Topic Wiki

I'm trying to summarize success stories mentioned in this thread.
From @TC610
It never hurts to ask - retention is a big YMMV.  If you don't like the offer given to you when you call for retention, ask for a better one.  Scan through the thread (use the search bar - reading through 130+ pages of posts can be time consuming) to see what others have been offered. Please post what you've got if its better then whats in the WIKI

Citi:
AA
Retention: $95 Statement credit after 5 transactions (no minimum...) in the next 3 months
09/17/2014 $95 refunded no need to make any transactions + 1000 Bonus Points per month for 16 months if made purchases of $1000+
05/12/16 AA Executive: $50 credit every month spend $1500 or 15K Miles for $5K in 5 Months
08/14/17 AA Exec $250 credit for spending $3,000/m * 3m OR 15K Miles for $5K in 3m.

Chase: - Call 800-945-2006.
  • IB/IP
     Retention: 10k UR after 5k spend
  •  IC
     Retention: $50 SC
  • UA (Club)
     Retention: $150 account credit
     Retention: 10k Miles for spending $2000 in 3 months.
  • UA (Presidential)
     Retention: $100 account credit
  • BA
     Retention: 9k Avios for spending $1500 in 3 months
  • Freedom (5x catagories)
     Retention: 2,500 UR

Barclay's:
M&M
Retention: Waived by SMing

Arrival
Retention: 5K miles, for keeping the card open randomly.
AF waived, HUCA

US air:
AF waived

American Express

Seems to be clearly spend related while also no rhyme or reason to who gets offers

 • Business gold:5k-15k/$100 statement credit no spend required.
 • Delta Gold Skymiles - 12.5k Delta miles for paying the annual fee (no extra spending required) or $100 Credit on the account
 • SPG personal: 7k for 1k spend in 3 months.
 • SPG business: 10k no spend.
 • Personal Platinum - 20,000 MR for $3,000 spend in 3 months. (Actually gave me 5,000MR immediately, then 15,000 when I spend the $3k)/up to 50k/$150 SC for 1k spend.
 • Personal Platinum (another data point [zow]) - 30,000 MR for $4,000 spend in 3 months.
 • Business Platinum: 10k no spend/20k for 10k spend/30k no spend +50k for 40k spend

Retention contact numbers:
Citi: 800-444-2568
Chase: 800-945-2006
Amex: 800-452-3945
Barclays: 18664084064 (credit dept)
US Bank:

Click on link to get backdoor numbers for most banks:
http://ficoforums.myfico.com/t5/Credit-Cards/Backdoor-Numbers/td-p/408066
« Last edited by zow on May 19, 2019, 06:47:52 PM »

Author Topic: Credit Card Retention Bonuses  (Read 1838856 times)

Offline Drago

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Re: Credit Card Retention Bonuses
« Reply #1740 on: September 30, 2013, 04:53:13 PM »
No luck today.
Citi AA Biz
AMEX SPG Biz
Chase United Biz

Still gotta do Chase SP, 2 SPG, and maybe a US. Jeez...

Offline Marco Polo

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Re: Credit Card Retention Bonuses
« Reply #1741 on: September 30, 2013, 04:55:07 PM »
No luck today.
Citi AA Biz
AMEX SPG Biz
Chase United Biz

Still gotta do Chase SP, 2 SPG, and maybe a US. Jeez...
Denials, or not instantly approved?
Quaerite et Invenietis.

Offline Drago

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Re: Credit Card Retention Bonuses
« Reply #1742 on: September 30, 2013, 04:57:46 PM »
Denials, or not instantly approved?
Denied on each. Just ended up canceling w/o calling back.
Granted, all 3 of these cards had no spending in 2013.

Offline arifuchs

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Re: Credit Card Retention Bonuses
« Reply #1743 on: September 30, 2013, 05:57:37 PM »
So over the past year I was approved and received a number of Amex cards, including Amex Plat (did the PGGM), SPG Business, SPG Consumer, Delta Gold Skymiles, BRG.  I satisfied all my spending requirements to get the promo offers and am wondering what I should be doing when the annual fees begin to hit.  Do those on the forum recommend i)downgrading, ii) negotiating AF for additional points/miles; or iii)cancelling?

Not sure what to do now that I have all this plastic in my wallet?  Feedback appreciated...


