Author Topic: Questions and Help for BEGINNERS! (Read 1764234 times)

GettingReady · « **Reply #6140 on:** December 22, 2015, 11:09:19 PM »

Okay, I need help with organization and having a system. I have the following accts: ST, Ally, UFB, GoBank, (2) Citibank, (3) Serve, (2) T-Mo. I finally figured out where to use what cards, MOs, etc.

I need help in figuring out which to use as a primary acct for BP, which accts to ACH in/out of, etc. I end up with money spread out between all of them varying from 2-10k. Subsequently I end up making multiple payments from multiple accounts. It drives me crazy, but I can't stand seeing a CC bill above 5k. Feel free to PM me if you'd be more comfortable discussing that way.

yochiek93 · « **Reply #6141 on:** December 22, 2015, 11:13:30 PM »

Quote from: GettingReady on December 22, 2015, 11:09:19 PM

Okay, I need help with organization and having a system. I have the following accts: ST, Ally, UFB, GoBank, (2) Citibank, (3) Serve, (2) T-Mo. I finally figured out where to use what cards, MOs, etc.

I need help in figuring out which to use as a primary acct for BP, which accts to ACH in/out of, etc. I end up with money spread out between all of them varying from 2-10k. Subsequently I end up making multiple payments from multiple accounts. It drives me crazy, but I can't stand seeing a CC bill above 5k. Feel free to PM me if you'd be more comfortable discussing that way.

This might help
http://forums.dansdeals.com/index.php?topic=53122

hide4 · « **Reply #6142 on:** December 22, 2015, 11:34:04 PM »

What is hat tips?

TimT · « **Reply #6143 on:** December 22, 2015, 11:34:44 PM »

Quote from: hide4 on December 22, 2015, 11:34:04 PM

What is hat tips?

If you post a deal here on DDF that then gets posted to DDMS you get the credit in the form of a hat tip.

yakrot · « **Reply #6144 on:** December 22, 2015, 11:36:00 PM »

Quote from: hide4 on December 22, 2015, 11:34:04 PM

What is hat tips?

it means that the ddms post originated from that members post on the forums. It's dans way of acknowledging where the post came from.

hide4 · « **Reply #6145 on:** December 22, 2015, 11:39:06 PM »

Thank you! Was always bothering me.

FlyFirst · « **Reply #6146 on:** December 22, 2015, 11:50:02 PM »

How can I get rid of a thread that I once participated, and I no longer want it should show under my " SHOW NEW REPLIES TO YOUR POST " section

TimT · « **Reply #6147 on:** December 22, 2015, 11:51:56 PM »

Quote from: FlyFirst on December 22, 2015, 11:50:02 PM

How can I get rid of a thread that I once participated, and I no longer want it should show under my " SHOW NEW REPLIES TO YOUR POST " section

Check that thread off on the right side & then "ignore topics" on top of the page.

solls108 · « **Reply #6148 on:** December 23, 2015, 01:19:59 AM »

Quote from: FlyFirst on December 22, 2015, 11:50:02 PM

How can I get rid of a thread that I once participated, and I no longer want it should show under my " SHOW NEW REPLIES TO YOUR POST " section

Or just click "unnotify"

TimT · « **Reply #6149 on:** December 23, 2015, 01:21:17 AM »

Quote from: solls108 on December 23, 2015, 01:19:59 AM

Or just click "unnotify"

Notify is for email notifications. It would still show up in "show new replies".

RefuaFan · « **Reply #6150 on:** December 23, 2015, 02:06:26 AM »

When liquidating GC's into money order's, who is the recommended recipient of the MO? Do you have to specify the recipient, or just take it somewhere like a bank to deposit it into your account, or send it straight to your CC company?

Is there a thread that explains this part? I've never used that method for liquidating GCs before so a bit clueless. Thanks!

