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This is the thread where you can ask any random question you have. Feel free to ask even the most basic questions that you otherwise might be embarrassed to ask. This is the thread for beginners, so veterans here will treat you nicely. Ask a beginner's Q in some other threads and no guarantee of that same treatment. ;)
People here want to help, so just have some patience, follow the tips below and hopefully someone will help you when they have a chance.

If you looking for a particular thread you once saw and can't find it, this is not the place to ask. Check out Help Me Find It and ask there.

How to ask a question in this thread:
Click the blue reply button at the top or bottom of the page, type your question, and click post!

Some helpful tips for eliciting answers from other members:
- Keep your question short and precise. No one wants to read a megillah.
- The more questions you ask in one post, the less likely any will be answered. People are willing to answer a question or two, but if you ask all the questions that apply to your particular issue, you're expecting to be spoonfed. Members don't like holding out the spoon, so ask accordingly.


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Author Topic: Questions and Help for BEGINNERS!  (Read 1762392 times)

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #7460 on: October 02, 2016, 09:08:20 AM »
Quote from: kEepItsimPLe on October 02, 2016, 08:47:16 AM
What's a wiki?
Click the + at the top of this thread.
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Offline ckmk47

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Re: Questions and Help for BEGINNERS!
« Reply #7461 on: October 02, 2016, 09:42:58 AM »
Quote from: kEepItsimPLe on October 02, 2016, 08:47:16 AM
What's a wiki?
Quote from: TimT on October 02, 2016, 09:08:20 AM
Click the + at the top of this thread.
It contains instructions for the thread or it consolidates the points in the thread that you'd want to look up.
[There's a button to "edit wiki" and even to "add wiki", if you're feeling bold.]
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7462 on: October 02, 2016, 12:27:36 PM »
Quote from: BCL on September 30, 2016, 06:46:05 PM
What happens when I return an item bought with a costco cash card? Will they give me another cash card or can i have them put the refund on another credit card?
Quote from: Iz on October 01, 2016, 07:23:29 PM
CC/DC/cash usually works, but YMMV.
Quote from: ckmk47 on October 02, 2016, 01:02:44 AM
I don't know what happens if you're a member who uses a cash card.
I've been a non-member using a cash card bough on someone else's account. They don't allow me to do returns.  The member has to do it for me. (and I think they got a new cash card or actual cash back.)
I was referring to a member. AFAIK, non-members can not do returns.
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Offline BCL

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Re: Questions and Help for BEGINNERS!
« Reply #7463 on: October 02, 2016, 06:33:07 PM »
Can I use Amex to buy from  Costco online? I thought I could but I only see mc, visa, and discover as options.
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #7464 on: October 04, 2016, 09:41:05 PM »
Quote from: BCL on October 02, 2016, 06:33:07 PM
Can I use Amex to buy from  Costco online? I thought I could but I only see mc, visa, and discover as options.
Yes
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Offline BCL

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Re: Questions and Help for BEGINNERS!
« Reply #7465 on: October 05, 2016, 01:14:46 AM »
Quote from: yochiek93 on October 04, 2016, 09:41:05 PM
Yes
How? There is no option for payment with amex card. When i put in cc number it says invalid.
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Offline yochiek93

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Re: Questions and Help for BEGINNERS!
« Reply #7466 on: October 05, 2016, 01:18:05 AM »
Quote from: BCL on October 05, 2016, 01:14:46 AM
How? There is no option for payment with amex card. When i put in cc number it says invalid.
That's weird I'll have to check
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7467 on: October 10, 2016, 03:37:13 PM »
Any good ideas how to get a direct deposit into a bank account? Thanks.
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Offline shulem92

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Re: Questions and Help for BEGINNERS!
« Reply #7468 on: October 10, 2016, 03:42:32 PM »
Quote from: Iz on October 10, 2016, 03:37:13 PM
Any good ideas how to get a direct deposit into a bank account? Thanks.
Which bank?
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7469 on: October 10, 2016, 03:43:25 PM »
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Offline mmgfarb

