Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1820225 times)

Offline Fan of Dan

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Re: Credit Card Retention Bonuses
« Reply #1440 on: May 08, 2013, 11:20:41 PM »
+1  i called twice and nothing doing.
i have spent almost 20k in the year so u would think...
the second time the guy told me  - u just got 5,000 points from dividend rewards that should offset ur fee.
thing is, i spent $10,000 since feb. the 7% is not worth it to keep it open, but i would like to get it open. more huca?

also, if my husband has an ink bold business (and i just applied for one), i can switch my points thru those cards if i downgrade the sapphire, right?
Yes if you guys have the ink bold then downgrade the sappire. That is what I did, I applied for the bold and plus (got approved) and the downgraded the SP.

Offline yudel

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Re: Credit Card Retention Bonuses
« Reply #1441 on: May 09, 2013, 10:08:32 AM »
got $95 statement credit on each of 2 citi cards.
Called for Ink bold and the rep said that unless I spend over 100k a year they won't offer me any retention offer (!)

Offline noturbizniss

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Re: Credit Card Retention Bonuses
« Reply #1442 on: May 09, 2013, 10:26:11 AM »
Not sooo easy to churn with chase IMO (at least in my case). Had some apps I just couldn't push thru as I had "too many recent accounts opened". This card is a great card to hold onto...
Not saying to do it every month, but chase is pretty lenient with closing a card and reapplying a week later. Def more worthwhile if your at AF point and haven't done chase apps every 90 days...
READ THE DARN WIKI!!!!

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Re: Credit Card Retention Bonuses
« Reply #1443 on: May 09, 2013, 10:30:47 AM »
got $95 statement credit on each of 2 citi cards.
Called for Ink bold and the rep said that unless I spend over 100k a year they won't offer me any retention offer (!)
Huca

Offline askmoses

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Re: Credit Card Retention Bonuses
« Reply #1444 on: May 09, 2013, 01:01:15 PM »
This might be why they immediately offered me the AF refund. I happened to spend alot on the IB this past year. I asked the rep when she offered the AF refunded why I qualified (she said that I "qualified for this special offer"), is it bc I'm such a nice guy or something other than that? She told me she didn't know...

Offline aryeh1

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Re: Credit Card Retention Bonuses
« Reply #1445 on: May 11, 2013, 09:46:35 PM »
My annual fee is up , I got an offer for 5000 Mariott points after 15 purchases in 3 months. Is it worth it?

Offline sky121

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Re: Credit Card Retention Bonuses
« Reply #1446 on: May 11, 2013, 09:47:32 PM »
My annual fee is up , I got an offer for 5000 Mariott points after 15 purchases in 3 months. Is it worth it?


How much is the annual fee? Doesn't seem so great of an offer.
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Offline aryeh1

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Re: Credit Card Retention Bonuses
« Reply #1447 on: May 11, 2013, 09:55:24 PM »

How much is the annual fee? Doesn't seem so great of an offer.
$85

Offline sky121

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Re: Credit Card Retention Bonuses
« Reply #1448 on: May 11, 2013, 09:57:15 PM »
$85


I don't think I would do it for that much. 5,000 points aren't generally going to get you $85 worth of hotel IMO.
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Offline aryeh1

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Re: Credit Card Retention Bonuses
« Reply #1449 on: May 11, 2013, 10:00:10 PM »

I don't think I would do it for that much. 5,000 points aren't generally going to get you $85 worth of hotel IMO.
I could try to make the 15 charges before 60 days from when the annual fee billed. Or its too much of a hassle for 5000 points

Offline jack12

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Re: Credit Card Retention Bonuses
« Reply #1450 on: May 11, 2013, 11:50:18 PM »
not exactly a retention bonus but I know someone who got a letter from amex saying that he is getting a 15k MR bonus because he spent over $30k this past year

Offline Side incomer

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Re: Credit Card Retention Bonuses
« Reply #1451 on: May 12, 2013, 12:36:55 AM »
not exactly a retention bonus but I know someone who got a letter from amex saying that he is getting a 15k MR bonus because he spent over $30k this past year
Every PRG has that.
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Offline robi

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Re: Credit Card Retention Bonuses
« Reply #1452 on: May 12, 2013, 12:45:48 AM »
a friend of mine just got a 50k retention bonus on his annex plat that he got with the 100k offer. all he spent on it was the minimum to get the points.  lucky dude!
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Offline sky121

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Re: Credit Card Retention Bonuses
« Reply #1453 on: May 12, 2013, 12:54:49 AM »
a friend of mine just got a 50k retention bonus on his annex plat that he got with the 100k offer. all he spent on it was the minimum to get the points.  lucky dude!

Did he pay the first year fee?
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Offline Shmulyg

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Re: Credit Card Retention Bonuses
« Reply #1454 on: May 12, 2013, 01:26:06 AM »
a friend of mine just got a 50k retention bonus on his annex plat that he got with the 100k offer. all he spent on it was the minimum to get the points.  lucky dude!
A lucky dude indeed!

Offline Shmulyg

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Re: Credit Card Retention Bonuses
« Reply #1455 on: May 12, 2013, 01:27:21 AM »
Did he pay the first year fee?
The 100k offer was some months ago. You have to pay the fee the first month. So he must've paid already. Though, he can close it now and supposedly get some of it back.

Offline robi

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Re: Credit Card Retention Bonuses
« Reply #1456 on: May 12, 2013, 01:43:21 AM »
The 100k offer was some months ago. You have to pay the fee the first month. So he must've paid already. Though, he can close it now and supposedly get some of it back.
exactly. He did pay it,and was looking to get a pro rated part back,when they offered him the 50k
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Re: Credit Card Retention Bonuses
« Reply #1457 on: May 12, 2013, 01:46:15 AM »
exactly. He did pay it,and was looking to get a pro rated part back,when they offered him the 50k

Do he do a pggm as well?

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Re: Credit Card Retention Bonuses
« Reply #1458 on: May 12, 2013, 02:04:40 AM »
exactly. He did pay it,and was looking to get a pro rated part back,when they offered him the 50k
Wow!

Offline aryeh1

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Re: Credit Card Retention Bonuses
« Reply #1459 on: May 12, 2013, 02:06:48 AM »
exactly. He did pay it,and was looking to get a pro rated part back,when they offered him the 50k
What day and what time did he call:D