • Total likes: 6
  • DansDeals.com Hat Tips 7
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1324 on: March 05, 2013, 11:46:28 PM »
Yup referring to chase. Yea there's a lot to go around but they top 3 reg and top 2 biz cards are the way to go
It depends what you do with your points. I like to have my options open.

Offline wierdal832

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: May 2011
  • Posts: 882
  • Total likes: 0
  • DansDeals.com Hat Tips 5
    • View Profile
  • Location: new york
Re: Credit Card Retention Bonuses
« Reply #1325 on: March 06, 2013, 07:45:42 AM »
It depends what you do with your points. I like to have my options open.

U can always transfer them to keep your options open

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4719
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #1326 on: March 06, 2013, 12:16:35 PM »
anyone ever get a retention bonus on plat after getting 100k? or not worth the bother

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11513
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1327 on: March 06, 2013, 12:18:30 PM »
anyone ever get a retention bonus on plat after getting 100k? or not worth the bother

After a year?

Either way it's worth trying but if you've actually had the card a year there is def a chance.
"Not all who wander are lost"

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4719
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #1328 on: March 06, 2013, 12:23:36 PM »
After a year?

Either way it's worth trying but if you've actually had the card a year there is def a chance.
no a few months

Offline mod

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Aug 2012
  • Posts: 797
  • Total likes: 16
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1329 on: March 06, 2013, 04:12:25 PM »
After a year?

Either way it's worth trying but if you've actually had the card a year there is def a chance.

My sister in law called to cancel after the fee hit (first year). They offered $400 or 50k points to keep it open.

Offline rots5

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jul 2011
  • Posts: 7996
  • Total likes: 27
  • DansDeals.com Hat Tips 17
    • View Profile
    • Custom Cakes for Every Occassion
  • Location: Monsey
Re: Credit Card Retention Bonuses
« Reply #1330 on: March 06, 2013, 04:13:31 PM »
I called three times they laughed
If you have any questions please search and then ask. PM me for detailed help.

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7116
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Credit Card Retention Bonuses
« Reply #1331 on: March 06, 2013, 04:13:46 PM »
My sister in law called to cancel after the fee hit (first year). They offered $400 or 50k points to keep it open.
You serious? Did she get bonus when she signed up?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline mod

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Aug 2012
  • Posts: 797
  • Total likes: 16
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1332 on: March 06, 2013, 04:14:32 PM »
You serious? Did she get bonus when she signed up?

100k targeted offer

Offline noturbizniss

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 7116
  • Total likes: 140
  • DansDeals.com Hat Tips 4
  • Gender: Male
    • View Profile
  • Location: North Jersey
Re: Credit Card Retention Bonuses
« Reply #1333 on: March 06, 2013, 04:15:13 PM »
100k targeted offer
??? and how long did she have the card before she called to cancel?
READ THE DARN WIKI!!!!

Chuck Norris...
...can still do FT method
...READS THE WIKI!!!

Offline sruly101

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2012
  • Posts: 2326
  • Total likes: 3
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: NY
Re: Credit Card Retention Bonuses
« Reply #1334 on: March 06, 2013, 04:18:59 PM »
and how much did she spend on it?

Offline Redbull3

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Dec 2011
  • Posts: 3492
  • Total likes: 417
  • DansDeals.com Hat Tips 1
    • View Profile
  • Programs: Blocked By @NeriaKraus
Re: Credit Card Retention Bonuses
« Reply #1335 on: March 06, 2013, 04:42:41 PM »
Haha just goes to show, none of us keep the Plat long enough to even know about that.

Offline jmansour

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Mar 2012
  • Posts: 710
  • Total likes: 2
  • DansDeals.com Hat Tips 34
  • Gender: Male
    • View Profile
  • Location: Brooklyn, New York
Re: Credit Card Retention Bonuses
« Reply #1336 on: March 06, 2013, 04:43:51 PM »
My annual fee on the UMP is due, they offered 5k miles free or 10k miles with 2k spend..
worth keeping?

Offline sky121

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: May 2011
  • Posts: 11513
  • Total likes: 168
  • DansDeals.com Hat Tips 12
    • View Profile
Re: Credit Card Retention Bonuses
« Reply #1337 on: March 06, 2013, 04:47:35 PM »
My annual fee on the UMP is due, they offered 5k miles free or 10k miles with 2k spend..
worth keeping?

You can always close it down after. Take the miles first.
"Not all who wander are lost"

Offline aryeh1

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jan 2011
  • Posts: 4719
  • Total likes: 19
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: DDF
Re: Credit Card Retention Bonuses
« Reply #1338 on: March 06, 2013, 07:31:11 PM »
Haha just goes to show, none of us keep the Plat long enough to even know about that.
It was her 1st year? how is that long

Offline Mimi K.

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Apr 2012
  • Posts: 947
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: 08701
Re: Credit Card Retention Bonuses
« Reply #1339 on: March 06, 2013, 08:08:21 PM »
It was her 1st year? how is that long
lol  ;) ;)
"Life, Liberty and the Pursuit of Free Stuff!" 8)