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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

How to ask a question in this thread:
Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:
- Keep your question short and precise. No one wants to read a megillah.
- The more questions you ask in one post, the less likely any will be answered. People are willing to answer a question or two, but if you ask all the questions that apply to your particular issue, you're expecting to be spoonfed. Members don't like holding out the spoon, so ask accordingly.


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Author Topic: Questions and Help for BEGINNERS!  (Read 1767570 times)

Offline Purple Knish

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Re: Questions and Help for BEGINNERS!
« Reply #4820 on: June 26, 2015, 11:09:13 AM »
Quote from: TimT on June 26, 2015, 10:49:22 AM
150k platinum, 100k platinum, 75k BRG :)
Do I need a special code for that?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #4821 on: June 26, 2015, 11:11:22 AM »
Quote from: Purple Knish on June 26, 2015, 11:09:13 AM
Do I need a special code for that?
Platinums yes. BRG either code or if you could somehow get it to load for you.
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #4822 on: June 28, 2015, 08:05:42 AM »
Quote from: TimT on June 26, 2015, 11:11:22 AM
Platinums yes. BRG either code or if you could somehow get it to load for you.
how would i do that?
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #4823 on: June 28, 2015, 08:09:39 AM »
Quote from: yochiek93 on June 28, 2015, 08:05:42 AM
how would i do that?
Through the links in this wiki.
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #4824 on: June 28, 2015, 08:11:45 AM »
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #4825 on: June 28, 2015, 08:13:36 AM »
Quote from: yochiek93 on June 28, 2015, 08:11:45 AM
thanx
People haven't been getting the 75k offer lately. Good luck with that
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Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4826 on: June 28, 2015, 09:27:22 PM »
help!   i just used my once yearly chance to view my transunion report   and all i can see is the info under the credit report tab     but when i click on the credit score tab its blank?!?    :-\   
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4827 on: June 28, 2015, 10:13:49 PM »
Quote from: sharkky on June 28, 2015, 09:27:22 PM
help!   i just used my once yearly chance to view my transunion report   and all i can see is the info under the credit report tab     but when i click on the credit score tab its blank?!?    :-\   
You only get your credit reports for free annually, not your scores. There are cards that give you your scores for free though.
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Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4828 on: June 28, 2015, 10:17:26 PM »
Quote from: Tom Brady on June 28, 2015, 10:13:49 PM
You only get your credit reports for free annually, not your scores. There are cards that give you your scores for free though.
   O       and how do i know which score they r reporting?
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4829 on: June 28, 2015, 10:19:44 PM »
Quote from: sharkky on June 28, 2015, 10:17:26 PM
   O       and how do i know which score they r reporting?
Tell me the card and I'll tell you what score they're giving you.
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Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4830 on: June 28, 2015, 10:22:17 PM »
barclays and discover
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4831 on: June 28, 2015, 10:23:03 PM »
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Offline etech0

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Re: Questions and Help for BEGINNERS!
« Reply #4832 on: June 28, 2015, 10:23:09 PM »
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Workflowy. You won't know what you're missing until you try it.

Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4833 on: June 28, 2015, 10:25:24 PM »
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Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4834 on: June 28, 2015, 10:30:31 PM »
so the transunion score on creditkarma isnt reliable?     cuz its almost 30 points different than discover and barclays
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4835 on: June 28, 2015, 10:35:22 PM »
Quote from: sharkky on June 28, 2015, 10:30:31 PM
so the transunion score on creditkarma isnt reliable?     cuz its almost 30 points different than discover and barclays
The score on Discover and Barclays is a FICO score (real score that creditors use), while creditkarma is not (called a FAKO around here). Which is higher?
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Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4836 on: June 28, 2015, 10:36:44 PM »
discover and barclays is higher
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Offline sharkky

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Re: Questions and Help for BEGINNERS!
« Reply #4837 on: June 28, 2015, 10:39:23 PM »
i just found the thread abt creditkarma      so il stop asking dumb Qs  :)
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4838 on: June 28, 2015, 10:45:31 PM »
Quote from: sharkky on June 28, 2015, 10:36:44 PM
discover and barclays is higher
That's great! There's no need for you to worry about your score on creditkarma. My credit sesame score is significantly lower than my real scores, (though my real scores aren't nearly as high as my DansDeals Poppyseed score - which is as high as it gets).
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Offline Tom Brady

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Re: Questions and Help for BEGINNERS!
« Reply #4839 on: June 28, 2015, 10:47:30 PM »
Quote from: sharkky on June 28, 2015, 10:39:23 PM
i just found the thread abt creditkarma      so il stop asking dumb Qs  :)
Don't worry about it, this is the Q & A for beginners thread. :)
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