Emkay · « **Reply #6151 on:** December 23, 2015, 02:07:53 AM »

Quote from: RefuaFan on December 23, 2015, 02:06:26 AM

When liquidating GC's into money order's, who is the recommended recipient of the MO? Do you have to specify the recipient, or just take it somewhere like a bank to deposit it into your account, or send it straight to your CC company?

Is there a thread that explains this part? I've never used that method for liquidating GCs before so a bit clueless. Thanks!

Bank

David Smith · « **Reply #6152 on:** December 23, 2015, 02:11:02 AM »

Quote from: Emkay on December 23, 2015, 02:07:53 AM

Bank

But do some research first into which banks are more tolerant of money orders than others. And don't use a bank that you particularly mind being thrown out of (such as chase, for example).

GettingReady · « **Reply #6153 on:** December 23, 2015, 05:00:37 AM »

Quote from: yochiek93 on December 22, 2015, 11:13:30 PM

This might help
http://forums.dansdeals.com/index.php?topic=53122

Thanks! I went and read the thread and saw the spreadsheet. I don't know how to do formulas in Excel but I do have a spread sheet to keep track of CCs with similar info. I color code those for closed, sock drawer, active cards. I also have a sheet for AORs and one that has CC/reward log in information including CC numbers, exp. date and CV code.

I just haven't figured out a system with what account to pay what CC with. I know (heard) some are low volume, like T-Mo, and have to be kept to less than 1k for BP. I've also heard it's better not to pay Amex from Serve, so I'm thinking of using UFB for Amex.

ST is our home bank. I have a relationship with them and started depositing some MOs a few times a month before I got UFB about a month ago. I've spent some time with one of their CSRs and although we haven't talked about it, she knows I'm in the game--new CC bill pay, etc. Once she talked to me about a new travel CC that ST was offering and said you can even buy GCs with it. Really? I didn't get the card, but agreed to an appointment with their FA and we'll park some of the money from the sale of our house there next year. You know, social engineering.

Guess I'm looking for people with similar accounts (ST, Ally, UFB, Citibank, Gobank, Serve, T-Mo) as to how they manage BP. Do they use multiple ones for BP, ACH in, ACH out (for BP and to other accts) make one payment a month from one account, multiple payments from multiple accounts, etc. That's the area I need to come up with a system!

Yankee123 · « **Reply #6154 on:** December 23, 2015, 04:30:06 PM »

How do people climb rankings? Bronze , silver , lifetime platinum....just curious

benjie1305 · « **Reply #6155 on:** December 23, 2015, 04:31:16 PM »

Quote from: Yankee123 on December 23, 2015, 04:30:06 PM

How do people climb rankings? Bronze , silver , lifetime platinum....just curious

By moving up via your post count.

TimT · « **Reply #6156 on:** December 23, 2015, 04:33:52 PM »

Quote from: Yankee123 on December 23, 2015, 04:30:06 PM

How do people climb rankings? Bronze , silver , lifetime platinum....just curious

The hat tips are worth far more. Go for those

benjie1305 · « **Reply #6157 on:** December 23, 2015, 04:37:35 PM »

Quote from: TimT on December 23, 2015, 04:33:52 PM

The hat tips are worth far more. Go for those

Imagine if a HT bumped your post count by like 100. MP would be real close to AJK

FlyFirst · « **Reply #6158 on:** December 23, 2015, 04:55:29 PM »

Quote from: TimT on December 23, 2015, 04:33:52 PM

The hat tips are worth far more. Go for those

Hey you never know .
As by you it's just the opposite

GettingReady · « **Reply #6159 on:** December 23, 2015, 05:02:05 PM »

Quote from: TimT on December 23, 2015, 04:33:52 PM

The hat tips are worth far more. Go for those

Hmm, as much bartering as there is I'm surprised HT's haven't entered the arena. Will trade free night for 10 HT's.. (Not me. I need my free nights).

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Author Topic: Questions and Help for BEGINNERS! (Read 1764234 times)