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« Last edited by davidmal on July 13, 2017, 02:58:34 PM »

Author Topic: Questions and Help for BEGINNERS!  (Read 617920 times)

Offline Yossirs

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My cc disappeared
« Reply #8550 on: April 02, 2018, 10:18:51 AM »
I logged in last night to my BofA online account and to my absolute surprise one of my 2 cc was gone, could be that they closed/canceled my cc account ? What could be the reason if then ?
(Im in vacation and not able to call them from a toll free number)

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #8551 on: April 02, 2018, 10:32:57 AM »
When is the last time you used that card ? Banks occasionally shut inactive cards.

Offline Yossirs

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Re: Questions and Help for BEGINNERS!
« Reply #8552 on: April 02, 2018, 10:35:46 AM »
When is the last time you used that card ? Banks occasionally shut inactive cards.
It was full for a while but I paid it off about 6 month ago, and since then never used it, kept it clean, could it be the reason ? Any chance to restore it ?

Offline davidrotts63

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Re: Questions and Help for BEGINNERS!
« Reply #8553 on: April 02, 2018, 10:41:30 AM »
It was full for a while but I paid it off about 6 month ago, and since then never used it, kept it clean, could it be the reason ? Any chance to restore it ?
That shouldn't be long enough for them to shut it down. But if that was the case, with BoA within 6 months shouldn't be a problem reopening.
I'll tell you later

Offline TimT

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Re: Questions and Help for BEGINNERS!
« Reply #8554 on: April 02, 2018, 10:41:50 AM »
Its certainly a possibility. Always good to put a few dollars on all your cards from time to time to keep them active.

Offline Abey

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Re: Questions and Help for BEGINNERS!
« Reply #8555 on: April 08, 2018, 10:41:27 AM »
Got my first chase biz . Pros and cons of combining under the personal login or keep separate?

Offline Definitions

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Re: Questions and Help for BEGINNERS!
« Reply #8556 on: April 08, 2018, 01:49:54 PM »
Got my first chase biz . Pros and cons of combining under the personal login or keep separate?
They let you keep a business card in the same login account as personal stuff?
Jack of all trades, master of none.

Offline davidrotts63

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Re: Questions and Help for BEGINNERS!
« Reply #8557 on: April 08, 2018, 01:51:27 PM »
They let you keep a business card in the same login account as personal stuff?
Other way, you can add your personal account to your business login, it's still sort of separated.
I'll tell you later

Offline Abey

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Re: Questions and Help for BEGINNERS!
« Reply #8558 on: April 08, 2018, 01:59:01 PM »
Other way, you can add your personal account to your business login, it's still sort of separated.
Pros and cons ?

Offline davidrotts63

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Re: Questions and Help for BEGINNERS!
« Reply #8559 on: April 08, 2018, 02:13:58 PM »
Pros and cons ?
AFAIK it's nothing more then how you like them separated.
I'll tell you later

Offline ChaimMoskowitz

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Re: Questions and Help for BEGINNERS!
« Reply #8560 on: April 11, 2018, 11:34:59 AM »
Do any CC's offer travel insurance due to illness? This will be booked with expedia if that matters.
I just found a new supply of forks!

Offline davidrotts63

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Re: Questions and Help for BEGINNERS!
« Reply #8561 on: April 11, 2018, 11:38:06 AM »


Do any CC's offer travel insurance due to illness? This will be booked with expedia if that matters.

CSR has.
I know you have a Hyatt card () which has too.
This is the Hyatt policy
Quote
If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours and hotels
I'll tell you later

Offline ChaimMoskowitz

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Re: Questions and Help for BEGINNERS!
« Reply #8562 on: April 11, 2018, 11:51:44 AM »
Thanks was looking at the CSR after I posted. Card is in sons name but won't be traveling. If booked with his card will they still get the insurance?

Hyatt card might not be around in August.  :-[

Would you happen to have the CSR language handy?
I just found a new supply of forks!

Offline davidrotts63

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Re: Questions and Help for BEGINNERS!
« Reply #8563 on: April 11, 2018, 11:55:23 AM »
Thanks was looking at the CSR after I posted. Card is in sons name but won't be traveling. If booked with his card will they still get the insurance?

Hyatt card might not be around in August.  :-[

Would you happen to have the CSR language handy?
Yup you'd be covered, see bold.
Quote
The following information is a summary only. Please see your Guide to Benefits for complete details.
Benefit Overview
Trip Cancellation provides reimbursement if a covered loss prevents you from traveling on or before the departure date and results in cancellation of the travel arrangements.

Trip Interruption provides reimbursement if a covered loss on the way to the point of departure or after departure causes interruption of your covered trip. It can also provide reimbursement if a trip is postponed due to a covered loss and certain fees are incurred if a new departure date is set.

The information below applies to both benefits. Reimbursement can be provided for pre-paid, non-refundable travel expenses including passenger fares, tours and hotels.

Covers trips when travel arrangements for a pre-paid tour, trip or vacation have been purchased with an eligible Chase card or with rewards earned on an eligible Chase card
Reimbursement is in excess of any travel insurance purchased, or reimbursement from the occupancy provider or common carrier such as airline, bus, cruise ship, or train
Whos Covered
Cardholder
Immediate family members (even if the Cardholder is not traveling with them)

Coverage Amount/Period
Up to $10,000 per covered trip and a maximum limit of $20,000 per occurrence and a maximum benefit amount per 12-month period of $40,000

Examples:
A family of four charges a covered trip to their Chase card or pays with rewards earned on a Chase card for a covered trip that costs $6,000/person.  If the family experiences a loss of $24,000 for the entire trip, the reimbursement would be $20,000, as that is the maximum limit per occurrence.
 
A Cardholder charges a covered trip to their Chase card or pays with rewards earned on a Chase card for a covered trip that costs $8,000.  If the Cardholder experiences a loss of $8,000 for the trip, the reimbursement would be $8,000, as that is less than the maximum limit of $10,000 per covered trip.
Finally, it's Google who has it handy, not I.
:)
I'll tell you later

Offline ChaimMoskowitz

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Re: Questions and Help for BEGINNERS!
« Reply #8564 on: April 11, 2018, 11:59:20 AM »
Thank you!!!

Note to self: Stop throwing out the benefit pamphlets that come with the card.

ETA: Oops I don't trust Google. Will see if benefits show when logged in.
I just found a new supply of forks!