Author Topic: Credit Card Retention Bonuses (Read 1840079 times)

MrsZev · « **Reply #1400 on:** April 15, 2013, 02:45:27 PM »

I just got off phone (1st try) with AmEx, following $175 AF on Premier Rewards... zero offer for retention. The rep even suggested I close it and apply for a different card with no AF, or "try calling back in a little while".

Advice? HUCA? Cancel outright?

noturbizniss · « **Reply #1401 on:** April 15, 2013, 03:05:42 PM »

Quote from: MrsZev on April 15, 2013, 02:45:27 PM

I just got off phone (1st try) with AmEx, following $175 AF on Premier Rewards... zero offer for retention. The rep even suggested I close it and apply for a different card with no AF, or "try calling back in a little while".

Advice? HUCA? Cancel outright?

HUCA
How long have you had the card? How much spending do you do? If nto long/not much then they may not offer you too much.

jmansour · « **Reply #1402 on:** April 15, 2013, 06:51:12 PM »

Quote from: Moshe123 on April 14, 2013, 10:28:52 PM

Lucky you.
Points basically pay for the annual fee. But for churning purposes, I don't know if it's worth to keep it open.

ive had my platinum forever so its good for my history..
the hyatt also has the 1 free night

MrsZev · « **Reply #1403 on:** April 16, 2013, 01:51:04 PM »

Quote from: noturbizniss on April 15, 2013, 03:05:42 PM

How long have you had the card? How much spending do you do? If nto long/not much then they may not offer you too much.

this is the end of the 1st year, honestly forgot to spend on it in advance of annual fee coming due- I've been working on min spends on other cards. So, if I don't get an offer, how much impact does closing it have? I'm due for an AOR- does it make sense to cancel this at the same time as applying for new cards, or doesn't it matter?

noturbizniss · « **Reply #1404 on:** April 18, 2013, 11:50:50 AM »

Not sure if there is another Delta CC master thread, or if this perhaps belongs in the up in the air forum.
I was looking at my skymiles account and emails and came across a bonus on my wife's account of 2 X 15K miles on Jan 30th under "SKYMILES AMEX COBRAND CREDIT CARD".
The weird thing is that it actually created a new skymiles account for her that i just merged. I believe when she first signed up for the cards she did biz and personal and got a different number for each and I merged them, however that was over a year ago.
Is this some kind of retention or annual bonus?
I also saw my account got 3 x 10K last feb when I still had the credit card on my name and she got 1 x 10K.
On the retention topic anyone have luck with calling delta amex for retention?

sguitarist18 · « **Reply #1405 on:** April 18, 2013, 05:19:21 PM »

If I downgraded my Sapphire preferred to regular Sapphire, is there a way for me to apply for a Preferred again, and get another sign-up bonus?

rots5 · « **Reply #1406 on:** April 18, 2013, 05:20:09 PM »

Quote from: sguitarist18 on April 18, 2013, 05:19:21 PM

If I downgraded my Sapphire preferred to regular Sapphire, is there a way for me to apply for a Preferred again, and get another sign-up bonus?

should be fine, just make sure youll be able to get approved

sguitarist18 · « **Reply #1407 on:** April 18, 2013, 05:38:51 PM »

You mean as far as credit limits?

And how would I sign up to get the bonus? Would I just sign up for an SP card, and it would automatically upgrade my existing card?

rots5 · « **Reply #1408 on:** April 18, 2013, 05:48:26 PM »

Quote from: sguitarist18 on April 18, 2013, 05:38:51 PM

You mean as far as credit limits?

And how would I sign up to get the bonus? Would I just sign up for an SP card, and it would automatically upgrade my existing card?

?! i would call up chase and ask to downgrade your SP to just sapphire. then after that sign up (thru dans link) to SP and theres no reason you shouldnt get the sign up bonues once you hit the spending threshold

greatdeals · « **Reply #1409 on:** April 18, 2013, 06:46:11 PM »

so you don't have to wait to get the sapphire bonus again?

sguitarist18 · « **Reply #1410 on:** April 18, 2013, 07:09:38 PM »

Will that open a new SP, or change my current reg. Sapphire to a SP?

jaywhy · « **Reply #1411 on:** April 25, 2013, 04:01:40 PM »

Just called to cancel my Plat. Rep didn't offer any retention but tried to push me to get the PRG after I mentioned the lack of category bonuses on the Plat. I asked if I'd get the bonus on the PRG but the rep said no because it wouldn't be a new account. I said I'll keep the card for now... I'll try again next week.

guoguo914 · « **Reply #1412 on:** May 01, 2013, 10:28:19 PM »

called twice to discuss my Plat. Rep didn't offer any retention.

aryeh1 · « **Reply #1413 on:** May 02, 2013, 04:50:54 AM »

Quote from: guoguo914 on May 01, 2013, 10:28:19 PM

called twice to discuss my Plat. Rep didn't offer any retention.

Did he say why?

Steven · « **Reply #1414 on:** May 03, 2013, 10:18:12 AM »

i got 10k via sm for my amex bus plat. (it was an upgraded card from a reg bus gold which I never got the 75k sign up bonus). can rep see the sm that I got for retention? Im thinking of calling to cancel and dont want them to claw back those 10k (I spent them already)

TAVI · « **Reply #1415 on:** May 03, 2013, 03:40:25 PM »

just got offered 5k hyatt points to keep the chase hyatt card. I agreed with the assumption that i can still cancel the card within the 60 day period to get my annual fee back.

I have a firsdt hand experience that this works with Amex, does it also work with Chase?

tia

sky121 · « **Reply #1416 on:** May 03, 2013, 03:55:49 PM »

Quote from: TAVI on May 03, 2013, 03:40:25 PM

just got offered 5k hyatt points to keep the chase hyatt card. I agreed with the assumption that i can still cancel the card within the 60 day period to get my annual fee back.

I have a firsdt hand experience that this works with Amex, does it also work with Chase?

tia

Nice. How much did you spend on it?

TAVI · « **Reply #1417 on:** May 03, 2013, 04:18:18 PM »

not more than $20 the entire year. thats why i was surprised i was even offered a retention bonus.

The funny thing is 5 minutes beforehand i cancelled a United card on which i spent maybe $3k-$5k during the year, but was not offered any retention bonus.

go figure... just hoping that i can get the bonus and still cancel the card to avoid annual fee?

Mimi K. · « **Reply #1418 on:** May 03, 2013, 05:46:11 PM »

Quote from: TAVI on May 03, 2013, 04:18:18 PM

not more than $20 the entire year. thats why i was surprised i was even offered a retention bonus.

The funny thing is 5 minutes beforehand i cancelled a United card on which i spent maybe $3k-$5k during the year, but was not offered any retention bonus.

go figure... just hoping that i can get the bonus and still cancel the card to avoid annual fee?

If it is within the time frame it works. Just wait till the points show up!

joeb1 · « **Reply #1419 on:** May 03, 2013, 07:22:58 PM »

Quote from: Steven on May 03, 2013, 10:18:12 AM

i got 10k via sm for my amex bus plat. (it was an upgraded card from a reg bus gold which I never got the 75k sign up bonus). can rep see the sm that I got for retention? Im thinking of calling to cancel and dont want them to claw back those 10k (I spent them already)

They wint

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Author Topic: Credit Card Retention Bonuses (Read 1840079 times)