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Questions and Help for BEGINNERS!
« Reply #7470 on: October 10, 2016, 03:50:51 PM »
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7471 on: October 10, 2016, 03:53:27 PM »
Quote from: mmgfarb on October 10, 2016, 03:50:51 PM

http://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank
I'm assuming this is to get the bonus?
Thanks. Yes, it is. However, here: http://www.doctorofcredit.com/td-bank-150-300-checking-bonus-ct-dc-de-fl-md-ma-nc-nh-nj-ny-pa-ri-sc-vt-va/, he writes "Only problem is we don’t really know what will trigger the direct deposit requirement." ::)
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Offline mmgfarb

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Re: Questions and Help for BEGINNERS!
« Reply #7472 on: October 10, 2016, 03:54:58 PM »
Quote from: Iz on October 10, 2016, 03:53:27 PM
Thanks. Yes, it is. However, here: http://www.doctorofcredit.com/td-bank-150-300-checking-bonus-ct-dc-de-fl-md-ma-nc-nh-nj-ny-pa-ri-sc-vt-va/, he writes "Only problem is we don’t really know what will trigger the direct deposit requirement." ::)
So either try one of the ones listed and hope for the best or get a real direct deposit.
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7473 on: October 10, 2016, 03:55:33 PM »
Quote from: mmgfarb on October 10, 2016, 03:50:51 PM
http://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#TD_Bank
What does it mean that "Chase" counts as a DD to TD? How does one get a DD out of Chase (or any other bank) to a different bank?
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7474 on: October 10, 2016, 03:57:05 PM »
Quote from: mmgfarb on October 10, 2016, 03:54:58 PM
So either try one of the ones listed and hope for the best or get a real direct deposit.
Hence my query here, hoping that someone has real DPs about this. ;)
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Offline mmgfarb

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Questions and Help for BEGINNERS!
« Reply #7475 on: October 10, 2016, 03:57:42 PM »
Quote from: Iz on October 10, 2016, 03:55:33 PM
What does it mean that "Chase" counts as a DD to TD? How does one get a DD out of Chase (or any other bank) to a different bank?
Send an ACH transfer and sometime the incoming bank's system will count it as a direct deposit to trigger the bonus
« Last Edit: October 10, 2016, 04:01:22 PM by mmgfarb »
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Offline shulem92

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Re: Questions and Help for BEGINNERS!
« Reply #7476 on: October 10, 2016, 03:59:47 PM »
Quote from: Iz on October 10, 2016, 03:55:33 PM
What does it mean that "Chase" counts as a DD to TD? How does one get a DD out of Chase (or any other bank) to a different bank?
If u make an ACH transfer that counts as a DD
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Offline mmgfarb

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Re: Questions and Help for BEGINNERS!
« Reply #7477 on: October 10, 2016, 04:00:45 PM »
Quote from: Iz on October 10, 2016, 03:57:05 PM
Hence my query here, hoping that someone has real DPs about this. ;)
That original post was written before the DP's came in, if you read the comments you'll see that most of the DP'S are from there. I think DoC just updated the post with the new expiration date but didn't change that line where he says we don't know what will trigger the bonus.
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7478 on: October 10, 2016, 04:02:18 PM »
Quote from: mmgfarb on October 10, 2016, 04:00:45 PM
That original post was written before the DP's came in, if you read the comments you'll see that most of the DP'S are from there. I think DoC just updated the post with the new expiration date but didn't change that line where he says we don't know what will trigger the bonus.
Sounds right... :)
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Offline Iz

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Re: Questions and Help for BEGINNERS!
« Reply #7479 on: October 10, 2016, 04:50:52 PM »
I'm confused. I asked Chase if they could push an ACH to a diff. bank, and they said that it needs to be initiated at the other bank, meaning I'd have to ask TD to pull it. Is this accurate?
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