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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
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Author Topic: Questions and Help for BEGINNERS!  (Read 1755990 times)

Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #5660 on: October 26, 2015, 12:54:37 PM »
Quote from: TimT on October 26, 2015, 12:38:54 PM
There's a retention thread for that.
here
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Offline LoLo

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Re: Questions and Help for BEGINNERS!
« Reply #5661 on: October 26, 2015, 12:54:53 PM »
Quote from: srulky on October 26, 2015, 12:36:17 PM
i have a United Card which I opened last yer with 50k miles. now i have a bill for a 495 annual fee. Is there any way to get out of it? Also, same thing with Marriott card. TIA
Something's off, The united club card has a $450 Af, And didn't have a 50k bonus. (Except if the 50 is from spending).
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Offline David Smith

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Re: Questions and Help for BEGINNERS!
« Reply #5662 on: October 26, 2015, 01:15:52 PM »
Quote from: LoLo on October 26, 2015, 12:54:53 PM
Something's off, The united club card has a $450 Af, And didn't have a 50k bonus. (Except if the 50 is from spending).
The dollar sign is on the four on a keyboard. If you don't hit shift in time, it'll say 495 instead of $95, for the UMPE, which is what he was referring to.
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Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #5663 on: October 26, 2015, 01:17:21 PM »
Quote from: David Smith on October 26, 2015, 01:15:52 PM
The dollar sign is on the four on a keyboard. If you don't hit shift in time, it'll say 495 instead of $95, for the UMPE, which is what he was referring to.
+1 good call
Downgrade to the free
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Offline Einstein

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Re: Questions and Help for BEGINNERS!
« Reply #5664 on: October 26, 2015, 01:17:32 PM »
Quote from: David Smith on October 26, 2015, 01:15:52 PM
The dollar sign is on the four on a keyboard. If you don't hit shift in time, it'll say 495 instead of $95, for the UMPE, which is what he was referring to.
Smart ;D ;D ;D ;D
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If you think nobody cares about you... just forget to pay your credit card bill

Offline LoLo

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Re: Questions and Help for BEGINNERS!
« Reply #5665 on: October 26, 2015, 01:18:15 PM »
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Offline srulky

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Re: Questions and Help for BEGINNERS!
« Reply #5666 on: October 26, 2015, 01:29:19 PM »
Quote from: yochiek93 on October 26, 2015, 01:17:21 PM
+1 good call
Downgrade to the free
Yes the 4 was pushed instead of the $$$$ sign. sorry. Is there a free version of United an/or Marriott?

This should really be on retention thread...
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Offline D93

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Re: Questions and Help for BEGINNERS!
« Reply #5667 on: October 26, 2015, 01:29:51 PM »
Quote from: srulky on October 26, 2015, 01:29:19 PM
Yes the 4 was pushed instead of the $$$$ sign. sorry. Is there a free version of United an/or Marriott?

This should really be on retention thread...
Yes
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Offline ycfchi

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Re: Questions and Help for BEGINNERS!
« Reply #5668 on: October 26, 2015, 06:10:45 PM »
i have a pretty decent credit score but not a long credit history. what is a cc that i would likely be accepted for? ( i recently got declined for one of chase's cards)
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Offline coralsnake

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Re: Questions and Help for BEGINNERS!
« Reply #5669 on: October 26, 2015, 06:13:23 PM »
Quote from: ycfchi on October 26, 2015, 06:10:45 PM
i have a pretty decent credit score but not a long credit history. what is a cc that i would likely be accepted for? ( i recently got declined for one of chase's cards)
Which one? Freedom has a pretty low approval threshold I believe.
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Offline iAm

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Re: Questions and Help for BEGINNERS!
« Reply #5670 on: October 26, 2015, 07:41:28 PM »
I noticed today that whenever I go to DDF from my phone I receive:

Sorry Guest, you are banned from using this forum!
This ban is not set to expire.


Whats going on!?!
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iThink. Ergo. iAm

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #5671 on: October 26, 2015, 07:44:33 PM »
Quote from: iAm on October 26, 2015, 07:41:28 PM
I noticed today that whenever I go to DDF from my phone I receive:

Sorry Guest, you are banned from using this forum!
This ban is not set to expire.


Whats going on!?!
You've been F/R'd :P

Does that happen when you try logging in ?
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Offline ycfchi

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Re: Questions and Help for BEGINNERS!
« Reply #5672 on: October 26, 2015, 08:27:17 PM »
Quote from: coralsnake on October 26, 2015, 06:13:23 PM
Which one? Freedom has a pretty low approval threshold I believe.
the united one but when i called they said that if chase accepts you it would be for all chase cards (which didnt make sense to me)
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #5673 on: October 26, 2015, 08:28:39 PM »
Quote from: ycfchi on October 26, 2015, 08:27:17 PM
the united one but when i called they said that if chase accepts you it would be for all chase cards (which didnt make sense to me)
In order to be approved for certain cards you need better credit then others
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Offline David Smith

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Re: Questions and Help for BEGINNERS!
« Reply #5674 on: October 26, 2015, 08:39:18 PM »
Quote from: ycfchi on October 26, 2015, 08:27:17 PM
the united one but when i called they said that if chase accepts you it would be for all chase cards (which didnt make sense to me)
That's wrong. Some cards have a minimum $5,000 starting CL, which requires better credit. The freedom starts much lower.
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Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
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Offline ycfchi

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Re: Questions and Help for BEGINNERS!
« Reply #5675 on: October 26, 2015, 08:41:57 PM »
this takes me back to original question: which card would be advisable for me to apply for?
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #5676 on: October 26, 2015, 08:42:29 PM »
Quote from: ycfchi on October 26, 2015, 08:41:57 PM
this takes me back to original question: which card would be advisable for me to apply for?
Freedom
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Offline keemster26

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Re: Questions and Help for BEGINNERS!
« Reply #5677 on: October 26, 2015, 09:38:09 PM »
Quote from: keemster26 on October 23, 2015, 03:57:05 PM
If someone had a platinum card then called Amex and switched it to brg w/o getting the bonus. Is there any way to still get the bonus? If he switches back to platinum and then again to brg, will be get the bonus? Since he nvr got the bonus to begin with?
Bump
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Offline David Smith

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Re: Questions and Help for BEGINNERS!
« Reply #5678 on: October 26, 2015, 10:01:12 PM »
I put united revenue tickets "on hold" today. Does it make sense that they're giving me until Thursday night to purchase them?

This is the email
and this is what is says online.

Which one should i believe?
« Last Edit: October 26, 2015, 10:22:43 PM by David Smith »
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Offline D93

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Re: Questions and Help for BEGINNERS!
« Reply #5679 on: October 27, 2015, 01:08:34 AM »
Quote from: keemster26 on October 23, 2015, 03:57:05 PM
If someone had a platinum card then called Amex and switched it to brg w/o getting the bonus. Is there any way to still get the bonus? If he switches back to platinum and then again to brg, will be get the bonus? Since he nvr got the bonus to begin with?
There's no bonus for switching from Platinum to BRG
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