Offline Marco Polo

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Re: Credit Card Retention Bonuses
« Reply #1744 on: September 30, 2013, 06:41:35 PM »
So over the past year I was approved and received a number of Amex cards, including Amex Plat (did the PGGM), SPG Business, SPG Consumer, Delta Gold Skymiles, BRG.  I satisfied all my spending requirements to get the promo offers and am wondering what I should be doing when the annual fees begin to hit.  Do those on the forum recommend i)downgrading, ii) negotiating AF for additional points/miles; or iii)cancelling?

Not sure what to do now that I have all this plastic in my wallet?  Feedback appreciated...
Depends on what you plan on doing. If churning is what you want to do, you can try and get a retention bonus and then cancel or downgrade to a different card. If you like and want the card, just go for a retention offer or waived fee.
Quaerite et Invenietis.

Offline ayman

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Re: Credit Card Retention Bonuses
« Reply #1745 on: October 02, 2013, 08:59:41 AM »
How much time do i have once the AF posts to call Chase for retention? (Wanna get another card w them first so i can negotiate w it)
Buy discounted gift cards from me.
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Offline askmoses

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Re: Credit Card Retention Bonuses
« Reply #1746 on: October 03, 2013, 01:20:04 AM »
How much time do i have once the AF posts to call Chase for retention? (Wanna get another card w them first so i can negotiate w it)
I suppose 60 days but not certain.

I got nowhere on the SPG Personal after several HUCAs. I keep saying I want to cancel bc AF and they just cheerfully tell me about the no annual fee cards I can downgrade to::)! Any ideas on how else to approach this?

Offline Marco Polo

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Re: Credit Card Retention Bonuses
« Reply #1747 on: October 03, 2013, 08:44:50 AM »
I suppose 60 days but not certain.

I got nowhere on the SPG Personal after several HUCAs. I keep saying I want to cancel bc AF and they just cheerfully tell me about the no annual fee cards I can downgrade to::)! Any ideas on how else to approach this?
Try telling them you really like the what the SPG has to offer, just don't want the fee.
Quaerite et Invenietis.

Offline ayman

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Re: Credit Card Retention Bonuses
« Reply #1748 on: October 03, 2013, 10:11:35 AM »
If i close the United Explorer card do I keep my miles? (Should because the miles are in United acct...)
Buy discounted gift cards from me.
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Offline sky121

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Re: Credit Card Retention Bonuses
« Reply #1749 on: October 03, 2013, 10:12:14 AM »
If i close the United Explorer card do I keep my miles? (Should because the miles are in United acct...)

Yes.
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Offline menachem_m

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Re: Credit Card Retention Bonuses
« Reply #1750 on: October 06, 2013, 10:52:10 AM »
Upcoming Fees on UMP, AA Visa, AA Amex, all personal.
Any difference if I call before or after fee hits?

Offline bubbles

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Re: Credit Card Retention Bonuses
« Reply #1751 on: October 06, 2013, 10:58:14 AM »
Ink Bold w/ Exclusives - 5k or $42.50  took the 5k obviously

bump

Offline Shmulyg

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Re: Credit Card Retention Bonuses
« Reply #1752 on: October 06, 2013, 01:05:52 PM »
Upcoming Fees on UMP, AA Visa, AA Amex, all personal.
Any difference if I call before or after fee hits?
Call before so you can call again after ;)
(I speak of the Citi cards. Not familiar with Chase retention)

Offline shimbo

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Re: Credit Card Retention Bonuses
« Reply #1753 on: October 06, 2013, 01:28:26 PM »
Got 3k for SPG through live chat

Offline sky121

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Re: Credit Card Retention Bonuses
« Reply #1754 on: October 06, 2013, 01:28:34 PM »
Got 3k for SPG through live chat


Nice.
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Offline Super Speed

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Re: Credit Card Retention Bonuses
« Reply #1755 on: October 06, 2013, 01:33:14 PM »
Got 3k for SPG through live chat
#goodtimes


Offline ice man

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Re: Credit Card Retention Bonuses
« Reply #1756 on: October 06, 2013, 01:35:15 PM »

Offline shimbo

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Re: Credit Card Retention Bonuses
« Reply #1757 on: October 06, 2013, 02:51:45 PM »

Nice.

I did have 50k of spending on it YTD...

Offline ice man

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Re: Credit Card Retention Bonuses
« Reply #1758 on: October 06, 2013, 02:57:31 PM »
I did have 50k of spending on it YTD...
Well that may have something to do with it...

Offline MoMo22

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First free year on credit cards
« Reply #1759 on: October 07, 2013, 08:00:28 AM »
Hi,
What's the best thing to do when the first free year of the Delta or United cards or over ?