Author Topic: Questions and Help for BEGINNERS! (Read 1752916 times)

itsyehuda · « **Reply #1500 on:** October 19, 2013, 10:17:49 PM »

Quote from: notanonymous on October 18, 2013, 04:33:47 PM

+1 IME, Freedom, BA, and United (non signature) were easier.

My new BA card is a Signature

DovtheBear · « **Reply #1501 on:** October 19, 2013, 11:11:03 PM »

1)Can I use someone else's AAdvantage (points?)?
2)Can someone please point me to a thread or mainsite post on their uses?
TIA

sky121 · « **Reply #1502 on:** October 19, 2013, 11:13:28 PM »

Quote from: DovtheBear on October 19, 2013, 11:11:03 PM

1)Can I use someone else's AAdvantage (points?)?
2)Can someone please point me to a thread or mainsite post on their uses?
TIA

Yes to 1.

notanonymous · « **Reply #1503 on:** October 19, 2013, 11:53:37 PM »

Quote from: DovtheBear on October 19, 2013, 11:11:03 PM

1)Can I use someone else's AAdvantage (points?)?
2)Can someone please point me to a thread or mainsite post on their uses?
TIA

2) Sell them?

sky121 · « **Reply #1504 on:** October 19, 2013, 11:54:46 PM »

RT coach tickets to Europe for 40k points are always nice.

Smartypantz · « **Reply #1505 on:** October 21, 2013, 02:30:56 PM »

I bought Vanilla reloads and cashed them out. Whats the best way to pay my Amex bill without depositing the cash? I always did it for chase cards and paid the bill right there at the branch.....

DovtheBear · « **Reply #1506 on:** October 21, 2013, 03:14:09 PM »

Quote from: sky121 on October 19, 2013, 11:54:46 PM

RT coach tickets to Europe for 40k points are always nice.

Link?

MEIR613 · « **Reply #1507 on:** October 29, 2013, 10:13:47 PM »

Quote from: sky121 on October 18, 2013, 11:57:40 AM

My sister is flying with her kids on US Airways. What's the best way to get into the lounges in PHL?

Also, any chance they will let her in with an expired day pass?

Amex plat.

Probably won't work.

FYI: I had a pass for the UA club that expired 12/30 and they wouldn't let me use it on 12/31.

itsyehuda · « **Reply #1508 on:** October 30, 2013, 12:22:02 AM »

Quote from: MEIR613 on October 29, 2013, 10:13:47 PM

Amex plat.

Probably won't work.

FYI: I had a pass for the UA club that expired 12/30 and they wouldn't let me use it on 12/31.

I just learned that Domestic Business doesn't get you into United Club.

nati · « **Reply #1509 on:** October 30, 2013, 08:32:36 AM »

Hi, i just got approved for a 500$ discover student .
what is the best way to get my score and limit up ?
should i use it all the time , and pay immediately OR use it only for 150$ a moth ?
i tried reading online but i got conflicting answers !
btw this is my first credit card so i have no credit history at all and its a joint account ( just in case that changes any thing of how to build my credit score )
thanks

notanonymous · « **Reply #1510 on:** October 30, 2013, 08:59:39 AM »

How often per month you use it does not affect your credit score. The most important things is to make sjre it is PAID OFF BEFORE the statement closes.

raphy781 · « **Reply #1511 on:** October 30, 2013, 09:13:40 AM »

Quote from: nati on October 30, 2013, 08:32:36 AM

Hi, i just got approved for a 500$ discover student .
what is the best way to get my score and limit up ?
should i use it all the time , and pay immediately OR use it only for 150$ a moth ?
i tried reading online but i got conflicting answers !
btw this is my first credit card so i have no credit history at all and its a joint account ( just in case that changes any thing of how to build my credit score )
thanks

There is a thread dedicated to helping out credit card beginners. You can try posting there.
In short
1 Use your card (make sure there is some credit used when the statement closes)
2 Pay on time
3 Dont use a large percentage of your available credit

notanonymous · « **Reply #1512 on:** October 30, 2013, 09:16:49 AM »

Quote from: raphy781 on October 30, 2013, 09:13:40 AM

There is a thread dedicated to helping out credit card beginners. You can try posting there.
In short
1 Use your card (make sure there is some credit used when the statement closes)
2 Pay on time
3 Dont use a large percentage of your available credit

Although the bank likes to see usage, having a small balance at closing does not improve your credit score, more than having a zero balance. CMIIW

raphy781 · « **Reply #1513 on:** October 30, 2013, 09:17:04 AM »

Quote from: notanonymous on October 30, 2013, 08:59:39 AM

How often per month you use it does not affect your credit score. The most important things is to make sjre it is PAID OFF BEFORE the statement closes.

-1
Definitely do not pay off your entire balance before the statememt closes.

Smartypantz · « **Reply #1514 on:** October 30, 2013, 09:25:09 AM »

Quote from: Smartypantz on October 21, 2013, 02:30:56 PM

I bought Vanilla reloads and cashed them out. Whats the best way to pay my Amex bill without depositing the cash? I always did it for chase cards and paid the bill right there at the branch.....

anyone?