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« Last edited by DoreshEmes on April 11, 2019, 03:54:27 AM »

Author Topic: Questions and Help for BEGINNERS!  (Read 1738177 times)

Offline myi

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Re: Questions and Help for BEGINNERS!
« Reply #7320 on: September 05, 2016, 07:45:18 PM »
Asking for someone: just turned 18 years old with no credit history. Whats the best card she could get approved for that has no foreign transaction fee. Needs it asap so can't add AU to another account
Discover would be the easiest! If it was me I would go for the chase freedom, and there is a chance he will get declined but if you or he knows how to play huca with the recon.. then he's good to go! But discover would be his best bet! (but then again a very low credit limit! ) or try 2bm or 3bm so you have a bigger chance!
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Re: Questions and Help for BEGINNERS!
« Reply #7321 on: September 05, 2016, 09:24:31 PM »
Just became a Chase Private Client.  Would it be better for me to apply for a sapphire reserve in a branch or online? I am way over 5/24
online is fine
I thought you had a better chance in the bank.  How does CPC help on line?






Asking for someone: just turned 18 years old with no credit history. Whats the best card she could get approved for that has no foreign transaction fee. Needs it asap so can't add AU to another account
Why can't she be added as an AU on someone else's account and ask for the card to be expedited?


(Chase Freedom has forex.)
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Offline Zevi16

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Re: Questions and Help for BEGINNERS!
« Reply #7322 on: September 05, 2016, 11:30:23 PM »
Discover would be the easiest! If it was me I would go for the chase freedom, and there is a chance he will get declined but if you or he knows how to play huca with the recon.. then he's good to go! But discover would be his best bet! (but then again a very low credit limit! ) or try 2bm or 3bm so you have a bigger chance!
Chase freedom has forex fee. I'm not sure if discover is accepted here. Was just asked today on the forums.



Why can't she be added as an AU on someone else's account and ask for the card to be expedited?


(Chase Freedom has forex.)

She wants her own card. No making cheshbonois etc.

Any other options?

Offline myi

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Re: Questions and Help for BEGINNERS!
« Reply #7323 on: September 05, 2016, 11:54:16 PM »
Chase freedom has forex fee. I'm not sure if discover is accepted here. Was just asked today on the forums.

She wants her own card. No making cheshbonois etc.

Any other options?
Forex as in foreign exchange fee?

Eta :Didn't pay attention to that point Foreign tf,

Never tried CO but seems like an easier card then others and there all no Foreign transaction fee cards(they have visa or MC should that make a difference! )   
« Last Edit: September 05, 2016, 11:57:32 PM by myi »
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Offline myi

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Re: Questions and Help for BEGINNERS!
« Reply #7324 on: September 05, 2016, 11:59:29 PM »


She wants her own card. No making cheshbonois etc.

Any other options?
Btw last case scenario amex as an added user and she can pay her own bills and have her own chesbon! Should other ideas go wrong! Which I hope not!
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Need your LG Exalt fixed? Cracked in half? Water damage? Or parts to repair yourself. 347.201.2501

Offline shulem92

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Re: Questions and Help for BEGINNERS!
« Reply #7325 on: September 06, 2016, 01:49:01 AM »
Asking for someone: just turned 18 years old with no credit history. Whats the best card she could get approved for that has no foreign transaction fee. Needs it asap so can't add AU to another account
Capitol one journey card is a student card. They usually approve without any history, and no forex. Its a shame tho, cuz they pull from more than one CB

Online mochjas

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Re: Questions and Help for BEGINNERS!
« Reply #7326 on: September 06, 2016, 06:59:31 AM »
I thought you had a better chance in the bank.  How does CPC help on line
Many reports of recon approving CPCs

Offline keetonfurther

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Re: Questions and Help for BEGINNERS!
« Reply #7327 on: September 07, 2016, 02:26:23 PM »
What's everyone been using for MS? Ive been doing a form of it through crowdfunding platforms but I want to expand. Any an all ideas are appreciated :)

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Re: Questions and Help for BEGINNERS!
« Reply #7328 on: September 07, 2016, 02:35:52 PM »
What's everyone been using for MS? I've been doing a form of it through crowdfunding platforms but I want to expand. Any an all ideas are appreciated :)
For a quick fix, in NY you can pay $600 National Grid for $2.25  and $1500 Con Ed for $3.35.
Find someone not playing the game to let you prepay that much for them.
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Offline Live N Learn

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Re: Questions and Help for BEGINNERS!
« Reply #7329 on: September 07, 2016, 11:22:25 PM »
She wants her own card. No making cheshbonois etc.

Any other options?

Debit?
".איזהו חכם, הלומד מכל אדם"

Offline myi

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Re: Questions and Help for BEGINNERS!
« Reply #7330 on: September 07, 2016, 11:28:16 PM »
Debit?
and for no foreign exchange fee use a td debit card! (basically open an account for her! ) 
Quote
Need your LG Exalt fixed? Cracked in half? Water damage? Or parts to repair yourself. 347.201.2501

Offline Zevi16

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Re: Questions and Help for BEGINNERS!
« Reply #7331 on: September 08, 2016, 07:42:14 PM »
Is there any apple app like award hacker? Something to show me flight value etc.

Offline Live N Learn

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Re: Questions and Help for BEGINNERS!
« Reply #7332 on: September 08, 2016, 09:54:19 PM »
and for no foreign exchange fee use a td debit card! (basically open an account for her! )

The regular TD accounts have an ATM fee. Some banks offer free ATM withdrawals abroad too.
".איזהו חכם, הלומד מכל אדם"

Offline Welder

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Re: Questions and Help for BEGINNERS!
« Reply #7333 on: September 08, 2016, 09:59:10 PM »
Is there any apple app like award hacker? Something to show me flight value etc.
Award Hacker works fine for me on Chrome-iOS.
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Offline Zevi16

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Re: Questions and Help for BEGINNERS!
« Reply #7334 on: September 09, 2016, 03:33:03 AM »
Award Hacker works fine for me on Chrome-iOS.
I need an app for an iPhone or even an android. But it has to be an app

Offline JTZ

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Re: Questions and Help for BEGINNERS!
« Reply #7335 on: September 09, 2016, 05:19:25 PM »
Is the AT&T Access More Card with phone credit still available?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline David Smith

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Re: Questions and Help for BEGINNERS!
« Reply #7336 on: September 09, 2016, 05:21:40 PM »
Is the AT&T Access More Card with phone credit still available?
No. You can try your luck doing a product change.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline JTZ

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Re: Questions and Help for BEGINNERS!
« Reply #7337 on: September 09, 2016, 05:25:06 PM »
No. You can try your luck doing a product change.
How about a backdoor link?
"LESS IS MORE" It is the cumulative effect that kills deals!!! How many times do I have to say this?  >:(

Offline David Smith

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Re: Questions and Help for BEGINNERS!
« Reply #7338 on: September 09, 2016, 05:25:45 PM »
How about a backdoor link?
All dead for almost 2 months, AFAIK.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline roey6

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Re: Questions and Help for BEGINNERS!
« Reply #7339 on: September 12, 2016, 02:49:04 PM »
what do you guys think about the United/IHG Deal, worth it? dont have a lot of IHG points but can easily transfer for chase 1;1