My next app-o-rama...

[Wizmanison]

Tread carefully with chase. They have been extremely strict at random with new applicants who have several new accounts.

Definitely tread lightly with all the recent random shutdowns... But, regardless you should be aware of the 2apps within 30 days rule they have if you are not already familiar with it. Therefore I would probably recommend the CIP with its 80k bonus which you can most likely get matched to 100k!
Then probably a CSR, CSP, or the 70k united if you are interested in that... 30 or so days from your application date you can go ahead and apply for another 2.
Would not recommend applying for any of the freedom cards as you will likely be downgrading to them from the CSP or CSR...

[mmgfarb]

Definitely tread lightly with all the recent random shutdowns... But, regardless you should be aware of the 2apps within 30 days rule they have if you are not already familiar with it.

doesn't actually exist.

Therefore I would probably recommend the CIP with its 80k bonus which you can most likely get matched to 100k!

Says who? Have you personally verified this?

(I do agree that it's probably the best bet)

[Wizmanison]

doesn't actually exist.

Says who? Have you personally verified this?

(I do agree that it's probably the best bet)

Yes all over r/churning  and I have personally done this.

How do you typically get around 2/30 in recon?

[mmgfarb]

Yes all over r/churning  and I have personally done this.

Cool, thanks for sharing.

[mmgfarb]

You can keep pushing, it is possible to get more apps through, it's just a reason they give for denying you but it doesn't mean that's actually the reason. I've personally gotten three apps through, within 30 days as have others, ergo it's not really a hard rule. It can be hard to get that many apps through regardless because they don't want to give you that many cards/CL but it's not a hard rule.

[Wizmanison]

You can keep pushing, it is possible to get more apps through, it's just a reason they give for denying you but it doesn't mean that's actually the reason. I've personally gotten three apps through, within 30 days as have others, ergo it's not really a hard rule. It can be hard to get that many apps through regardless because they don't want to give you that many cards/CL but it's not a hard rule.

Now that I think about it I definitely bypassed this a couple months ago! Thank you for the write up though!

[mmgfarb]

Now that I think about it I definitely bypassed this a couple months ago! Thank you for the write up though!

welcome to the forums btw (Ik you've been here a little while but I haven't come across your posts until now)

[Wizmanison]

welcome to the forums btw (Ik you've been here a little while but I haven't come across your posts until now)

Thank you! Yeah fairly new to the DDF as I have spent most of my time on r/churning! Plan on being more active here though

[mmgfarb]

Thank you! Yeah fairly new to the DDF as I have spent most of my time on r/churning! Plan on being more active here though

Always nice to see new faces that can add value

[yudel]

Thanks for all the input...if I were to make a 2 year plan so to speak and I got a (let's just say) personal and business chase SW card now, are there other cards that don't count towards 5/24? Should I do 5 chase cards over the next year and then do cards from all the other banks in quick succession do that I can restart the 5/24 clock again? Or am I paying too much attention to chase to the detriment of other good cards that I can get? Thanks

[tzifanya54]

Thanks for all the input...if I were to make a 2 year plan so to speak and I got a (let's just say) personal and business chase SW card now, are there other cards that don't count towards 5/24? Should I do 5 chase cards over the next year and then do cards from all the other banks in quick succession do that I can restart the 5/24 clock again? Or am I paying too much attention to chase to the detriment of other good cards that I can get? Thanks

that

[S209]

Other than a few mammoth amex bonuses, Chase 5/24 cards really do offer hands down the best overall value in the industry. I don't think it's worth totally withholding all your apps for the 5/24 clock, but do consider it a massive part of any proper churning plan. Then again, there still are ways around it..

[mmgfarb]

Other than a few mammoth amex bonuses, Chase 5/24 cards really do offer hands down the best overall value in the industry. I don't think it's worth totally withholding all your apps for the 5/24 clock, but do consider it a massive part of any proper churning plan. Then again, there still are ways around it..

Pray tell (unless you're talking about JPM Private banker in which case, yay, none of us have that kind of money)

[S209]

in branch pre-approvals, online (on Chase site) pre-approvals

[JACKBLUE]

in branch pre-approvals, online (on Chase site) pre-approvals

what about those preapprovals?

[yitrap]

Pray tell (unless you're talking about JPM Private banker in which case, yay, none of us have that kind of money)

Or if you're a lawyer

[Moshe26]

5/7 on May 18th

Citi:
Citi AAdvantage: Instant Approval
CitiBusiness AAdvantage: Pending - Approved after recon

Barclay:
Lufthansa: Pending - Approved after recon
AAdvantage Aviator: Pending - Approved after recon
A+: denied - tried HUCAing but they not budging.

BOA:
Alaska: Instant Approval
Alaska Biz: denied with option to put a CD to get it approved (will continue to HUCA).

Thanks to mmgfarb for help

[AJK]

Just got 3 Amex Biz cards:

Blue (for bonus),
Green (for upgrade),
BP (for 50%).

Also applied for Barclay Jetblue Biz.

Anyone apply for the Biz version of the card?

Before being approved, they said they need 3-5 days to research the application, including investigate the business.  Anyone else have this experience?

I'm not concerned, but I've never heard of this... but then again, I've never had Barclay biz card (only Amex, Chase, and Citi).

[LoLo]

Did Barclay pull TU?

[12HRS]

Just got 3 Amex Biz cards:

Blue (for bonus),
Green (for upgrade),
BP (for 50%).

Also applied for Barclay Jetblue Biz.

http://forums.dansdeals.com/index.php?topic=16024.msg1732199#msg1732199