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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
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Author Topic: Questions and Help for BEGINNERS!  (Read 1771604 times)

Offline Tzvi s

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Re: Questions and Help for BEGINNERS!
« Reply #2920 on: October 31, 2014, 03:31:12 AM »
Quote from: TimT on October 31, 2014, 02:16:10 AM
This week ? In NY ?
today by Bedford and eastern parkway crown heights
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Offline davidch

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Re: Questions and Help for BEGINNERS!
« Reply #2921 on: November 02, 2014, 08:57:41 AM »
Hi I just did a 3bm with chase for the Hyatt/b.a/sapphire. And got accepted to the Hyatt and other two pending. And i have currently a freedom United and SW.  Was wondering what's the best reason to give them when they ask why I need so many cards?

(I know its been asked just hoping to get a clear answer)

Thanks a lot in advance guys kinda a nooby:)
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Offline sammy n

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Re: Questions and Help for BEGINNERS!
« Reply #2922 on: November 02, 2014, 09:00:55 AM »

Quote from: davidch on November 02, 2014, 08:57:41 AM
Hi I just did a 3bm with chase for the Hyatt/b.a/sapphire. And got accepted to the Hyatt and other two pending. And i have currently a freedom United and SW.  Was wondering what's the best reason to give them when they ask why I need so many cards?

(I know its been asked just hoping to get a clear answer)

Thanks a lot in advance guys kinda a nooby:)
Tell them for the benefits each card has like no foreign transaction fee ect.
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Offline davidch

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Re: Questions and Help for BEGINNERS!
« Reply #2923 on: November 02, 2014, 06:59:10 PM »
Quote from: sammy n on November 02, 2014, 09:00:55 AM
Tell them for the benefits each card has like no foreign transaction fee ect.
and although I'll give them reasons as you said there won't be a problem for opening three cards in one shot
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2924 on: November 02, 2014, 07:25:34 PM »
Quote from: davidch on November 02, 2014, 06:59:10 PM
and although I'll give them reasons as you said there won't be a problem for opening three cards in one shot
They probably won't approve both together. You're gonna have to try separately for each one. Many times they say only 2 per 30 days. But it's possible to get 3.
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Offline rabshi

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DDF Language
« Reply #2925 on: November 03, 2014, 09:55:33 AM »
Were can I get the DDF - English dictionary?

I don't understand the 'codes' members use....
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Offline Joe4007

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Re: DDF Language
« Reply #2926 on: November 03, 2014, 09:56:29 AM »
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Offline TimT

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Re: DDF Language
« Reply #2927 on: November 03, 2014, 10:00:48 AM »
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Offline rabshi

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Re: DDF Language
« Reply #2928 on: November 03, 2014, 10:08:06 AM »
Thank you so much. Starting to memorise them!

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Offline yakov116

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Re: DDF Language
« Reply #2929 on: November 03, 2014, 10:38:26 AM »
Quote from: rabshi on November 03, 2014, 10:08:06 AM
Thank you so much. Starting to memorise them!
Maybe we should rename the other thread?

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Money talks...mine says goodbye!

Offline dealfinder85

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Re: Questions and Help for BEGINNERS!
« Reply #2930 on: November 03, 2014, 10:56:35 AM »
Quote from: D93 on October 23, 2014, 07:15:37 AM
with regards to UR, they allow transfers to airlines, and they also have an option to transfer to someone else's UR account, but by transfering to another persons UR account, you are asking for trouble. so when selling UR, make it clear to the broker that you only want the points transferred to an airline and NOT to someone else's UR account. and as i said, i did this with "sell miles now" in august and they were very easy to deal with about it.
Regarding AA or United miles, they just book a flight using your miles
I have no idea about MR, i have never sold MR to someone (i assume its the same as UR?)
how do you find brokers on DDF
or do they just find you?
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Offline jdross

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Re: Questions and Help for BEGINNERS!
« Reply #2931 on: November 03, 2014, 11:30:38 AM »
Where is the right thread to ask what the best way to book a flight to a destination using miles is?

I know where I can find trip reports and notes on where to eat and stay but not how to best book. Background is I need to fly out to the west coast for a week going NYC->LAX->SFO->NYC for a couple of important business meetings. It won't be too much work so I'd like to take my wife and potentially one or more kids along. I have about 160k chase points and 120k american points and 55k united points, all earned within the last 4 months. I want to know if its worth using the miles in this case or paying cash?

 I don't mind to pay for my ticket as its under the company and we can take the deduction but would be nice to take my wife and at least 1 of the kids whom we promised to take to disneyland along with us.
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Offline Centro

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Re: Questions and Help for BEGINNERS!
« Reply #2932 on: November 03, 2014, 11:33:36 AM »
Quote from: jdross on November 03, 2014, 11:30:38 AM
Where is the right thread to ask what the best way to book a flight to a destination using miles is?
They here
http://forums.dansdeals.com/index.php?topic=7986.0
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Offline zh cohen

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Re: Questions and Help for BEGINNERS!
« Reply #2933 on: November 03, 2014, 06:26:25 PM »
Quote from: dealfinder85 on November 03, 2014, 10:56:35 AM
how do you find brokers on DDF
or do they just find you?

There is an ad on DDMS
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Offline dsw193

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Re: Questions and Help for BEGINNERS!
« Reply #2934 on: November 04, 2014, 09:15:19 PM »
Can I set a spending limit on a Freedom AU?

ETA: I guess not since they both have same account number unlike Amex  >:(
« Last Edit: November 04, 2014, 09:23:12 PM by dsw193 »
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Offline Tzvi s

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Re: Questions and Help for BEGINNERS!
« Reply #2935 on: November 04, 2014, 11:38:41 PM »
Hi I have an ink plus with 5000 limit if I let my statement close with 328 and then pay it will that affect my business credit score?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #2936 on: November 04, 2014, 11:40:40 PM »
Quote from: Tzvi s on November 04, 2014, 11:38:41 PM
Hi I have an ink plus with 5000 limit if I let my statement close with 328 and then pay it will that affect my business credit score?
You're fine.
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Offline Tzvi s

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Re: Questions and Help for BEGINNERS!
« Reply #2937 on: November 04, 2014, 11:45:28 PM »
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Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #2938 on: November 05, 2014, 12:03:21 AM »
Quote from: Tzvi s on November 04, 2014, 11:38:41 PM
Hi I have an ink plus with 5000 limit if I let my statement close with 328 and then pay it will that affect my business credit score?
a) 328 / 5000 = .0656  or 6.5% usage (utilization ratio) on the card.  Which is fine.
b) business cards (usually) don't count toward your utilization ratio.
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Offline Tzvi s

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Re: Questions and Help for BEGINNERS!
« Reply #2939 on: November 05, 2014, 02:03:32 AM »
Quote from: ckmk47 on November 05, 2014, 12:03:21 AM
a) 328 / 5000 = .0656  or 6.5% usage (utilization ratio) on the card.  Which is fine.
b) business cards (usually) don't count toward your utilization ratio.
I'm spending 8000 paying it back up to  328 then letting statement close then paying it
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