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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1051426 times)

Offline Welder

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Re: Questions and Help for BEGINNERS!
« Reply #3580 on: February 25, 2015, 10:18:44 PM »
I think not.  After you make the reservation, see if they can link them.  Maybe that would help? Comments from those with more info?
I called them and now know that: 1) the flight need not be booked with the card to get the free bag. The skyMiles number associated with the Delta Credit Card need only be on the ticket, or even not and just present the credit card at check in. 2) the companions who also get free checked bags don't need to be on same reservation, merely have the same itinerary as the card holder. So in my case, since my friend is on my flight, he can get the free bag. I will just need to show my delta card when he checks his bag. It is however, apparently, impossible to merge reservation numbers.
"We Need More Welders and Less Philosophers" - Rubio

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Re: Questions and Help for BEGINNERS!
« Reply #3581 on: February 26, 2015, 09:22:07 AM »
I called them and now know that: 1) the flight need not be booked with the card to get the free bag. The skyMiles number associated with the Delta Credit Card need only be on the ticket, or even not and just present the credit card at check in. 2) the companions who also get free checked bags don't need to be on same reservation, merely have the same itinerary as the card holder. So in my case, since my friend is on my flight, he can get the free bag. I will just need to show my delta card when he checks his bag. It is however, apparently, impossible to merge reservation numbers.
Thanks for getting back to us.
Please get back again after the flight, to report if everything went as smoothly as the phone rep said it would.

Offline moeg

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Re: Questions and Help for BEGINNERS!
« Reply #3582 on: February 26, 2015, 02:26:32 PM »
i have a bunch of questions i appreciate any help.
how do you freeze a CR and how do you unfreeze?
if i do an app will i need to let them know not to pull from there?
will it work to ask them to pull from somewhere else?
i have 4 pulls on expirian will that stop me from getting aproved?
thanks  ;D

Offline D93

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Re: Questions and Help for BEGINNERS!
« Reply #3583 on: February 26, 2015, 02:30:46 PM »
i have a bunch of questions i appreciate any help.
how do you freeze a CR and how do you unfreeze?
Follow the links in this Wiki

Quote
if i do an app will i need to let them know not to pull from there?
If you freeze your report, they can't pull from there.

Quote
will it work to ask them to pull from somewhere else?
YMMV

Quote
i have 4 pulls on expirian will that stop me from getting aproved?
thanks  ;D
4 Pulls is nothing!

Offline moeg

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Re: Questions and Help for BEGINNERS!
« Reply #3584 on: February 26, 2015, 02:39:04 PM »
thanks!

Offline rots5

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Re: Questions and Help for BEGINNERS!
« Reply #3585 on: February 26, 2015, 03:47:41 PM »
So i shut down my PRG with the thought that i dont need it anymore, but two days later i relaized i do, being that i like the bonus at grocery stores.

I tried reinstating it and i got denied bec my score is to low, is there anyway for me to get Amex to reinstate i?

The reason my score is low is bec i had fraud over 2 yrs ago on my cc which i never knew about until last yr. I took care of it but TD bank (Yimachshimom) never ended sending the letter to Experian telling them to take off the late payment from my credit report. Though i manually called it in to TU and EQ.

any options?
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Offline benjie1305

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Re: Questions and Help for BEGINNERS!
« Reply #3586 on: February 26, 2015, 03:50:30 PM »
So i shut down my PRG with the thought that i dont need it anymore, but two days later i relaized i do, being that i like the bonus at grocery stores.

I tried reinstating it and i got denied bec my score is to low, is there anyway for me to get Amex to reinstate i?

The reason my score is low is bec i had fraud over 2 yrs ago on my cc which i never knew about until last yr. I took care of it but TD bank (Yimachshimom) never ended sending the letter to Experian telling them to take off the late payment from my credit report. Though i manually called it in to TU and EQ.

any options?



