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Reading a lot of the app-o-rama proposals can be really challenging. This seems to be a good concise method. Just copy and paste:


Chase:
Bold: Approved
SP Visa: Pending
UA Personal: Approved

Amex:
Platinum Card (Mercedes): Approved
Business Gold: Approved

Citi:
CitiBusiness AAdvantage: Approved

Barclay:
Lufthansa: Pending
« Last edited by Randomex on March 21, 2021, 03:23:41 AM »

Author Topic: My next app-o-rama...  (Read 903893 times)

Offline Wizmanison

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Re: My next app-o-rama...
« Reply #6180 on: May 19, 2017, 01:54:27 AM »
Tread carefully with chase. They have been extremely strict at random with new applicants who have several new accounts.
Definitely tread lightly with all the recent random shutdowns... But, regardless you should be aware of the 2apps within 30 days rule they have if you are not already familiar with it. Therefore I would probably recommend the CIP with its 80k bonus which you can most likely get matched to 100k!
Then probably a CSR, CSP, or the 70k united if you are interested in that... 30 or so days from your application date you can go ahead and apply for another 2.
Would not recommend applying for any of the freedom cards as you will likely be downgrading to them from the CSP or CSR...

Offline mmgfarb

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Re: My next app-o-rama...
« Reply #6181 on: May 19, 2017, 01:58:17 AM »
Definitely tread lightly with all the recent random shutdowns... But, regardless you should be aware of the 2apps within 30 days rule they have if you are not already familiar with it.
doesn't actually exist.
Therefore I would probably recommend the CIP with its 80k bonus which you can most likely get matched to 100k!
Says who? Have you personally verified this?

(I do agree that it's probably the best bet)
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Offline Wizmanison

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My next app-o-rama...
« Reply #6182 on: May 19, 2017, 02:10:23 AM »


doesn't actually exist.

Says who? Have you personally verified this?

(I do agree that it's probably the best bet)

Yes all over r/churning  and I have personally done this.

How do you typically get around 2/30 in recon?

Offline mmgfarb

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Re: My next app-o-rama...
« Reply #6183 on: May 19, 2017, 02:11:19 AM »
Yes all over r/churning  and I have personally done this.
Cool, thanks for sharing.
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Offline mmgfarb

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Re: My next app-o-rama...
« Reply #6184 on: May 19, 2017, 02:14:57 AM »
You can keep pushing, it is possible to get more apps through, it's just a reason they give for denying you but it doesn't mean that's actually the reason. I've personally gotten three apps through, within 30 days as have others, ergo it's not really a hard rule. It can be hard to get that many apps through regardless because they don't want to give you that many cards/CL but it's not a hard rule.
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Offline Wizmanison

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Re: My next app-o-rama...
« Reply #6185 on: May 19, 2017, 02:17:05 AM »
You can keep pushing, it is possible to get more apps through, it's just a reason they give for denying you but it doesn't mean that's actually the reason. I've personally gotten three apps through, within 30 days as have others, ergo it's not really a hard rule. It can be hard to get that many apps through regardless because they don't want to give you that many cards/CL but it's not a hard rule.

Now that I think about it I definitely bypassed this a couple months ago! Thank you for the write up though!

Offline mmgfarb

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Re: My next app-o-rama...
« Reply #6186 on: May 19, 2017, 02:19:35 AM »
Now that I think about it I definitely bypassed this a couple months ago! Thank you for the write up though!
welcome to the forums btw (Ik you've been here a little while but I haven't come across your posts until now)
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Offline Wizmanison

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Re: My next app-o-rama...
« Reply #6187 on: May 19, 2017, 02:56:02 AM »
welcome to the forums btw (Ik you've been here a little while but I haven't come across your posts until now)
Thank you! Yeah fairly new to the DDF as I have spent most of my time on r/churning! Plan on being more active here though :)

Offline mmgfarb

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Re: My next app-o-rama...
« Reply #6188 on: May 19, 2017, 02:59:50 AM »
Thank you! Yeah fairly new to the DDF as I have spent most of my time on r/churning! Plan on being more active here though :)
Always nice to see new faces that can add value
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Offline yudel

