Author Topic: Questions and Help for BEGINNERS! (Read 1754276 times)

Work-for-ur-muny · « **Reply #6700 on:** March 20, 2016, 04:59:32 PM »

Quote from: GettingReady on March 19, 2016, 05:30:09 PM

I've asked this question on different forums but have yet to get an answer. My husband and I retired this year. With current CC apps we can use 2015 tax income. What do we use for next year besides the 3 months my husband has worked in 2016? He's waiting until age 70 for SS, RMDs aren't required yet, dividend income is minimal as most of it is reinvested in Roths or IRAs. We have other money set aside to live on until the SS years start. We live below our means which affects how much we need to withdraw from our portfolio not how much we can withdraw. Feel free to PM me.

You may want to post here.

GettingReady · « **Reply #6701 on:** March 20, 2016, 05:02:41 PM »

Quote from: Work-for-ur-muny on March 20, 2016, 04:59:32 PM

You may want to post here.

Thanks! Done.

Zevi16 · « **Reply #6702 on:** March 22, 2016, 08:24:21 AM »

I have Ritz Carlton, Hyatt, spg, CSP and discover. Does any of these cards have benefits to give me a high status at rental companies like enterprise/national?

mirelle · « **Reply #6703 on:** March 22, 2016, 04:21:53 PM »

I am new here.. I'd appreciate if anyone can help..

1) I have done the 2BM today for a Slate and IHG. IHG was approved instantly with 5K CL, Slate page said needs time to review application, if approved will receive card within 7-10 days.
Q - For slate, does chase typically give same CL I have on other cards? my CSP has CL 5K and Chase Freedom 4K.

2) Should I get the slate (hopefully) - how does the transfer work? I will need to transfer an Amex SPG balance.

3) I have a bunch of UR/SPG points and will have IHG soon. Links please to how to get the most of my points and/or how to transfer to airlines.

I know I should research on my own, I did but did not really understand and would appreciate if any pros here can spoon feed info

TIA!!

yochiek93 · « **Reply #6704 on:** March 22, 2016, 04:26:48 PM »

Quote from: mirelle on March 22, 2016, 04:21:53 PM

I am new here.. I'd appreciate if anyone can help..

1) I have done the 2BM today for a Slate and IHG. IHG was approved instantly with 5K CL, Slate page said needs time to review application, if approved will receive card within 7-10 days.
TIA!!

how many cards did you get including AU's in the last 24 months?

mirelle · « **Reply #6705 on:** March 22, 2016, 06:23:28 PM »

Quote from: yochiek93 on March 22, 2016, 04:26:48 PM

how many cards did you get including AU's in the last 24 months?

Chase only? 4 total (including new IHG)

Iz · « **Reply #6706 on:** March 22, 2016, 06:34:19 PM »

Quote from: mirelle on March 22, 2016, 04:21:53 PM

I am new here.. I'd appreciate if anyone can help..

1) I have done the 2BM today for a Slate and IHG. IHG was approved instantly with 5K CL, Slate page said needs time to review application, if approved will receive card within 7-10 days.
Q - For slate, does chase typically give same CL I have on other cards? my CSP has CL 5K and Chase Freedom 4K.

2) Should I get the slate (hopefully) - how does the transfer work? I will need to transfer an Amex SPG balance.

3) I have a bunch of UR/SPG points and will have IHG soon. Links please to how to get the most of my points and/or how to transfer to airlines.

I know I should research on my own, I did but did not really understand and would appreciate if any pros here can spoon feed info

TIA!!

1 - Not necessarily, IINM.
2 - Create a login at Chase.com, and click on "transfer balances".
3 - Look around DDF. Don't expect to figure it all out overnight.

yochiek93 · « **Reply #6707 on:** March 22, 2016, 06:42:13 PM »

Quote from: mirelle on March 22, 2016, 06:23:28 PM

Chase only? 4 total (including new IHG)

No all cards

mirelle · « **Reply #6708 on:** March 22, 2016, 07:51:57 PM »

Quote from: yochiek93 on March 22, 2016, 06:42:13 PM

No all cards

9-10

mirelle · « **Reply #6709 on:** March 22, 2016, 07:52:52 PM »

Quote from: Iz on March 22, 2016, 06:34:19 PM

1 - Not necessarily, IINM.
2 - Create a login at Chase.com, and click on "transfer balances".
3 - Look around DDF. Don't expect to figure it all out overnight.

TYVM!

yochiek93 · « **Reply #6710 on:** March 22, 2016, 07:53:44 PM »

Quote from: mirelle on March 22, 2016, 07:51:57 PM

9-10

Then they won't approve you its 5/24

mirelle · « **Reply #6711 on:** March 22, 2016, 10:01:18 PM »

Quote from: yochiek93 on March 22, 2016, 07:53:44 PM

Then they won't approve you its 5/24

I thought that applies to Chase Cards only

And hey the IHG was approved, how is that possible with the 5/24 rule?

Can SPG balance be transferred to someone else's slate or must be under same name/ssn?

TY!