Dont know how realistic that is but what about telling them that you never told them to close it? Will they tell you that you are a liar? Or show some proof that it was you that authorized this? I don't have experience with this but just thinking out loud about so called options.
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Offline rots5

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Re: Questions and Help for BEGINNERS!
« Reply #3587 on: February 26, 2015, 03:54:19 PM »

Dont know how realistic that is but what about telling them that you never told them to close it? Will they tell you that you are a liar? Or show some proof that it was you that authorized this? I don't have experience with this but just thinking out loud about so called options.
Na, i cant get into the lying game with them. not with this. i know i did, and i rather not go thru that hassle,
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Offline Emkay

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Re: Questions and Help for BEGINNERS!
« Reply #3588 on: February 26, 2015, 03:56:44 PM »



Dont know how realistic that is
Not at all

Offline benjie1305

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Re: Questions and Help for BEGINNERS!
« Reply #3589 on: February 26, 2015, 03:56:52 PM »
Na, i cant get into the lying game with them. not with this. i know i did, and i rather not go thru that hassle,

Fair enough and I wouldn't do it either (before I get the title of "liar" on DDF) but its up to you.

What about asking really nicely and saying it was such a big mistake etc etc.?

Last but not least, cant you just re-apply for it? I know you wouldn't be eligible for the bonus but I thought you can still get the card.
Work hard, Play harder!

Offline Emkay

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Re: Questions and Help for BEGINNERS!
« Reply #3590 on: February 26, 2015, 03:58:31 PM »


I took care of it but TD bank (Yimachshimom) never ended sending the letter to Experian telling them to take off the late payment from my credit report.
It seems a lot of people have the same issue with TD. They are known to never follow up on removing these things

Offline rots5

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Re: Questions and Help for BEGINNERS!
« Reply #3591 on: February 26, 2015, 03:58:42 PM »
Fair enough and I wouldn't do it either (before I get the title of "liar" on DDF) but its up to you.

What about asking really nicely and saying it was such a big mistake etc etc.?

Last but not least, cant you just re-apply for it? I know you wouldn't be eligible for the bonus but I thought you can still get the card.
I would rather my wife take the hit for the team at this point. she just completed a 3bm with chase, i would do everyday and prg for her maybe.

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Offline rots5

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Re: Questions and Help for BEGINNERS!
« Reply #3592 on: February 26, 2015, 04:00:05 PM »
It seems a lot of people have the same issue with TD. They are known to never follow up on removing these things

I wish i can **** down every single td . i have such hate for them. this is not the first time i got extremely screwed by them. They have horrible CS and are a disastrous bank. Almost like the wal mart version of banks.
« Last Edit: February 26, 2015, 04:08:37 PM by rots5 »
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Offline Emkay

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Re: Questions and Help for BEGINNERS!
« Reply #3593 on: February 26, 2015, 04:02:44 PM »

I wish i can xxxx down every single td .

In corrupt America you can probably get arrested just for writing that
« Last Edit: February 26, 2015, 06:22:34 PM by Emkay »

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Re: Questions and Help for BEGINNERS!
« Reply #3594 on: February 26, 2015, 06:02:22 PM »

In corrupt America you can probably get arrested just for writing that
Now you have to edit your post
Workflowy. You won't know what you're missing until you try it.

Offline Emkay

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Re: Questions and Help for BEGINNERS!
« Reply #3595 on: February 26, 2015, 06:22:55 PM »

Offline Barryg

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Re: Questions and Help for BEGINNERS!
« Reply #3596 on: February 27, 2015, 12:38:18 AM »
I wish i can **** down every single td . i have such hate for them. this is not the first time i got extremely screwed by them. They have horrible CS and are a disastrous bank. Almost like the wal mart version of banks.
Why don't you get back at them, use and abuse their card (the six month unlimited 5%) and tell everyone you know to use it...

Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #3597 on: February 27, 2015, 07:43:31 AM »
Why don't you get back at them, use and abuse their card (the six month unlimited 5%) and tell everyone you know to use it...
They seemed to have caught on and have started limiting it...
Quaerite et Invenietis.

Offline solls108

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Re: Questions and Help for BEGINNERS!
« Reply #3598 on: February 27, 2015, 02:40:30 PM »
Does it cost a fee to add AU's to Amex SPG?

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Re: Questions and Help for BEGINNERS!
« Reply #3599 on: February 27, 2015, 02:42:35 PM »
Does it cost a fee to add AU's to Amex SPG?
no