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Re: My next app-o-rama...
« Reply #6189 on: May 21, 2017, 07:56:44 PM »
Thanks for all the input...if I were to make a 2 year plan so to speak and I got a (let's just say) personal and business chase SW card now, are there other cards that don't count towards 5/24? Should I do 5 chase cards over the next year and then do cards from all the other banks in quick succession do that I can restart the 5/24 clock again? Or am I paying too much attention to chase to the detriment of other good cards that I can get? Thanks

Offline tzifanya54

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Re: My next app-o-rama...
« Reply #6190 on: May 21, 2017, 08:24:25 PM »
Thanks for all the input...if I were to make a 2 year plan so to speak and I got a (let's just say) personal and business chase SW card now, are there other cards that don't count towards 5/24? Should I do 5 chase cards over the next year and then do cards from all the other banks in quick succession do that I can restart the 5/24 clock again? Or am I paying too much attention to chase to the detriment of other good cards that I can get? Thanks
that

Offline S209

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Re: My next app-o-rama...
« Reply #6191 on: May 21, 2017, 09:21:47 PM »
Other than a few mammoth amex bonuses, Chase 5/24 cards really do offer hands down the best overall value in the industry. I don't think it's worth totally withholding all your apps for the 5/24 clock, but do consider it a massive part of any proper churning plan. Then again, there still are ways around it..
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Offline mmgfarb

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Re: My next app-o-rama...
« Reply #6192 on: May 21, 2017, 09:54:45 PM »
Other than a few mammoth amex bonuses, Chase 5/24 cards really do offer hands down the best overall value in the industry. I don't think it's worth totally withholding all your apps for the 5/24 clock, but do consider it a massive part of any proper churning plan. Then again, there still are ways around it..
Pray tell (unless you're talking about JPM Private banker in which case, yay, none of us have that kind of money)
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Offline S209

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Re: My next app-o-rama...
« Reply #6193 on: May 21, 2017, 11:10:39 PM »
in branch pre-approvals, online (on Chase site) pre-approvals
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Offline JACKBLUE

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Re: My next app-o-rama...
« Reply #6194 on: May 21, 2017, 11:14:16 PM »
in branch pre-approvals, online (on Chase site) pre-approvals
what about those preapprovals?

Offline yitrap

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Re: My next app-o-rama...
« Reply #6195 on: May 21, 2017, 11:16:49 PM »
Pray tell (unless you're talking about JPM Private banker in which case, yay, none of us have that kind of money)
Or if you're a lawyer

Offline Moshe26

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Re: My next app-o-rama...
« Reply #6196 on: May 22, 2017, 09:48:58 AM »
5/7 on May 18th

Citi:
Citi AAdvantage: Instant Approval
CitiBusiness AAdvantage: Pending - Approved after recon

Barclay:
Lufthansa: Pending - Approved after recon
AAdvantage Aviator: Pending - Approved after recon
A+: denied - tried HUCAing but they not budging.

BOA:
Alaska: Instant Approval
Alaska Biz: denied with option to put a CD to get it approved (will continue to HUCA).

Thanks to mmgfarb for help


Offline AJK

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Re: My next app-o-rama...
« Reply #6197 on: May 30, 2017, 09:24:04 AM »
Just got 3 Amex Biz cards:

Blue (for bonus),
Green (for upgrade),
BP (for 50%).

Also applied for Barclay Jetblue Biz.

Anyone apply for the Biz version of the card?

Before being approved, they said they need 3-5 days to research the application, including investigate the business.  Anyone else have this experience?

I'm not concerned, but I've never heard of this... but then again, I've never had Barclay biz card (only Amex, Chase, and Citi).
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Offline LoLo

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Re: My next app-o-rama...
« Reply #6198 on: May 30, 2017, 09:42:39 AM »
Did Barclay pull TU?

Offline 12HRS

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Re: My next app-o-rama...
« Reply #6199 on: May 30, 2017, 09:43:32 AM »
Just got 3 Amex Biz cards:

Blue (for bonus),
Green (for upgrade),
BP (for 50%).

Also applied for Barclay Jetblue Biz.

http://forums.dansdeals.com/index.php?topic=16024.msg1732199#msg1732199