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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

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Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:
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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

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Author Topic: Questions and Help for BEGINNERS!  (Read 1768334 times)

Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #5420 on: September 25, 2015, 11:23:39 AM »
Quote from: Welder on September 25, 2015, 11:22:58 AM
Can I buy GC with a Citi card or will it post as a CA?
You should lower your CA limit to $0.
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Offline Welder

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Re: Questions and Help for BEGINNERS!
« Reply #5421 on: September 25, 2015, 11:24:59 AM »
Quote from: Marco Polo on September 25, 2015, 11:23:39 AM
You should lower your CA limit to $0.
It will then automatically posts as a purchase?
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Offline username

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Re: Questions and Help for BEGINNERS!
« Reply #5422 on: September 25, 2015, 11:25:57 AM »
Quote from: Welder on September 25, 2015, 11:24:59 AM
It will then automatically posts as a purchase?
If the merchant has it coded as a CA, it just wont go through.
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^^^

Offline Welder

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Re: Questions and Help for BEGINNERS!
« Reply #5423 on: September 25, 2015, 11:27:19 AM »
Thank you both.
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Offline Welder

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Re: Questions and Help for BEGINNERS!
« Reply #5424 on: September 25, 2015, 11:35:20 AM »
Quote from: Marco Polo on September 25, 2015, 11:23:39 AM
You should lower your CA limit to $0.
Can that be done online?
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #5425 on: September 25, 2015, 11:36:07 AM »
Quote from: Welder on September 25, 2015, 11:35:20 AM
Can that be done online?
Not sure. Should be a quick call though.
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Offline Welder

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Re: Questions and Help for BEGINNERS!
« Reply #5426 on: September 25, 2015, 11:39:22 AM »
Quote from: Marco Polo on September 25, 2015, 11:36:07 AM
Not sure. Should be a quick call though.
Thanks.
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Offline Mendel93

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Re: Questions and Help for BEGINNERS!
« Reply #5427 on: September 25, 2015, 11:42:35 AM »
Quote from: Marco Polo on September 25, 2015, 11:23:39 AM
You should lower your CA limit to $0.
This is a major idea, with a little "seichel"..
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Offline justaregularguy

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Re: Questions and Help for BEGINNERS!
« Reply #5428 on: September 25, 2015, 12:38:54 PM »
help!! I know that matmid points stink( a lot! >:() but what can I do with them(3100 points)? the best flights go for 3-400$ surcharge each and I need like 4 in January-feb. I also have some 40k starpoints. any suggestions?
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Offline VintageWillow

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Re: Low APR credit card
« Reply #5429 on: September 25, 2015, 12:44:59 PM »
While using RB and VGC's CAN be used to float a balance, I would not advise this as your first foray into MS.  Generally it is good to start out slowly in the MS game so you can get your routine down.  I think the best advice was to get a card with a 0% intro APR/balance transfer as has been mentioned before.  If you don't want the cards already mentioned, there are others.  Cap1 Venture1 is one that comes to mind that people have been getting fairly easy approvals for recently.  Good Luck OP.
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Offline Shlomo Moshe

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Re: Questions and Help for BEGINNERS!
« Reply #5430 on: September 25, 2015, 03:25:23 PM »
New to the site. Looking forward to chatting it up with you DDF'ers!!   ;D
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #5431 on: September 25, 2015, 03:46:51 PM »
Quote from: Shlomo Moshe on September 25, 2015, 03:25:23 PM
New to the site. Looking forward to chatting it up with you DDF'ers!!   ;D
Welcome
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Offline Marco Polo

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Re: Questions and Help for BEGINNERS!
« Reply #5432 on: September 25, 2015, 04:13:44 PM »
Quote from: justaregularguy on September 25, 2015, 12:38:54 PM
help!! I know that matmid points stink( a lot! >:() but what can I do with them(3100 points)? the best flights go for 3-400$ surcharge each and I need like 4 in January-feb. I also have some 40k starpoints. any suggestions?
They are not terrible. They can even have a decent use when they run a sale.
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Offline emak

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Re: Questions and Help for BEGINNERS!
« Reply #5433 on: September 27, 2015, 03:55:18 PM »
If i upgrade my Delta Amex Gold to a Delta Plat, will they do a credit pull? I am pre-approved.
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Offline Einstein

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Re: Questions and Help for BEGINNERS!
« Reply #5434 on: September 27, 2015, 04:00:45 PM »
Quote from: emak on September 27, 2015, 03:55:18 PM
If i upgrade my Delta Amex Gold to a Delta Plat, will they do a credit pull? I am pre-approved.
no pull but no bonus either IIRC
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Offline emak

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Re: Questions and Help for BEGINNERS!
« Reply #5435 on: September 27, 2015, 04:21:22 PM »
They offered me 15k to upgrade.
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Offline Einstein

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Re: Questions and Help for BEGINNERS!
« Reply #5436 on: September 27, 2015, 04:28:13 PM »
Quote from: emak on September 27, 2015, 04:21:22 PM
They offered me 15k to upgrade.
right and its usually much more then that
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Offline a mirrer

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Re: Questions and Help for BEGINNERS!
« Reply #5437 on: September 28, 2015, 04:38:20 PM »
Quote from: Einstein on September 27, 2015, 04:28:13 PM
right and its usually much more then that
but if you already have (or had if its personal) then it is worth it
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Offline justaregularguy

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Re: Questions and Help for BEGINNERS!
« Reply #5438 on: September 29, 2015, 09:59:27 PM »
im gonna stick this very random question here pls don't be perturbed :D how do I attach a picture to my profile? on profile setting it says picture but gives no option to actually load a pic on... :-\
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Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #5439 on: September 29, 2015, 10:01:51 PM »
You need to have 250 posts to add a photo IIRC
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