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Reading alot of the app-o-rama proposals can be really challenging. This seems to be a good concise method. Just copy and paste:


Chase:
Bold: Approved
SP Visa: Pending
UA Personal: Approved

Amex:
Platinum Card (Mercedes): Approved
Business Gold: Approved

Citi:
CitiBusiness AAdvantage: Approved

Barclay:
Lufthansa: Pending
« Last edited by ayman on November 27, 2013, 01:07:44 AM »

Author Topic: My next app-o-rama...  (Read 726228 times)

Offline Shmulyg

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Re: My next app-o-rama...
« Reply #1785 on: October 24, 2013, 02:48:20 PM »
Thanks for implying I'm a Tzadik, but I certainly can't rely on that to get responses!
That's correct. In the future, please don't ;)

Offline sayhey

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Re: My next app-o-rama...
« Reply #1786 on: October 24, 2013, 03:12:44 PM »
I would like to do an AoR for my wife.  She currently only has one bank cc (Citi AA - which she has had for many years), but she has several department store cards and is an AU on all my personal AMEX cards (Plat, SPG, PRG and Delta).  She has an excellent credit history, but she has one negative item - a $550 collection account stemming from an medical billing matter in 2012, which we are in the process of disputing.  How much of an impact will this have on her apps?

Offline sayhey

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Re: My next app-o-rama...
« Reply #1787 on: October 24, 2013, 05:38:07 PM »
If I do a Chase business app (IP) and a Chase personal app (United Club) at the same time and I don't get instant approval, do the Chase business recon reps see the personal app and the Chase personal recon reps see the business app?

Offline itsyehuda

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Re: My next app-o-rama...
« Reply #1788 on: October 24, 2013, 08:38:27 PM »
If I do a Chase business app (IP) and a Chase personal app (United Club) at the same time and I don't get instant approval, do the Chase business recon reps see the personal app and the Chase personal recon reps see the business app?

Lemai Nafka Mina? Even if they see it, you can be approved for all of them.
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Offline raccah

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Re: My next app-o-rama...
« Reply #1789 on: October 24, 2013, 08:47:41 PM »
Hello guys,

I am interested in doing my next AOR, and I asked this before but I have a new question. I currently have:

5 Chase cards (2 ink, SP, freedom, explorer personal)
3 Amex (Plat, SPG, and Cash Card)
1 Fidelity 2x Amex card

I want to do these cards next:

1) Chase British Airways Visa Signature
2) 2 Southwest cards (biz and personal)
3) Amex PRG and SPG biz
4) USBank Club Carlson and Flex premier

So:

1) I want to do a 3BM on chase - which will be 2 pulls, but some said it is really dangerous at this point. Should I just stick with the 2 new SW or go for the BA as well?
2) What is better to do the USBank cards online or at the bank itself, after I open the premier bank account to raise the flex points by 0.5?
3) Any other cards I am missing out on???

Thanks!

Offline rcarentals

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Re: My next app-o-rama...
« Reply #1790 on: October 24, 2013, 09:19:50 PM »
out of a 4bm, 1 was instantly approved (a barclays arrival card 40K) for 12.5k 2 pending, and 1 (barclays arrival 20K) came up with

"Currently we are unable to offer you a credit card issued by Barclays Bank Delaware. Details on why we could not make you a credit offer will be mailed to you.
"
 :o

are you not able to have two of these at the same time?
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Offline wonderlust

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Re: My next app-o-rama...
« Reply #1791 on: October 24, 2013, 10:45:03 PM »
can someone  please explain to me how this works.. : my Experian was frozen when i applied few days ago so i canceled my applications with rep then unfroze Experian ( from nj)for 15 days & reapplied .I did 4bm & was told by Amex today that they didn't pull my credit yet. does that mean the 4bm didnt work and will be 4 individual pulls or does go according to when you apply?
thanks

Offline yuneeq

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Re: My next app-o-rama...
« Reply #1792 on: October 24, 2013, 10:50:36 PM »
out of a 4bm, 1 was instantly approved (a barclays arrival card 40K) for 12.5k 2 pending, and 1 (barclays arrival 20K) came up with

"Currently we are unable to offer you a credit card issued by Barclays Bank Delaware. Details on why we could not make you a credit offer will be mailed to you.
"
 :o

are you not able to have two of these at the same time?

Barclay's 2bm is near impossible
Live forever or die trying.

Offline ayman

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Re: My next app-o-rama...
« Reply #1793 on: October 25, 2013, 12:22:28 AM »
Did a 3bm w Chase, 2 bm w Amex and a Business app w citi. All went to pending, no instant approvals.

SW pers and business and United business. SW pers approved w recon, business denied w recon, sent a SM. United need to send in more info.

Amex SPG and Hilton Reserve (wanna get gold to challenge to Hyatt and then apply for the Chase Hyatt) both pending. Didn't get to call recon yet :(

Citi AA business 50k from FT, pending did not get to call recon yet.

I applied for the pers AA in August, should still be good for the business right?

Offline IsraelGuy

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Re: My next app-o-rama...
« Reply #1794 on: October 25, 2013, 04:44:23 AM »
wanna get gold to challenge to Hyatt and then apply for the Chase Hyatt

I don't think Chase Hyatt offers the 2 free suite nights to platinum anymore. Link

Offline IsraelGuy

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Re: My next app-o-rama...
« Reply #1795 on: October 25, 2013, 04:47:07 AM »
When you do an AOR, how long do you have between banks before the pulls hit.

For example, if I do a 3BM through Chase, then a 3BM through Amex an hour later, will Amex see my Chase pulls, thus making them less likely to approve me?


Offline kangarruu

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Re: My next app-o-rama...
« Reply #1796 on: October 25, 2013, 07:51:21 AM »
I don't think Chase Hyatt offers the 2 free suite nights to platinum anymore. Link

I don't know if they'll honor it, but this link still offers suite nights.

Offline ayman

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Re: My next app-o-rama...
« Reply #1797 on: October 25, 2013, 09:18:49 AM »
When you do an AOR, how long do you have between banks before the pulls hit.

For example, if I do a 3BM through Chase, then a 3BM through Amex an hour later, will Amex see my Chase pulls, thus making them less likely to approve me?


I did them at the same time and Chase saw them.

Offline IsraelGuy

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Re: My next app-o-rama...
« Reply #1798 on: October 25, 2013, 09:46:16 AM »
I don't know if they'll honor it, but this link still offers suite nights.

Awesome - let's hope it works. I don't have Hyatt on my radar for my next AOR, but maybe the one after that, so let us know how it goes.

I did them at the same time and Chase saw them.

Interesting. So I guess I should 3BM whichever cards I want more / am more worried about.

Offline sayhey

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Re: My next app-o-rama...
« Reply #1799 on: October 25, 2013, 11:16:13 AM »
Just to update the board, I pulled the trigger on my AoR yesterday and was approved for all 7 cards I applied for - 4 for my wife (Amex - Plat & SPG; Chase - SP & UE) and 3 for me (IP, United Club & Lufthansa), bringing the total number of new cards I opened since I joined this world in April to 12 (using Dan's links of course).  Not a bad haul for 6 months.  Thanks to Dan and all the DDFers for their sage advice and constructive criticism!